1st Source (SRCE) ROE: History & Chart

1st Source Corporation(SRCE)

Banks - Regional · South Bend, IN

$85.90-0.36 (-0.42%)

Delayed quote: Oct 6, 2026, 3:00 PM EDT

About 1st Source Corporation

As the parent company of 1st Source Bank, 1st Source Corporation delivers a comprehensive suite of financial solutions, encompassing commercial and retail banking, wealth management, and insurance offerings, to both individual and corporate customers. For individual clients, the bank provides essential services such as checking, savings, certificates of deposit, and individual retirement accounts, complemented by digital conveniences like online and mobile banking. Various lending options are available, including personal loans, home mortgages, and home equity lines of credit, along with financial planning, literacy programs, consultative support, and debit and credit card facilities. Businesses benefit from a range of financial products, including commercial, small business, agricultural, and real estate loans, which support diverse corporate needs from acquiring properties and equipment to financing accounts receivables and renewable energy projects. Additionally, the corporation provides commercial leasing, sophisticated treasury management, and retirement planning solutions. Through its wealth advisory segment, the company delivers trust, investment, agency, and custodial services, encompassing the administration of estates and personal trusts, along with the professional management of investment portfolios for individuals, employee benefit plans, and charitable organizations. A specialized focus includes financing and leasing a wide variety of equipment, such as construction machinery, new and used aircraft, various truck types (light, medium, heavy-duty, step vans, vocational work trucks), motor coaches, shuttle buses, funeral vehicles, and automobiles, among other specialized equipment. The company also offers a full spectrum of insurance solutions, spanning corporate and personal property, casualty coverage, and individual or group health and life policies. As of December 31, 2021, 1st Source Corporation maintained 79 banking branches across 18 counties in Indiana and Michigan, alongside a presence in Sarasota County, Florida. Established in 1863, its corporate headquarters are located in South Bend, Indiana.

South Bend, IN

1,190 employees

www.1stsource.com

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: Andrea Gayle Short

View full financials

SRCE Return on Equity (ROE) Metrics

RETURN ON EQUITY (ROE)

13.04%

RETURN ON EQUITY (ROE) AVG TTM

12.37%

RETURN ON EQUITY (ROE) AVG 3Y

12.24%

RETURN ON EQUITY (ROE) AVG 5Y

12.80%

RETURN ON EQUITY (ROE) AVG 10Y

11.33%

RETURN ON EQUITY (ROE) AVG 15Y

10.63%

RETURN ON EQUITY (ROE) AVG 20Y

9.82%

CURRENT VS TTM AVG

+5.48%

CURRENT VS 3Y AVG

+6.54%

CURRENT VS 5Y AVG

+1.90%

CURRENT VS 10Y AVG

+15.15%

CURRENT VS 15Y AVG

+22.69%

CURRENT VS 20Y AVG

+32.80%

SECTOR MEDIAN · FINANCIAL SERVICES

8.76%

median of 677 covered companies

CURRENT VS SECTOR MEDIAN

+48.90%

vs the sector median at left

NAME	MARKET CAP	RETURN ON EQUITY (ROE)	TTM	3Y	5Y
1st Source Corporation (SRCE)	$2.07B	13.04%	12.37%	12.24%	12.80%
First Busey Corporation (BUSEP)vs ›	$2.08B	N/A	N/A	N/A	N/A
Encore Capital Group, Inc. (ECPG)vs ›	$2.09B	27.96%	4.07%	0.64%	8.26%
The Bancorp, Inc. (TBBK)vs ›	$2.03B	32.88%	30.31%	25.80%	22.32%
Enterprise Financial Services Corp (EFSCP)vs ›	$1.99B	9.33%	10.02%	11.17%	10.04%
City Holding Company (CHCO)vs ›	$1.99B	16.29%	16.08%	16.68%	15.40%
Enterprise Financial Services Corp (EFSC)vs ›	$2.16B	9.33%	10.02%	11.17%	10.04%
Porch Group, Inc. (PRCH)vs ›	$1.97B	N/A	6.87%	47.95%	15.39%
Northwest Bancshares, Inc. (NWBI)vs ›	$2.18B	7.94%	6.47%	7.65%	7.54%
UMB Financial Corporation (UMBFO)vs ›	$1.93B	N/A	N/A	N/A	N/A

NAME

MARKET CAP

RETURN ON EQUITY (ROE)

