Republic Bancorp (RBCAA) Debt/Equity Ratio: History & Chart

Republic Bancorp, Inc.(RBCAA)

Banks - Regional · Louisville, KY

$93.57-0.02 (-0.02%)

Delayed quote: Oct 6, 2026, 2:04 PM EDT

About Republic Bancorp, Inc.

Republic Bancorp, Inc., a financial holding company established in Louisville, Kentucky in 1974, provides a comprehensive suite of banking products and services throughout the United States. Its operations are strategically divided into five segments: Traditional Banking, Warehouse, Mortgage Banking, Tax Refund Solutions, and Republic Credit Solutions. The institution accepts a variety of deposits, including demand, money market, savings, individual retirement accounts, and various types of certificates of deposit. Its lending portfolio is extensive, featuring residential and commercial real estate loans, construction and land development financing, home improvement and equity loans, as well as secured and unsecured personal loans and aircraft financing. Beyond core banking, Republic Bancorp also offers credit cards, title insurance, and an array of sophisticated services such as memory banking, private banking, lockbox processing, remote deposit capture, and robust online and mobile banking solutions for businesses. Specialized services include providing short-term and revolving credit facilities for mortgage bankers, facilitating the processing and payment of federal and state tax refunds through partnerships with tax preparers and software companies, and distributing general purpose reloadable prepaid cards via third-party providers. Additionally, the company delivers consumer credit products and property and casualty insurance. As of January 28, 2022, Republic Bancorp operated 42 full-service banking locations.

Louisville, KY

973 employees

www.republicbank.com

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: Steven E. Trager

View full financials

RBCAA Debt to Equity Ratio Metrics

DEBT TO EQUITY RATIO

0.22

DEBT TO EQUITY RATIO AVG TTM

0.42

DEBT TO EQUITY RATIO AVG 3Y

0.52

DEBT TO EQUITY RATIO AVG 5Y

0.44

DEBT TO EQUITY RATIO AVG 10Y

0.86

DEBT TO EQUITY RATIO AVG 15Y

1.12

DEBT TO EQUITY RATIO AVG 20Y

1.56

CURRENT VS TTM AVG

-47.59%

CURRENT VS 3Y AVG

-57.64%

CURRENT VS 5Y AVG

-49.57%

CURRENT VS 10Y AVG

-74.30%

CURRENT VS 15Y AVG

-80.34%

CURRENT VS 20Y AVG

-85.81%

SECTOR MEDIAN · FINANCIAL SERVICES

0.28

median of 696 covered companies

CURRENT VS SECTOR MEDIAN

-21.06%

vs the sector median at left

NAME	MARKET CAP	DEBT TO EQUITY RATIO	TTM	3Y	5Y
Republic Bancorp, Inc. (RBCAA)	$1.64B	0.22	0.42	0.52	0.44
Atlanticus Holdings Corporation (ATLCP)vs ›	$1.64B	8.48	7.92	6.63	7.24
QCR Holdings, Inc. (QCRH)vs ›	$1.64B	0.35	0.56	0.75	0.59
Goosehead Insurance, Inc (GSHD)vs ›	$1.64B	N/A	3.01	7.17	7.17
ConnectOne Bancorp, Inc. (CNOBP)vs ›	$1.65B	0.02	0.69	0.77	0.72
Atlanticus Holdings Corporation 9.25% Senior Notes due 2029 (ATLCZ)vs ›	$1.66B	8.48	7.92	6.63	7.24
TriCo Bancshares (TCBK)vs ›	$1.68B	0.06	0.12	0.34	0.28
Bank First Corporation (BFC)vs ›	$1.69B	0.13	0.21	0.22	0.23
Hyperliquid Strategies Inc Common Stock (PURR)vs ›	$1.70B	0.00	0.00	0.00	0.00
Nuveen California Quality Municipal Income Fund (NAC)vs ›	$1.56B	0.75	0.71	0.69	0.65

NAME

MARKET CAP

DEBT TO EQUITY RATIO

TTM

Republic Bancorp, Inc. (RBCAA)

