Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 27.68% is 21% below its 5-year average of 34.97%, near the low end of its 5-year range (16.36%–54.44%).
2.12% below its 12-month average of 28.28%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): 21.52%.
OPERATING MARGIN
27.68%
OPERATING MARGIN AVG TTM
28.28%
OPERATING MARGIN AVG 3Y
29.01%
OPERATING MARGIN AVG 5Y
34.97%
OPERATING MARGIN AVG 10Y
34.96%
OPERATING MARGIN AVG 15Y
33.52%
OPERATING MARGIN AVG 20Y
29.31%
CURRENT VS TTM AVG
-2.12%
CURRENT VS 3Y AVG
-4.58%
CURRENT VS 5Y AVG
-20.85%
CURRENT VS 10Y AVG
-20.82%
CURRENT VS 15Y AVG
-17.43%
CURRENT VS 20Y AVG
-5.56%
SECTOR MEDIAN · FINANCIAL SERVICES
16.09%
median of 716 covered companies
CURRENT VS SECTOR MEDIAN
+72.03%
vs the sector median at left
Enterprise Financial Services Corp
Market Cap
$1.99B
Operating Margin
27.68%
TTM Avg
28.28%
3Y Avg
29.01%
5Y Avg
34.97%
Market Cap
$2.00B
Operating Margin
38.00%
TTM Avg
40.20%
3Y Avg
43.24%
5Y Avg
44.21%
Market Cap
$2.02B
Operating Margin
40.65%
TTM Avg
42.52%
3Y Avg
42.50%
5Y Avg
41.79%
Market Cap
$1.95B
Operating Margin
8.03%
TTM Avg
-3.58%
3Y Avg
-28.89%
5Y Avg
-36.22%
Market Cap
$1.93B
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$2.06B
Operating Margin
36.39%
TTM Avg
32.09%
3Y Avg
34.19%
5Y Avg
34.90%
Market Cap
$1.89B
Operating Margin
9.78%
TTM Avg
5.02%
3Y Avg
5.02%
5Y Avg
3.35%
Market Cap
$1.87B
Operating Margin
-116.73%
TTM Avg
-123.39%
3Y Avg
-208.90%
5Y Avg
-359.89%
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Enterprise Financial Services Corp (EFSCP) | $1.99B | 27.68% | 28.28% | 29.01% | 34.97% |
| City Holding Company (CHCO)vs › | $2.00B | 38.00% | 40.20% | 43.24% | 44.21% |
| The Bancorp, Inc. (TBBK)vs › | $2.02B | 40.65% | 42.52% | 42.50% | 41.79% |
| Porch Group, Inc. (PRCH)vs › | $1.95B | 8.03% | -3.58% | -28.89% | -36.22% |
| UMB Financial Corporation (UMBFO)vs › | $1.93B | N/A | N/A | N/A | N/A |
| 1st Source Corporation (SRCE)vs › | $2.06B | 36.39% | 32.09% | 34.19% | 34.90% |
| First Busey Corporation (BUSEP)vs › | $2.08B | N/A | N/A | N/A | N/A |
| Apex Treasury Corporation Class A (APXT)vs › | $1.89B | 9.78% | 5.02% | 5.02% | 3.35% |
| Sharplink, Inc. (SBET)vs › | $1.87B | -116.73% | -123.39% | -208.90% | -359.89% |
| Encore Capital Group, Inc. (ECPG)vs › | $2.13B | 37.73% | 23.66% | 20.43% | 26.08% |
Operating Margin
27.7%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | 21.52% |
| 2026-03-31 | 25.74% |
| 2025-12-31 | 27.09% |
| 2025-09-30 | 36.39% |
| 2025-06-30 | 30.66% |
| 2025-03-31 | 30.27% |
| 2024-12-31 | 29.58% |
| 2024-09-30 | 30.12% |
| 2024-06-30 | 28.42% |
| 2024-03-31 | 25.35% |
| 2023-12-31 | 27.97% |
| 2023-09-30 | 29.63% |
| 2023-06-30 | 34.26% |
| 2023-03-31 | 42.04% |
| 2022-12-31 | 48.68% |
| 2022-09-30 | 46.09% |
| 2022-06-30 | 47.84% |
| 2022-03-31 | 52.37% |
| 2021-12-31 | 54.44% |
| 2021-09-30 | 16.36% |
| 2021-06-30 | 49.61% |
| 2021-03-31 | 40.15% |
| 2020-12-31 | 35.95% |
| 2020-09-30 | 27.07% |
| 2020-06-30 | 21.94% |
| 2020-03-31 | 17.99% |
| 2019-12-31 | 41.18% |
| 2019-09-30 | 39.12% |
| 2019-06-30 | 25.28% |
| 2019-03-31 | 26.42% |
| 2018-12-31 | 38.05% |
| 2018-09-30 | 35.26% |
| 2018-06-30 | 40.19% |
| 2018-03-31 | 38.17% |
| 2017-12-31 | 41.50% |
| 2017-09-30 | 39.73% |
| 2017-06-30 | 29.42% |
| 2017-03-31 | 34.50% |
| 2016-12-31 | 42.67% |
| 2016-09-30 | 40.99% |
| 2016-06-30 | 43.33% |
| 2016-03-31 | 40.78% |
| 2015-12-31 | 38.71% |
| 2015-09-30 | 38.07% |
| 2015-06-30 | 35.32% |
| 2015-03-31 | 40.21% |
| 2014-12-31 | 22.37% |
| 2014-09-30 | 35.47% |
| 2014-06-30 | 30.31% |
| 2014-03-31 | 23.34% |
| 2013-12-31 | 12.83% |
| 2013-09-30 | 32.32% |
| 2013-06-30 | 46.88% |
| 2013-03-31 | 34.40% |
| 2012-12-31 | 17.45% |
| 2012-09-30 | 23.86% |
| 2012-06-30 | 32.50% |
| 2012-03-31 | 22.44% |
| 2011-12-31 | -11.18% |
| 2011-09-30 | 21.21% |
| 2011-06-30 | 29.51% |
| 2011-03-31 | 17.20% |
| 2010-12-31 | 21.28% |
| 2010-09-30 | 12.36% |
| 2010-06-30 | 1.17% |
| 2010-03-31 | -16.12% |
| 2009-12-31 | 0.48% |
| 2009-09-30 | 20.56% |
| 2009-06-30 | -4.79% |
| 2009-03-31 | -167.53% |
| 2008-12-31 | -19.26% |
| 2008-09-30 | 6.14% |
| 2008-06-30 | 15.78% |
| 2008-03-31 | 15.42% |
| 2007-12-31 | 18.09% |
| 2007-09-30 | 20.97% |
| 2007-06-30 | 19.81% |
| 2007-03-31 | 15.59% |
| 2006-12-31 | 20.47% |
| 2006-09-30 | 21.30% |
| 2006-06-30 | 23.81% |
| 2006-03-31 | 20.02% |
| 2005-12-31 | 19.87% |
| 2005-09-30 | 22.64% |
| 2005-06-30 | 26.17% |
| 2005-03-31 | 23.38% |
| 2004-12-31 | 18.63% |
| 2004-09-30 | 28.52% |
| 2004-06-30 | 21.25% |
| 2004-03-31 | 19.34% |
| 2003-12-31 | 18.77% |
| 2003-09-30 | 21.06% |
| 2003-06-30 | 27.16% |
| 2003-03-31 | 14.52% |
| 2002-12-31 | 5.83% |
| 2002-09-30 | 16.24% |
