Enterprise Financial Services Corp (EFSCP) vs German American Bancorp, Inc. (GABC)
A side-by-side comparison of Enterprise Financial Services Corp and German American Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — EFSCP vs GABC
growth of $100 · dividends reinvested · last 5yEFSCP vs GABC: by the numbers
- •EFSCP is the larger company ($1.99B vs $1.84B market cap).
- •EFSCP trades at the lower trailing earnings multiple (3.20 vs 12.91 P/E), one valuation lens rather than an overall verdict.
- •GABC converts more revenue to profit (28.24% vs 19.26% net margin).
- •EFSCP grew revenue faster over the past five years (21.61% vs 17.15% CAGR).
- •EFSCP pays the higher dividend yield (7.80% vs 2.48%).
Metrics side by side
Valuation
| Metric | EFSCP | GABC |
|---|---|---|
| P/E ratio | 3.20 | 12.91 |
| Forward P/E | 3.07 | 12.47 |
| PEG ratio | 0.23 | 2.34 |
| P/S ratio | 2.02 | 3.65 |
| P/B ratio | 1.01 | 1.52 |
Profitability
| Metric | EFSCP | GABC |
|---|---|---|
| Operating margin | 27.68% | 35.26% |
| Net margin | 19.26% | 28.24% |
| ROE | 9.33% | 11.73% |
Enterprise Financial Services Corp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
German American Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | EFSCP | GABC |
|---|---|---|
| Dividend yield | 7.80% | 2.48% |
| Payout ratio | 24.85% | 32.19% |
Growth (annualized)
| Metric | EFSCP | GABC |
|---|---|---|
| Revenue CAGR (5Y) | 21.61% | 17.15% |
| EPS CAGR (5Y) | 14.16% | 5.51% |
| Total return CAGR (5Y) | N/A | 7.58% |
Frequently asked
- Which has the lower trailing P/E, EFSCP or GABC?
- EFSCP has the lower trailing P/E: EFSCP trades at 3.20 and GABC at 12.91. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, EFSCP or GABC?
- Over the past five years, EFSCP grew revenue faster — EFSCP at a 21.61% CAGR versus GABC at 17.15%.
- Does EFSCP or GABC pay a bigger dividend?
- EFSCP yields 7.80% and GABC yields 2.48% based on trailing dividends and the latest price.
- Is EFSCP or GABC more profitable?
- GABC runs the higher net margin — EFSCP at 19.26% versus GABC at 28.24%.
Go deeper
Dig into the metrics
Enterprise Financial Services & German American Bancorp appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.