Bank First Corporation (BFC) vs EZCORP, Inc. (EZPW)
A side-by-side comparison of Bank First Corporation and EZCORP, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
BFC
Bank First Corporation
$151.22Financial ServicesDelayed quote: Oct 5, 2026, 4:00 PM EDT
EZPW
EZCORP, Inc.
$30.50Financial ServicesDelayed quote: Oct 5, 2026, 4:00 PM EDT
Total return — BFC vs EZPW
growth of $100 · dividends reinvested · last 10yBFC +484.4% (+19.3%/yr)EZPW +184.0% (+11.0%/yr)BFC compounded faster over this window
BFC EZPW
BFC vs EZPW: by the numbers
- •EZPW is the larger company ($1.79B vs $1.70B market cap).
- •EZPW trades at the lower trailing earnings multiple (15.56 vs 19.66 P/E), one valuation lens rather than an overall verdict.
- •BFC converts more revenue to profit (27.80% vs 9.99% net margin).
- •BFC grew revenue faster over the past five years (19.15% vs 17.62% CAGR).
- •BFC pays a dividend (1.39% yield), while EZPW is a former payer with no current dividend run rate.
Metrics side by side
Valuation
| Metric | BFC | EZPW |
|---|---|---|
| P/E ratio | 19.66 | 15.56 |
| Forward P/E | 15.21 | 14.00 |
| PEG ratio | 2.64 | N/A |
| P/S ratio | 5.82 | 1.13 |
| P/B ratio | 2.07 | 1.53 |
| EV / EBITDA | N/A | 8.91 |
| FCF yield | N/A | 7.86% |
Profitability
| Metric | BFC | EZPW |
|---|---|---|
| Gross margin | N/A | 57.95% |
| Operating margin | 34.54% | 13.90% |
| Net margin | 27.80% | 9.99% |
| ROE | 9.89% | 13.59% |
| ROIC | N/A | 8.49% |
Bank First Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | BFC | EZPW |
|---|---|---|
| Dividend yield | 1.39% | N/A |
| Payout ratio | 27.31% | N/A |
Growth (annualized)
| Metric | BFC | EZPW |
|---|---|---|
| Revenue CAGR (5Y) | 19.15% | 17.62% |
| EPS CAGR (5Y) | 7.36% | N/A |
| FCF CAGR (5Y) | N/A | 108.79% |
| Total return CAGR (5Y) | 18.39% | 31.94% |
Frequently asked
- Which has the lower trailing P/E, BFC or EZPW?
- EZPW has the lower trailing P/E: BFC trades at 19.66 and EZPW at 15.56. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, BFC or EZPW?
- Over the past five years, BFC grew revenue faster — BFC at a 19.15% CAGR versus EZPW at 17.62%.
- Does BFC or EZPW pay a bigger dividend?
- BFC pays a dividend (1.39% yield), while EZPW is a former payer with no current dividend run rate.
- Is BFC or EZPW more profitable?
- BFC runs the higher net margin — BFC at 27.80% versus EZPW at 9.99%.
- How have BFC and EZPW total returns compared?
- Over the past 10 years, BFC delivered 19.31% and EZPW delivered 10.89% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Bank First P/E ratioEZCORP P/E ratioBank First dividend yieldBank First ROEEZCORP ROEBank First operating marginEZCORP operating marginBank First revenue growthEZCORP revenue growthEZCORP free cash flow
Bank First & EZCORP appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.