Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 35.26% is in line with its 5-year average of 37.13%, around the middle of its 5-year range (12.00%–52.93%).
2.04% above its 12-month average of 34.56%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): 37.87%.
OPERATING MARGIN
35.26%
OPERATING MARGIN AVG TTM
34.56%
OPERATING MARGIN AVG 3Y
32.59%
OPERATING MARGIN AVG 5Y
37.13%
OPERATING MARGIN AVG 10Y
35.22%
OPERATING MARGIN AVG 15Y
35.26%
OPERATING MARGIN AVG 20Y
31.34%
CURRENT VS TTM AVG
+2.04%
CURRENT VS 3Y AVG
+8.20%
CURRENT VS 5Y AVG
-5.04%
CURRENT VS 10Y AVG
+0.11%
CURRENT VS 15Y AVG
+0.00%
CURRENT VS 20Y AVG
+12.50%
SECTOR MEDIAN · FINANCIAL SERVICES
16.32%
median of 616 covered companies
CURRENT VS SECTOR MEDIAN
+116.05%
vs the sector median at left
German American Bancorp, Inc.
Market Cap
$1.85B
Operating Margin
35.26%
TTM Avg
34.56%
3Y Avg
32.59%
5Y Avg
37.13%
Market Cap
$1.84B
Operating Margin
21.96%
TTM Avg
19.79%
3Y Avg
21.99%
5Y Avg
20.84%
Market Cap
$1.89B
Operating Margin
-116.73%
TTM Avg
-123.39%
3Y Avg
-208.90%
5Y Avg
-359.89%
Market Cap
$1.89B
Operating Margin
9.78%
TTM Avg
5.02%
3Y Avg
5.02%
5Y Avg
3.35%
Market Cap
$1.80B
Operating Margin
31.05%
TTM Avg
39.27%
3Y Avg
44.73%
5Y Avg
49.27%
Market Cap
$1.79B
Operating Margin
18.19%
TTM Avg
15.30%
3Y Avg
11.87%
5Y Avg
1.38%
Market Cap
$1.73B
Operating Margin
16.07%
TTM Avg
10.82%
3Y Avg
19.12%
5Y Avg
23.94%
Market Cap
$1.99B
Operating Margin
38.00%
TTM Avg
40.20%
3Y Avg
43.24%
5Y Avg
44.21%
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| German American Bancorp, Inc. (GABC) | $1.85B | 35.26% | 34.56% | 32.59% | 37.13% |
| FirstSun Capital Bancorp (FSUN)vs › | $1.84B | 21.96% | 19.79% | 21.99% | 20.84% |
| Sharplink, Inc. (SBET)vs › | $1.89B | -116.73% | -123.39% | -208.90% | -359.89% |
| Apex Treasury Corporation Class A (APXT)vs › | $1.89B | 9.78% | 5.02% | 5.02% | 3.35% |
| Patria Investments Ltd (PAX)vs › | $1.80B | 31.05% | 39.27% | 44.73% | 49.27% |
| EZCORP, Inc. (EZPW)vs › | $1.80B | 13.90% | 10.70% | 9.66% | 6.17% |
| Happen, Inc. Common Stock (HAPN)vs › | $1.79B | 18.19% | 15.30% | 11.87% | 1.38% |
| Hope Bancorp, Inc. (HOPE)vs › | $1.73B | 16.07% | 10.82% | 19.12% | 23.94% |
| City Holding Company (CHCO)vs › | $1.99B | 38.00% | 40.20% | 43.24% | 44.21% |
| Enterprise Financial Services Corp (EFSCP)vs › | $1.99B | 27.68% | 29.75% | 35.32% | 34.62% |