$1.64B

0.22

0.42

0.52

0.44

Atlanticus Holdings Corporation (ATLCP)vs ›

$1.64B

8.48

7.92

6.63

7.24

QCR Holdings, Inc. (QCRH)vs ›

$1.64B

0.35

0.56

0.75

0.59

Goosehead Insurance, Inc (GSHD)vs ›

$1.64B

N/A

3.01

7.17

ConnectOne Bancorp, Inc. (CNOBP)vs ›

$1.65B

0.02

0.69

0.77

0.72

Atlanticus Holdings Corporation 9.25% Senior Notes due 2029 (ATLCZ)vs ›

$1.66B

8.48

7.92

6.63

7.24

TriCo Bancshares (TCBK)vs ›

$1.68B

0.06

0.12

0.34

0.28

Bank First Corporation (BFC)vs ›

$1.69B

0.13

0.21

0.22

0.23

Hyperliquid Strategies Inc Common Stock (PURR)vs ›

$1.70B

0.00

Nuveen California Quality Municipal Income Fund (NAC)vs ›

$1.56B

0.75

0.71

0.69

0.65

Debt to Equity Ratio FAQ

What is the debt to equity ratio for Republic Bancorp, Inc. (RBCAA)?

The debt to equity ratio for RBCAA stock is 0.22.

Is Republic Bancorp, Inc.'s debt to equity ratio high or low?

The debt to equity ratio of 0.22 is 50% below its 5-year average of 0.44, near the low end of its 5-year range (0.22–0.73).

What is the TTM average debt to equity ratio for Republic Bancorp, Inc. (RBCAA)?

The TTM average debt to equity ratio for RBCAA stock is 0.42.

What is the 3Y average debt to equity ratio for Republic Bancorp, Inc. (RBCAA)?

The 3Y average debt to equity ratio for RBCAA stock is 0.52.

What is the 5Y average debt to equity ratio for Republic Bancorp, Inc. (RBCAA)?

The 5Y average debt to equity ratio for RBCAA stock is 0.44.

What is the 10Y average debt to equity ratio for Republic Bancorp, Inc. (RBCAA)?

The 10Y average debt to equity ratio for RBCAA stock is 0.86.

What is the 15Y average debt to equity ratio for Republic Bancorp, Inc. (RBCAA)?

The 15Y average debt to equity ratio for RBCAA stock is 1.12.

What is the 20Y average debt to equity ratio for Republic Bancorp, Inc. (RBCAA)?

The 20Y average debt to equity ratio for RBCAA stock is 1.56.

DATE	DEBT TO EQUITY RATIO
2026-06-30	0.22
2026-03-31	0.42
2025-12-31	0.57
2025-09-30	0.45
2025-06-30	0.45
2025-03-31	0.48
2024-12-31	0.54
2024-09-30	0.50
2024-06-30	0.50
2024-03-31	0.42
2023-12-31	0.56
2023-09-30	0.65
2023-06-30	0.73
2023-03-31	0.32
2022-12-31	0.41
2022-09-30	0.32
2022-06-30	0.43
2022-03-31	0.42
2021-12-31	0.43
2021-09-30	0.39
2021-06-30	0.30
2021-03-31	0.34
2020-12-31	0.65
2020-09-30	0.43
2020-06-30	0.49
2020-03-31	0.99
2019-12-31	1.30
2019-09-30	1.90
2019-06-30	1.67
2019-03-31	1.14
2018-12-31	1.50
2018-09-30	1.36
2018-06-30	1.62
2018-03-31	1.01
2017-12-31	1.55
2017-09-30	1.53
2017-06-30	1.85
2017-03-31	1.05
2016-12-31	1.68
2016-09-30	1.76
2016-06-30	1.95
2016-03-31	1.49
2015-12-31	1.97
2015-09-30	1.85
2015-06-30	2.07
2015-03-31	1.70
2014-12-31	1.98
2014-09-30	1.76
2014-06-30	1.58
2014-03-31	1.53
2013-12-31	1.50
2013-09-30	1.35
2013-06-30	1.40
2013-03-31	1.35
2012-12-31	1.56
2012-09-30	1.37
2012-06-30	1.43
2012-03-31	1.28
2011-12-31	2.67
2011-09-30	1.75
2011-06-30	1.75
2011-03-31	1.94
2010-12-31	2.49
2010-09-30	2.41
2010-06-30	2.48
2010-03-31	2.41
2009-12-31	3.10
2009-09-30	3.24
2009-06-30	3.23
2009-03-31	3.30
2008-12-31	3.25
2008-09-30	3.39
2008-06-30	4.14
2008-03-31	3.82
2007-12-31	3.69
2007-09-30	4.77
2007-06-30	4.79
2007-03-31	4.23
2006-12-31	6.28
2006-09-30	4.60
2006-06-30	4.20
2006-03-31	3.83
2005-12-31	5.21
2005-09-30	3.77
2005-06-30	4.01
2005-03-31	4.10
2004-12-31	4.39
2004-09-30	3.86
2004-06-30	3.80
2004-03-31	3.84
2003-12-31	3.78
2003-09-30	3.52
2003-06-30	3.04
2003-03-31	2.74
2002-12-31	3.61
2002-09-30	3.06

