Which has the lower trailing P/E, BFC or GABC?

GABC has the lower trailing P/E: BFC trades at 19.66 and GABC at 13.00. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, BFC or GABC?

Over the past five years, BFC grew revenue faster — BFC at a 19.15% CAGR versus GABC at 17.15%.

Does BFC or GABC pay a bigger dividend?

BFC yields 1.39% and GABC yields 2.48% based on trailing dividends and the latest price.

Is BFC or GABC more profitable?

GABC runs the higher net margin — BFC at 27.80% versus GABC at 28.24%.

How have BFC and GABC total returns compared?

Over the past 10 years, BFC delivered 19.31% and GABC delivered 9.28% annualized total return. Past performance doesn't predict future results.

Bank First Corporation (BFC) vs German American Bancorp, Inc. (GABC)

A side-by-side comparison of Bank First Corporation and German American Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

BFC

Bank First Corporation

$1.70B

$151.22Financial ServicesDelayed quote: Oct 5, 2026, 4:00 PM EDT

GABC

German American Bancorp, Inc.

$1.85B

$49.28Financial ServicesDelayed quote: Oct 5, 2026, 4:00 PM EDT

Total return — BFC vs GABC

growth of $100 · dividends reinvested · last 10y

BFC +484.4% (+19.3%/yr)GABC +143.5% (+9.3%/yr)BFC compounded faster over this window

BFC GABC

BFC vs GABC: by the numbers

•GABC is the larger company ($1.85B vs $1.70B market cap).
•GABC trades at the lower trailing earnings multiple (13.00 vs 19.66 P/E), one valuation lens rather than an overall verdict.
•GABC converts more revenue to profit (28.24% vs 27.80% net margin).
•BFC grew revenue faster over the past five years (19.15% vs 17.15% CAGR).
•GABC pays the higher dividend yield (2.48% vs 1.39%).

Metrics side by side

Valuation

Metric	BFC	GABC
P/E ratio	19.66	13.00
Forward P/E	15.21	12.56
PEG ratio	2.64	2.36
P/S ratio	5.82	3.68
P/B ratio	2.07	1.53

Profitability

Metric	BFC	GABC
Operating margin	34.54%	35.26%
Net margin	27.80%	28.24%
ROE	9.89%	11.73%

Bank First Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

German American Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	BFC	GABC
Dividend yield	1.39%	2.48%
Payout ratio	27.31%	32.19%

Growth (annualized)

Metric	BFC	GABC
Revenue CAGR (5Y)	19.15%	17.15%
EPS CAGR (5Y)	7.36%	5.51%
Total return CAGR (5Y)	18.39%	7.58%

Frequently asked

Which has the lower trailing P/E, BFC or GABC?: GABC has the lower trailing P/E: BFC trades at 19.66 and GABC at 13.00. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, BFC or GABC?: Over the past five years, BFC grew revenue faster — BFC at a 19.15% CAGR versus GABC at 17.15%.
Does BFC or GABC pay a bigger dividend?: BFC yields 1.39% and GABC yields 2.48% based on trailing dividends and the latest price.
Is BFC or GABC more profitable?: GABC runs the higher net margin — BFC at 27.80% versus GABC at 28.24%.
How have BFC and GABC total returns compared?: Over the past 10 years, BFC delivered 19.31% and GABC delivered 9.28% annualized total return. Past performance doesn't predict future results.

Go deeper

Full BFC analysis Full GABC analysis Interactive comparison tool

Dig into the metrics

Bank First P/E ratio German American Bancorp P/E ratio Bank First dividend yield German American Bancorp dividend yield Bank First ROE German American Bancorp ROE Bank First operating margin German American Bancorp operating margin Bank First revenue growth German American Bancorp revenue growth

Bank First & German American Bancorp appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Highest Operating Margin Stocks Highest 10-Year Total Return Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.