Operating Margin
35.3%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | 37.87% |
| 2026-03-31 | 33.93% |
| 2025-12-31 | 34.60% |
| 2025-09-30 | 34.58% |
| 2025-06-30 | 31.80% |
| 2025-03-31 | 12.00% |
| 2024-12-31 | 31.63% |
| 2024-09-30 | 28.99% |
| 2024-06-30 | 50.97% |
| 2024-03-31 | 27.57% |
| 2023-12-31 | 30.83% |
| 2023-09-30 | 32.37% |
| 2023-06-30 | 34.28% |
| 2023-03-31 | 33.48% |
| 2022-12-31 | 40.17% |
| 2022-09-30 | 43.51% |
| 2022-06-30 | 42.67% |
| 2022-03-31 | 14.87% |
| 2021-12-31 | 38.71% |
| 2021-09-30 | 44.64% |
| 2021-06-30 | 52.93% |
| 2021-03-31 | 42.80% |
| 2020-12-31 | 42.69% |
| 2020-09-30 | 32.04% |
| 2020-06-30 | 30.19% |
| 2020-03-31 | 25.77% |
| 2019-12-31 | 32.87% |
| 2019-09-30 | 26.92% |
| 2019-06-30 | 35.47% |
| 2019-03-31 | 33.71% |
| 2018-12-31 | 26.16% |
| 2018-09-30 | 36.37% |
| 2018-06-30 | 33.21% |
| 2018-03-31 | 37.00% |
| 2017-12-31 | 34.24% |
| 2017-09-30 | 36.32% |
| 2017-06-30 | 37.68% |
| 2017-03-31 | 37.98% |
| 2016-12-31 | 39.18% |
| 2016-09-30 | 40.69% |
| 2016-06-30 | 40.21% |
| 2016-03-31 | 23.12% |
| 2015-12-31 | 38.80% |
| 2015-09-30 | 36.02% |
| 2015-06-30 | 39.02% |
| 2015-03-31 | 39.08% |
| 2014-12-31 | 40.94% |
| 2014-09-30 | 41.61% |
| 2014-06-30 | 37.45% |
| 2014-03-31 | 34.81% |
| 2013-12-31 | 35.68% |
| 2013-09-30 | 38.97% |
| 2013-06-30 | 39.73% |
| 2013-03-31 | 34.28% |
| 2012-12-31 | 35.06% |
| 2012-09-30 | 36.57% |
| 2012-06-30 | 35.53% |
| 2012-03-31 | 33.15% |
| 2011-12-31 | 28.18% |
| 2011-09-30 | 30.24% |
| 2011-06-30 | 28.35% |
| 2011-03-31 | 23.31% |
| 2010-12-31 | 22.82% |
| 2010-09-30 | 24.50% |
| 2010-06-30 | 24.35% |
| 2010-03-31 | 22.13% |
| 2009-12-31 | 21.00% |
| 2009-09-30 | 21.61% |
| 2009-06-30 | 18.77% |
| 2009-03-31 | 20.17% |
| 2008-12-31 | 21.89% |
| 2008-09-30 | 22.67% |
| 2008-06-30 | 21.81% |
| 2008-03-31 | 19.51% |
| 2007-12-31 | 18.34% |
| 2007-09-30 | 16.22% |
| 2007-06-30 | 17.47% |
| 2007-03-31 | 9.04% |
| 2006-12-31 | 15.65% |
| 2006-09-30 | 18.96% |
| 2006-06-30 | 17.99% |
| 2006-03-31 | 19.29% |
| 2005-12-31 | 19.53% |
| 2005-09-30 | 21.12% |
| 2005-06-30 | 19.92% |
| 2005-03-31 | 20.58% |
| 2004-12-31 | 1.28% |
| 2004-09-30 | 19.29% |
| 2004-06-30 | 18.43% |
| 2004-03-31 | 15.44% |
| 2003-12-31 | 9.83% |
| 2003-09-30 | 15.25% |
| 2003-06-30 | 15.17% |
| 2003-03-31 | 18.97% |
| 2002-12-31 | 15.34% |
| 2002-09-30 | 15.93% |
