Enterprise Financial Services Corp (EFSCP) vs 1st Source Corporation (SRCE)

A side-by-side comparison of Enterprise Financial Services Corp and 1st Source Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

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Total return — EFSCP vs SRCE

growth of $100 · dividends reinvested · last 5y
EFSCP -11.3% (-2.4%/yr)SRCE +94.9% (+14.3%/yr)SRCE compounded faster over this window
100150200Start $10020222023202420252026$89$195
EFSCP SRCE

EFSCP vs SRCE: by the numbers

  • •SRCE is the larger company ($2.08B vs $1.99B market cap).
  • •EFSCP trades at the lower trailing earnings multiple (3.20 vs 12.36 P/E), one valuation lens rather than an overall verdict.
  • •SRCE converts more revenue to profit (28.09% vs 19.26% net margin).
  • •EFSCP grew revenue faster over the past five years (21.61% vs 11.05% CAGR).
  • •EFSCP pays the higher dividend yield (7.80% vs 1.95%).

Metrics side by side

Valuation

MetricEFSCPSRCE
P/E ratio3.2012.36
Forward P/E3.0611.92
PEG ratio0.230.81
P/S ratio2.013.41
P/B ratio1.011.58

Profitability

MetricEFSCPSRCE
Operating margin27.68%36.39%
Net margin19.26%28.09%
ROE9.33%13.04%

Enterprise Financial Services Corp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

1st Source Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricEFSCPSRCE
Dividend yield7.80%1.95%
Payout ratio24.85%24.07%

Growth (annualized)

MetricEFSCPSRCE
Revenue CAGR (5Y)21.61%11.05%
EPS CAGR (5Y)14.16%15.30%
Total return CAGR (5Y)N/A15.11%

Frequently asked

Which has the lower trailing P/E, EFSCP or SRCE?
EFSCP has the lower trailing P/E: EFSCP trades at 3.20 and SRCE at 12.36. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, EFSCP or SRCE?
Over the past five years, EFSCP grew revenue faster — EFSCP at a 21.61% CAGR versus SRCE at 11.05%.
Does EFSCP or SRCE pay a bigger dividend?
EFSCP yields 7.80% and SRCE yields 1.95% based on trailing dividends and the latest price.
Is EFSCP or SRCE more profitable?
SRCE runs the higher net margin — EFSCP at 19.26% versus SRCE at 28.09%.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.