Pathward Financial, Inc. (CASH) vs Goosehead Insurance, Inc (GSHD)

A side-by-side comparison of Pathward Financial, Inc. and Goosehead Insurance, Inc across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — CASH vs GSHD

growth of $100 · dividends reinvested · last 8y
CASH +104.5% (+9.4%/yr)GSHD +221.9% (+15.7%/yr)GSHD compounded faster over this window
05001kStart $1002020202220242026$204$322
CASH GSHD

CASH vs GSHD: by the numbers

  • •GSHD is the larger company ($1.67B vs $1.55B market cap).
  • •CASH trades at the lower trailing earnings multiple (9.23 vs 32.55 P/E), one valuation lens rather than an overall verdict.
  • •CASH converts more revenue to profit (21.88% vs 8.78% net margin).
  • •GSHD grew revenue faster over the past five years (24.21% vs 9.66% CAGR).
  • •CASH pays a dividend (0.27% yield), while GSHD is a former payer with no current dividend run rate.

Metrics side by side

Valuation

MetricCASHGSHD
P/E ratio9.2332.55
Forward P/E7.6720.87
PEG ratio0.422.12
P/S ratio1.944.14
P/B ratio1.83N/A
EV / EBITDAN/A17.31
FCF yieldN/A4.95%

Profitability

MetricCASHGSHD
Gross marginN/A46.25%
Operating margin26.21%25.83%
Net margin21.88%8.78%
ROE20.65%N/A
ROICN/A24.29%

Pathward Financial, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricCASHGSHD
Dividend yield0.27%N/A
Payout ratio2.51%N/A

Growth (annualized)

MetricCASHGSHD
Revenue CAGR (5Y)9.66%24.21%
EPS CAGR (5Y)21.89%15.08%
FCF CAGR (5Y)N/A29.59%
Total return CAGR (5Y)6.13%-21.11%

Frequently asked

Which has the lower trailing P/E, CASH or GSHD?
CASH has the lower trailing P/E: CASH trades at 9.23 and GSHD at 32.55. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CASH or GSHD?
Over the past five years, GSHD grew revenue faster — CASH at a 9.66% CAGR versus GSHD at 24.21%.
Does CASH or GSHD pay a bigger dividend?
CASH pays a dividend (0.27% yield), while GSHD is a former payer with no current dividend run rate.
Is CASH or GSHD more profitable?
CASH runs the higher net margin — CASH at 21.88% versus GSHD at 8.78%.
How have CASH and GSHD total returns compared?
Over the past 5 years, CASH delivered 6.13% and GSHD delivered -21.11% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.