Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 8.03% is 140% above its 5-year average of -20.31%, near the high end of its 5-year range (-161.40%–24.99%).
5.28% above its 12-month average of 7.63%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): -2.92%.
OPERATING MARGIN
8.03%
OPERATING MARGIN AVG TTM
7.63%
OPERATING MARGIN AVG 3Y
6.63%
OPERATING MARGIN AVG 5Y
-20.31%
OPERATING MARGIN AVG 10Y
N/A
OPERATING MARGIN AVG 15Y
N/A
OPERATING MARGIN AVG 20Y
N/A
CURRENT VS TTM AVG
+5.28%
CURRENT VS 3Y AVG
+21.19%
CURRENT VS 5Y AVG
+139.54%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
16.07%
median of 695 covered companies
CURRENT VS SECTOR MEDIAN
-50.03%
vs the sector median at left
Porch Group, Inc.
Market Cap
$1.97B
Operating Margin
8.03%
TTM Avg
7.63%
3Y Avg
6.63%
5Y Avg
-20.31%
Market Cap
$1.99B
Operating Margin
38.00%
TTM Avg
40.20%
3Y Avg
43.24%
5Y Avg
44.21%
Market Cap
$1.92B
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$2.00B
Operating Margin
27.68%
TTM Avg
29.75%
3Y Avg
35.32%
5Y Avg
34.62%
Market Cap
$2.04B
Operating Margin
40.65%
TTM Avg
42.52%
3Y Avg
42.50%
5Y Avg
41.79%
Market Cap
$1.89B
Operating Margin
9.78%
TTM Avg
5.02%
3Y Avg
5.02%
5Y Avg
3.35%
Market Cap
$1.88B
Operating Margin
-116.73%
TTM Avg
-123.39%
3Y Avg
-208.90%
5Y Avg
-359.89%
Market Cap
$2.08B
Operating Margin
36.39%
TTM Avg
32.09%
3Y Avg
34.19%
5Y Avg
34.90%
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Porch Group, Inc. (PRCH) | $1.97B | 8.03% | 7.63% | 6.63% | -20.31% |
| City Holding Company (CHCO)vs › | $1.99B | 38.00% | 40.20% | 43.24% | 44.21% |
| UMB Financial Corporation (UMBFO)vs › | $1.92B | N/A | N/A | N/A | N/A |
| Enterprise Financial Services Corp (EFSCP)vs › | $2.00B | 27.68% | 29.75% | 35.32% | 34.62% |
| The Bancorp, Inc. (TBBK)vs › | $2.04B | 40.65% | 42.52% | 42.50% | 41.79% |
| Apex Treasury Corporation Class A (APXT)vs › | $1.89B | 9.78% | 5.02% | 5.02% | 3.35% |
| Sharplink, Inc. (SBET)vs › | $1.88B | -116.73% | -123.39% | -208.90% | -359.89% |
| 1st Source Corporation (SRCE)vs › | $2.08B | 36.39% | 32.09% | 34.19% | 34.90% |
| First Busey Corporation (BUSEP)vs › | $2.08B | N/A | N/A | N/A | N/A |
| Encore Capital Group, Inc. (ECPG)vs › | $2.09B | 37.73% | 23.66% | 20.43% | 26.08% |
Operating Margin
8.0%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | -2.92% |
| 2026-03-31 | 9.75% |
| 2025-12-31 | 13.24% |
| 2025-09-30 | 13.83% |
| 2025-06-30 | 4.23% |
| 2025-03-31 | -1.21% |
| 2024-12-31 | 24.99% |
| 2024-09-30 | -2.25% |
| 2024-06-30 | -47.34% |
| 2024-03-31 | -30.03% |
| 2023-12-31 | 6.44% |
| 2023-09-30 | 0.15% |
| 2023-06-30 | -161.40% |
| 2023-03-31 | -44.10% |
| 2022-12-31 | -53.60% |
| 2022-09-30 | -107.19% |
| 2022-06-30 | -44.67% |
| 2022-03-31 | -45.08% |
| 2021-12-31 | -35.62% |
| 2021-09-30 | -20.10% |
| 2021-06-30 | -44.69% |
| 2021-03-31 | -110.80% |
| 2020-12-31 | -98.11% |
| 2020-09-30 | -17.89% |
| 2020-06-30 | -29.08% |
| 2020-03-31 | -88.80% |
| 2019-12-31 | -69.75% |
| 2019-09-30 | -48.55% |
| 2019-06-30 | -159.70% |
| 2019-03-31 | -159.70% |
