Basis: Trailing twelve months (TTM), to the latest fiscal quarter end. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 9.89% is 14% below its 5-year average of 11.50%, near the low end of its 5-year range (8.13%–14.62%).
As of the fiscal period ended Tuesday, June 30, 2026. 5.74% below its 12-month average of 10.50%.
Trailing-twelve-month return on equity at each fiscal quarter end; no daily interpolation. Q2 FY2026 (2026-06-30): 9.89%.
RETURN ON EQUITY (ROE)
9.89%
RETURN ON EQUITY (ROE) AVG TTM
10.50%
RETURN ON EQUITY (ROE) AVG 3Y
10.94%
RETURN ON EQUITY (ROE) AVG 5Y
11.50%
RETURN ON EQUITY (ROE) AVG 10Y
11.78%
RETURN ON EQUITY (ROE) AVG 15Y
11.55%
RETURN ON EQUITY (ROE) AVG 20Y
11.02%
CURRENT VS TTM AVG
-5.74%
CURRENT VS 3Y AVG
-9.57%
CURRENT VS 5Y AVG
-13.94%
CURRENT VS 10Y AVG
-16.03%
CURRENT VS 15Y AVG
-14.32%
CURRENT VS 20Y AVG
-10.22%
SECTOR MEDIAN · FINANCIAL SERVICES
10.25%
median of 350 covered companies
CURRENT VS SECTOR MEDIAN
-3.52%
vs the sector median at left
Bank First Corporation
Market Cap
$1.70B
Return on Equity (ROE)
9.89%
TTM Avg
10.50%
3Y Avg
10.94%
5Y Avg
11.50%
Market Cap
$1.66B
Return on Equity (ROE)
20.76%
TTM Avg
21.33%
3Y Avg
27.56%
5Y Avg
48.97%
Market Cap
$1.66B
Return on Equity (ROE)
9.84%
TTM Avg
5.53%
3Y Avg
7.21%
5Y Avg
8.03%
Market Cap
$1.63B
Return on Equity (ROE)
20.76%
TTM Avg
21.33%
3Y Avg
27.56%
5Y Avg
48.97%
Market Cap
$1.79B
Return on Equity (ROE)
13.59%
TTM Avg
10.51%
3Y Avg
8.36%
5Y Avg
4.03%
Market Cap
$1.56B
Return on Equity (ROE)
-7.34%
TTM Avg
-1.33%
3Y Avg
-3.13%
5Y Avg
-2.46%
Market Cap
$1.55B
Return on Equity (ROE)
20.65%
TTM Avg
21.73%
3Y Avg
22.22%
5Y Avg
19.59%
Market Cap
$1.84B
Return on Equity (ROE)
2.54%
TTM Avg
7.88%
3Y Avg
8.80%
5Y Avg
8.87%
Market Cap
$1.85B
Return on Equity (ROE)
11.73%
TTM Avg
10.71%
3Y Avg
12.25%
5Y Avg
11.92%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Bank First Corporation (BFC) | $1.70B | 9.89% | 10.50% | 10.94% | 11.50% |
| Atlanticus Holdings Corporation 9.25% Senior Notes due 2029 (ATLCZ)vs › | $1.66B | 20.76% | 21.33% | 27.56% | 48.97% |
| ConnectOne Bancorp, Inc. (CNOBP)vs › | $1.66B | 9.84% | 5.53% | 7.21% | 8.03% |
| Atlanticus Holdings Corporation (ATLCP)vs › | $1.63B | 20.76% | 21.33% | 27.56% | 48.97% |
| EZCORP, Inc. (EZPW)vs › | $1.79B | 13.59% | 10.51% | 8.36% | 4.03% |
| Nuveen California Quality Municipal Income Fund (NAC)vs › | $1.56B | -7.34% | -1.33% | -3.13% | -2.46% |
| Pathward Financial, Inc. (CASH)vs › | $1.55B | 20.65% | 21.73% | 22.22% | 19.59% |