DATE

DEBT TO EQUITY RATIO

2026-06-30

0.22

2026-03-31

0.42

2025-12-31

0.57

2025-09-30

0.45

2025-06-30

0.45

2025-03-31

0.48

2024-12-31

0.54

2024-09-30

0.50

2024-06-30

0.50

2024-03-31

0.42

2023-12-31

0.56

2023-09-30

0.65

2023-06-30

0.73

2023-03-31

0.32

2022-12-31

0.41

2022-09-30

0.32

2022-06-30

0.43

2022-03-31

0.42

2021-12-31

0.43

2021-09-30

0.39

2021-06-30

0.30

2021-03-31

0.34

2020-12-31

0.65

2020-09-30

0.43

2020-06-30

0.49

2020-03-31

0.99

2019-12-31

1.30

2019-09-30

1.90

2019-06-30

1.67

2019-03-31

1.14

2018-12-31

1.50

2018-09-30

1.36

2018-06-30

1.62

2018-03-31

1.01

2017-12-31

1.55

2017-09-30

1.53

2017-06-30

1.85

2017-03-31

1.05

2016-12-31

1.68

2016-09-30

1.76

2016-06-30

1.95

2016-03-31

1.49

2015-12-31

1.97

2015-09-30

1.85

2015-06-30

2.07

2015-03-31

1.70

2014-12-31

1.98

2014-09-30

1.76

2014-06-30

1.58

2014-03-31

1.53

2013-12-31

1.50

2013-09-30

1.35

2013-06-30

1.40

2013-03-31

1.35

2012-12-31

1.56

2012-09-30

1.37

2012-06-30

1.43

2012-03-31

1.28

2011-12-31

2.67

2011-09-30

1.75

2011-06-30

1.75

2011-03-31

1.94

2010-12-31

2.49

2010-09-30

2.41

2010-06-30

2.48

2010-03-31

2.41

2009-12-31

3.10

2009-09-30

3.24

2009-06-30

3.23

2009-03-31

3.30

2008-12-31

3.25

2008-09-30

3.39

2008-06-30

4.14

2008-03-31

3.82

2007-12-31

3.69

2007-09-30

4.77

2007-06-30

4.79

2007-03-31

4.23

2006-12-31

6.28

2006-09-30

4.60

2006-06-30

4.20

2006-03-31

3.83

2005-12-31

5.21

2005-09-30

3.77

2005-06-30

4.01

2005-03-31

4.10

2004-12-31

4.39

2004-09-30

3.86

2004-06-30

3.80

2004-03-31

3.84

2003-12-31

3.78

2003-09-30

3.52

2003-06-30

3.04

2003-03-31

2.74

2002-12-31

3.61

2002-09-30

3.06

Debt to Equity Ratio: 0.22

RBCAA Debt to Equity Ratio

RBCAA Average Debt to Equity Ratio Chart

RBCAA Current vs Average Debt to Equity Ratio Chart

RBCAA Debt to Equity Ratio Metrics

RBCAA Competitors' Debt to Equity Ratio

Financial Health

Debt to Equity Ratio Formula & Definition

Debt to Equity Ratio FAQ

RBCAA Debt to Equity Ratio History

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