TTM

1st Source Corporation (SRCE)

$2.07B

13.04%

12.37%

12.24%

12.80%

First Busey Corporation (BUSEP)vs ›

$2.08B

N/A

Encore Capital Group, Inc. (ECPG)vs ›

$2.09B

27.96%

4.07%

0.64%

8.26%

The Bancorp, Inc. (TBBK)vs ›

$2.03B

32.88%

30.31%

25.80%

22.32%

Enterprise Financial Services Corp (EFSCP)vs ›

$1.99B

9.33%

10.02%

11.17%

10.04%

City Holding Company (CHCO)vs ›

$1.99B

16.29%

16.08%

16.68%

15.40%

Enterprise Financial Services Corp (EFSC)vs ›

$2.16B

9.33%

10.02%

11.17%

10.04%

Porch Group, Inc. (PRCH)vs ›

$1.97B

N/A

6.87%

47.95%

15.39%

Northwest Bancshares, Inc. (NWBI)vs ›

$2.18B

7.94%

6.47%

7.65%

7.54%

UMB Financial Corporation (UMBFO)vs ›

$1.93B

N/A

Return on Equity (ROE) FAQ

What is the return on equity (ROE) for 1st Source Corporation (SRCE)?

The return on equity (ROE) for SRCE stock is 13.04%.

Is 1st Source Corporation's return on equity (ROE) high or low?

The return on equity (ROE) of 13.04% is in line with its 5-year average of 12.80%, around the middle of its 5-year range (11.63%–14.18%).

What is the TTM average return on equity (ROE) for 1st Source Corporation (SRCE)?

The TTM average return on equity (ROE) for SRCE stock is 12.37%.

What is the 3Y average return on equity (ROE) for 1st Source Corporation (SRCE)?

The 3Y average return on equity (ROE) for SRCE stock is 12.24%.

What is the 5Y average return on equity (ROE) for 1st Source Corporation (SRCE)?

The 5Y average return on equity (ROE) for SRCE stock is 12.80%.

What is the 10Y average return on equity (ROE) for 1st Source Corporation (SRCE)?

The 10Y average return on equity (ROE) for SRCE stock is 11.33%.

What is the 15Y average return on equity (ROE) for 1st Source Corporation (SRCE)?

The 15Y average return on equity (ROE) for SRCE stock is 10.63%.

What is the 20Y average return on equity (ROE) for 1st Source Corporation (SRCE)?

The 20Y average return on equity (ROE) for SRCE stock is 9.82%.

DATE	RETURN ON EQUITY (ROE)
2026-06-30	13.04%
2026-03-31	12.58%
2025-12-31	12.41%
2025-09-30	12.02%
2025-06-30	11.78%
2025-03-31	12.11%
2024-12-31	11.94%
2024-09-30	11.74%
2024-06-30	12.23%
2024-03-31	12.21%
2023-12-31	12.62%
2023-09-30	13.80%
2023-06-30	13.83%
2023-03-31	13.67%
2022-12-31	13.95%
2022-09-30	14.18%
2022-06-30	13.65%
2022-03-31	13.62%
2021-12-31	12.94%
2021-09-30	12.87%
2021-06-30	11.63%
2021-03-31	10.45%
2020-12-31	9.18%
2020-09-30	8.76%
2020-06-30	9.40%
2020-03-31	10.13%
2019-12-31	11.10%
2019-09-30	11.25%
2019-06-30	10.94%
2019-03-31	10.98%
2018-12-31	10.81%
2018-09-30	10.52%
2018-06-30	10.30%
2018-03-31	9.78%
2017-12-31	9.47%
2017-09-30	9.19%
2017-06-30	8.92%
2017-03-31	8.77%
2016-12-31	8.59%
2016-09-30	8.50%
2016-06-30	8.56%
2016-03-31	8.89%
2015-12-31	8.93%
2015-09-30	9.08%
2015-06-30	9.35%
2015-03-31	9.28%
2014-12-31	9.45%
2014-09-30	9.42%
2014-06-30	9.55%
2014-03-31	9.42%
2013-12-31	9.39%
2013-09-30	9.27%
2013-06-30	9.11%
2013-03-31	8.85%
2012-12-31	8.88%
2012-09-30	8.75%
2012-06-30	8.67%
2012-03-31	9.27%
2011-12-31	9.20%
2011-09-30	9.59%
2011-06-30	9.74%
2011-03-31	8.60%
2010-12-31	8.48%
2010-09-30	5.85%
2010-06-30	5.16%
2010-03-31	4.99%
2009-12-31	4.47%
2009-09-30	5.50%
2009-06-30	5.15%
2009-03-31	5.34%
2008-12-31	7.36%
2008-09-30	6.55%
2008-06-30	6.95%
2008-03-31	7.12%
2007-12-31	7.09%
2007-09-30	7.22%
2007-06-30	8.38%
2007-03-31	10.10%
2006-12-31	10.65%
2006-09-30	11.08%
2006-06-30	11.01%
2006-03-31	10.58%
2005-12-31	9.77%
2005-09-30	9.57%
2005-06-30	7.90%
2005-03-31	8.21%
2004-12-31	7.64%
2004-09-30	6.95%
2004-06-30	7.56%
2004-03-31	6.18%
2003-12-31	6.09%
2003-09-30	4.63%
2003-06-30	3.85%

