Bank First Corporation (BFC) vs Republic Bancorp, Inc. (RBCAA)
A side-by-side comparison of Bank First Corporation and Republic Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — BFC vs RBCAA
growth of $100 · dividends reinvested · last 10yBFC vs RBCAA: by the numbers
- •BFC is the larger company ($1.69B vs $1.63B market cap).
- •RBCAA trades at the lower trailing earnings multiple (14.42 vs 19.55 P/E), one valuation lens rather than an overall verdict.
- •BFC converts more revenue to profit (27.80% vs 25.36% net margin).
- •BFC grew revenue faster over the past five years (19.15% vs 9.68% CAGR).
- •RBCAA pays the higher dividend yield (2.01% vs 1.39%).
Metrics side by side
Valuation
| Metric | BFC | RBCAA |
|---|---|---|
| P/E ratio | 19.55 | 14.42 |
| Forward P/E | 15.12 | 13.39 |
| PEG ratio | 2.63 | 1.35 |
| P/S ratio | 5.79 | 3.23 |
| P/B ratio | 2.06 | 1.41 |
Profitability
| Metric | BFC | RBCAA |
|---|---|---|
| Operating margin | 34.54% | 33.65% |
| Net margin | 27.80% | 25.36% |
| ROE | 9.89% | 11.07% |
Bank First Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Republic Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | BFC | RBCAA |
|---|---|---|
| Dividend yield | 1.39% | 2.01% |
| Payout ratio | 27.31% | 29.24% |
Growth (annualized)
| Metric | BFC | RBCAA |
|---|---|---|
| Revenue CAGR (5Y) | 19.15% | 9.68% |
| EPS CAGR (5Y) | 7.36% | 10.76% |
| Total return CAGR (5Y) | 18.39% | 15.88% |
Frequently asked
- Which has the lower trailing P/E, BFC or RBCAA?
- RBCAA has the lower trailing P/E: BFC trades at 19.55 and RBCAA at 14.42. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, BFC or RBCAA?
- Over the past five years, BFC grew revenue faster — BFC at a 19.15% CAGR versus RBCAA at 9.68%.
- Does BFC or RBCAA pay a bigger dividend?
- BFC yields 1.39% and RBCAA yields 2.01% based on trailing dividends and the latest price.
- Is BFC or RBCAA more profitable?
- BFC runs the higher net margin — BFC at 27.80% versus RBCAA at 25.36%.
- How have BFC and RBCAA total returns compared?
- Over the past 10 years, BFC delivered 19.31% and RBCAA delivered 14.55% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Bank First & Republic Bancorp appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.