City Holding Company (CHCO) vs Enterprise Financial Services Corp (EFSCP)
A side-by-side comparison of City Holding Company and Enterprise Financial Services Corp across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — CHCO vs EFSCP
growth of $100 · dividends reinvested · last 5yCHCO vs EFSCP: by the numbers
- •CHCO is the larger company ($1.99B vs $1.98B market cap).
- •EFSCP trades at the lower trailing earnings multiple (3.18 vs 15.43 P/E), one valuation lens rather than an overall verdict.
- •CHCO converts more revenue to profit (34.71% vs 19.26% net margin).
- •EFSCP grew revenue faster over the past five years (21.61% vs 10.58% CAGR).
- •EFSCP pays the higher dividend yield (7.80% vs 2.45%).
Metrics side by side
Valuation
| Metric | CHCO | EFSCP |
|---|---|---|
| P/E ratio | 15.43 | 3.18 |
| Forward P/E | 15.20 | 3.05 |
| PEG ratio | 1.54 | 0.23 |
| P/S ratio | 5.24 | 2.00 |
| P/B ratio | 2.46 | 1.01 |
Profitability
| Metric | CHCO | EFSCP |
|---|---|---|
| Operating margin | 38.00% | 27.68% |
| Net margin | 34.71% | 19.26% |
| ROE | 16.29% | 9.33% |
City Holding Company: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Enterprise Financial Services Corp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | CHCO | EFSCP |
|---|---|---|
| Dividend yield | 2.45% | 7.80% |
| Payout ratio | 38.07% | 24.85% |
Growth (annualized)
| Metric | CHCO | EFSCP |
|---|---|---|
| Revenue CAGR (5Y) | 10.58% | 21.61% |
| EPS CAGR (5Y) | 10.01% | 14.16% |
| Total return CAGR (5Y) | 15.78% | N/A |
Frequently asked
- Which has the lower trailing P/E, CHCO or EFSCP?
- EFSCP has the lower trailing P/E: CHCO trades at 15.43 and EFSCP at 3.18. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, CHCO or EFSCP?
- Over the past five years, EFSCP grew revenue faster — CHCO at a 10.58% CAGR versus EFSCP at 21.61%.
- Does CHCO or EFSCP pay a bigger dividend?
- CHCO yields 2.45% and EFSCP yields 7.80% based on trailing dividends and the latest price.
- Is CHCO or EFSCP more profitable?
- CHCO runs the higher net margin — CHCO at 34.71% versus EFSCP at 19.26%.
Go deeper
Dig into the metrics
City & Enterprise Financial Services appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.