DATE

RETURN ON EQUITY (ROE)

2026-06-30

13.04%

2026-03-31

12.58%

2025-12-31

12.41%

2025-09-30

12.02%

2025-06-30

11.78%

2025-03-31

12.11%

2024-12-31

11.94%

2024-09-30

11.74%

2024-06-30

12.23%

2024-03-31

12.21%

2023-12-31

12.62%

2023-09-30

13.80%

2023-06-30

13.83%

2023-03-31

13.67%

2022-12-31

13.95%

2022-09-30

14.18%

2022-06-30

13.65%

2022-03-31

13.62%

2021-12-31

12.94%

2021-09-30

12.87%

2021-06-30

11.63%

2021-03-31

10.45%

2020-12-31

9.18%

2020-09-30

8.76%

2020-06-30

9.40%

2020-03-31

10.13%

2019-12-31

11.10%

2019-09-30

11.25%

2019-06-30

10.94%

2019-03-31

10.98%

2018-12-31

10.81%

2018-09-30

10.52%

2018-06-30

10.30%

2018-03-31

9.78%

2017-12-31

9.47%

2017-09-30

9.19%

2017-06-30

8.92%

2017-03-31

8.77%

2016-12-31

8.59%

2016-09-30

8.50%

2016-06-30

8.56%

2016-03-31

8.89%

2015-12-31

8.93%

2015-09-30

9.08%

2015-06-30

9.35%

2015-03-31

9.28%

2014-12-31

9.45%

2014-09-30

9.42%

2014-06-30

9.55%

2014-03-31

9.42%

2013-12-31

9.39%

2013-09-30

9.27%

2013-06-30

9.11%

2013-03-31

8.85%

2012-12-31

8.88%

2012-09-30

8.75%

2012-06-30

8.67%

2012-03-31

9.27%

2011-12-31

9.20%

2011-09-30

9.59%

2011-06-30

9.74%

2011-03-31

8.60%

2010-12-31

8.48%

2010-09-30

5.85%

2010-06-30

5.16%

2010-03-31

4.99%

2009-12-31

4.47%

2009-09-30

5.50%

2009-06-30

5.15%

2009-03-31

5.34%

2008-12-31

7.36%

2008-09-30

6.55%

2008-06-30

6.95%

2008-03-31

7.12%

2007-12-31

7.09%

2007-09-30

7.22%

2007-06-30

8.38%

2007-03-31

10.10%

2006-12-31

10.65%

2006-09-30

11.08%

2006-06-30

11.01%

2006-03-31

10.58%

2005-12-31

9.77%

2005-09-30

9.57%

2005-06-30

7.90%

2005-03-31

8.21%

2004-12-31

7.64%

2004-09-30

6.95%

2004-06-30

7.56%

2004-03-31

6.18%

2003-12-31

6.09%

2003-09-30

4.63%

2003-06-30

3.85%

Return on Equity (ROE): 13.04%

SRCE Return on Equity (ROE)

SRCE Average Return on Equity (ROE) Chart

SRCE Current vs Average Return on Equity (ROE) Chart

SRCE Return on Equity (ROE) Metrics

SRCE Competitors' Return on Equity (ROE)

Return Analysis

Return on Equity (ROE) Formula & Definition

Return on Equity (ROE) FAQ

SRCE Return on Equity (ROE) History

Related Metrics