| FirstSun Capital Bancorp (FSUN)vs › | $1.84B | 2.54% | 7.88% | 8.80% | 8.87% |
| German American Bancorp, Inc. (GABC)vs › | $1.85B | 11.73% | 10.71% | 12.25% | 11.92% |
| ConnectOne Bancorp, Inc. (CNOB)vs › | $1.53B | 9.84% | 5.53% | 7.21% | 8.03% |
ROE
9.9%
ROA
1.4%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2026-06-30 | 9.89% |
| 2026-03-31 | 8.93% |
| 2025-12-31 | 11.10% |
| 2025-09-30 | 11.25% |
| 2025-06-30 | 11.30% |
| 2025-03-31 | 10.55% |
| 2024-12-31 | 10.25% |
| 2024-09-30 | 13.19% |
| 2024-06-30 | 13.21% |
| 2024-03-31 | 13.01% |
| 2023-12-31 | 12.02% |
| 2023-09-30 | 9.09% |
| 2023-06-30 | 8.44% |
| 2023-03-31 | 8.13% |
| 2022-12-31 | 9.98% |
| 2022-09-30 | 9.91% |
| 2022-06-30 | 14.08% |
| 2022-03-31 | 13.86% |
| 2021-12-31 | 14.08% |
| 2021-09-30 | 14.53% |
| 2021-06-30 | 14.62% |
| 2021-03-31 | 13.94% |
| 2020-12-31 | 12.90% |
| 2020-09-30 | 11.88% |
| 2020-06-30 | 10.75% |
| 2020-03-31 | 11.52% |
| 2019-12-31 | 11.60% |
| 2019-09-30 | 11.23% |
| 2019-06-30 | 13.25% |
| 2019-03-31 | 13.94% |
| 2018-12-31 | 14.60% |
| 2018-09-30 | 13.41% |
| 2018-06-30 | 12.45% |
| 2018-03-31 | 11.36% |
| 2017-12-31 | 9.47% |
| 2017-09-30 | 11.55% |
| 2017-06-30 | 11.69% |
| 2017-03-31 | 11.56% |
| 2016-12-31 | 11.69% |
| 2016-09-30 | 11.44% |
| 2016-06-30 | 11.42% |
| 2016-03-31 | 11.34% |
| 2015-12-31 | 11.26% |
| 2015-09-30 | 11.44% |
| 2015-06-30 | 11.55% |
| 2015-03-31 | 11.45% |
| 2014-12-31 | 11.57% |
| 2014-09-30 | 11.54% |
| 2014-06-30 | 10.94% |
| 2014-03-31 | 11.31% |
| 2013-12-31 | 11.38% |
| 2013-09-30 | 10.73% |
| 2011-12-31 | 9.21% |
| 2011-09-30 | 9.05% |
| 2011-06-30 | 9.27% |
| 2011-03-31 | 8.89% |
| 2010-12-31 | 8.76% |
| 2010-09-30 | 8.24% |
| 2010-06-30 | 8.17% |
| 2010-03-31 | 8.93% |
| 2009-12-31 | 8.21% |
| 2009-09-30 | 6.88% |
| 2009-06-30 | 6.53% |
| 2009-03-31 | 5.53% |
| 2008-12-31 | 8.05% |
| 2008-09-30 | 9.56% |
| 2008-06-30 | 10.34% |
| 2008-03-31 | 10.99% |
| 2007-12-31 | 10.35% |
| 2007-09-30 | 10.81% |
| 2007-06-30 | 12.97% |
| 2007-03-31 | 10.95% |
| 2006-12-31 | 11.59% |
| 2006-09-30 | 11.50% |
| 2006-06-30 | 8.68% |
| 2006-03-31 | 10.30% |
| 2005-12-31 | 10.57% |
| 2005-09-30 | 11.58% |
| 2005-06-30 | 12.77% |
| 2005-03-31 | 11.96% |
| 2004-12-31 | 12.00% |
| 2004-09-30 | 11.90% |
| 2004-06-30 | 12.60% |
| 2004-03-31 | 12.53% |
| 2003-12-31 | 12.67% |
| 2003-09-30 | 12.70% |
| 2003-06-30 | 12.44% |
| 2003-03-31 | 12.73% |
| 2002-12-31 | 13.06% |
| 2002-09-30 | 12.40% |
| 2002-06-30 | 12.67% |
| 2002-03-31 | 12.29% |
| 2001-12-31 | 11.63% |
