Enterprise Financial Services Corp (EFSC) vs 1st Source Corporation (SRCE)
A side-by-side comparison of Enterprise Financial Services Corp and 1st Source Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — EFSC vs SRCE
growth of $100 · dividends reinvested · last 10yEFSC vs SRCE: by the numbers
- •EFSC is the larger company ($2.16B vs $2.06B market cap).
- •EFSC trades at the lower trailing earnings multiple (11.85 vs 12.29 P/E), one valuation lens rather than an overall verdict.
- •SRCE converts more revenue to profit (28.09% vs 19.26% net margin).
- •EFSC grew revenue faster over the past five years (21.61% vs 11.05% CAGR).
- •EFSC pays the higher dividend yield (2.24% vs 1.95%).
Metrics side by side
Valuation
| Metric | EFSC | SRCE |
|---|---|---|
| P/E ratio | 11.85 | 12.29 |
| Forward P/E | 11.35 | 11.85 |
| PEG ratio | 0.85 | 0.80 |
| P/S ratio | 2.18 | 3.39 |
| P/B ratio | 1.10 | 1.58 |
Profitability
| Metric | EFSC | SRCE |
|---|---|---|
| Operating margin | 27.68% | 36.39% |
| Net margin | 19.26% | 28.09% |
| ROE | 9.33% | 13.04% |
Enterprise Financial Services Corp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
1st Source Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | EFSC | SRCE |
|---|---|---|
| Dividend yield | 2.24% | 1.95% |
| Payout ratio | 26.64% | 24.07% |
Growth (annualized)
| Metric | EFSC | SRCE |
|---|---|---|
| Revenue CAGR (5Y) | 21.61% | 11.05% |
| EPS CAGR (5Y) | 14.16% | 15.30% |
| Total return CAGR (5Y) | 7.27% | 15.11% |
Frequently asked
- Which has the lower trailing P/E, EFSC or SRCE?
- EFSC has the lower trailing P/E: EFSC trades at 11.85 and SRCE at 12.29. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, EFSC or SRCE?
- Over the past five years, EFSC grew revenue faster — EFSC at a 21.61% CAGR versus SRCE at 11.05%.
- Does EFSC or SRCE pay a bigger dividend?
- EFSC yields 2.24% and SRCE yields 1.95% based on trailing dividends and the latest price.
- Is EFSC or SRCE more profitable?
- SRCE runs the higher net margin — EFSC at 19.26% versus SRCE at 28.09%.
- How have EFSC and SRCE total returns compared?
- Over the past 10 years, EFSC delivered 8.50% and SRCE delivered 11.98% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Enterprise Financial Services & 1st Source appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.