Republic Bancorp, Inc. (RBCAA) vs TriCo Bancshares (TCBK)
A side-by-side comparison of Republic Bancorp, Inc. and TriCo Bancshares across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — RBCAA vs TCBK
growth of $100 · dividends reinvested · last 10yRBCAA vs TCBK: by the numbers
- •TCBK is the larger company ($1.68B vs $1.64B market cap).
- •TCBK trades at the lower trailing earnings multiple (12.55 vs 14.46 P/E), one valuation lens rather than an overall verdict.
- •RBCAA converts more revenue to profit (25.36% vs 24.83% net margin).
- •TCBK grew revenue faster over the past five years (10.70% vs 9.68% CAGR).
- •TCBK pays the higher dividend yield (2.76% vs 2.01%).
Metrics side by side
Valuation
| Metric | RBCAA | TCBK |
|---|---|---|
| P/E ratio | 14.46 | 12.55 |
| Forward P/E | 13.43 | 12.22 |
| PEG ratio | 1.35 | 1.10 |
| P/S ratio | 3.24 | 3.08 |
| P/B ratio | 1.41 | 1.25 |
Profitability
| Metric | RBCAA | TCBK |
|---|---|---|
| Operating margin | 33.65% | 34.49% |
| Net margin | 25.36% | 24.83% |
| ROE | 11.07% | 10.09% |
Republic Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
TriCo Bancshares: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | RBCAA | TCBK |
|---|---|---|
| Dividend yield | 2.01% | 2.76% |
| Payout ratio | 29.24% | 34.53% |
Growth (annualized)
| Metric | RBCAA | TCBK |
|---|---|---|
| Revenue CAGR (5Y) | 9.68% | 10.70% |
| EPS CAGR (5Y) | 10.76% | 11.55% |
| Total return CAGR (5Y) | 15.88% | 6.32% |
Frequently asked
- Which has the lower trailing P/E, RBCAA or TCBK?
- TCBK has the lower trailing P/E: RBCAA trades at 14.46 and TCBK at 12.55. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, RBCAA or TCBK?
- Over the past five years, TCBK grew revenue faster — RBCAA at a 9.68% CAGR versus TCBK at 10.70%.
- Does RBCAA or TCBK pay a bigger dividend?
- RBCAA yields 2.01% and TCBK yields 2.76% based on trailing dividends and the latest price.
- Is RBCAA or TCBK more profitable?
- RBCAA runs the higher net margin — RBCAA at 25.36% versus TCBK at 24.83%.
- How have RBCAA and TCBK total returns compared?
- Over the past 10 years, RBCAA delivered 14.55% and TCBK delivered 9.79% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Republic Bancorp & TriCo Bancshares appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.