Basis: FMP quote price / unrounded diluted EPS from four consecutive issuer fiscal quarters. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the P/E ratio high or low?
The P/E ratio of 12.94 is in line with its 5-year average of 12.87, around the middle of its 5-year range (8.26–16.70).
As of 2026-10-06T22:17:00.442Z. 4.90% below its 12-month average of 13.61.
Calculation as of: 2026-10-06T22:17:00.442Z.
Quote observation: 2026-10-06T20:00:00.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: abaee1d3f96d1d4430bae2252990c4dc1a882e7680b1b1feb77e6e7ecea9ebef
PE Ratio (12.94) = Close Price ($49.06) / Diluted TTM EPS ($3.79)
PE RATIO
12.94
PE RATIO AVG TTM
13.61
PE RATIO AVG 3Y
13.29
PE RATIO AVG 5Y
12.87
PE RATIO AVG 10Y
14.72
PE RATIO AVG 15Y
13.72
PE RATIO AVG 20Y
13.71
CURRENT VS TTM AVG
-4.90%
CURRENT VS 3Y AVG
-2.65%
CURRENT VS 5Y AVG
+0.54%
CURRENT VS 10Y AVG
-12.12%
CURRENT VS 15Y AVG
-5.68%
CURRENT VS 20Y AVG
-5.61%
SECTOR MEDIAN · FINANCIAL SERVICES
13.79
median of 554 covered companies
CURRENT VS SECTOR MEDIAN
-6.13%
vs the sector median at left
German American Bancorp, Inc.
Market Cap
$1.84B
PE Ratio
12.94
TTM Avg
13.61
3Y Avg
13.29
5Y Avg
12.87
Market Cap
$1.89B
PE Ratio
32.73
TTM Avg
48.80
3Y Avg
48.80
5Y Avg
48.80
| NAME | MARKET CAP | PE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| German American Bancorp, Inc. (GABC) | $1.84B | 12.94 | 13.61 | 13.29 | 12.87 |
| FirstSun Capital Bancorp (FSUN)vs › | $1.83B | 23.75 | 13.28 | 11.85 | 12.17 |
| Sharplink, Inc. (SBET)vs › | $1.87B | N/A | 20.36 | 14.57 | 14.50 |
| Patria Investments Ltd (PAX)vs › | $1.81B | 24.87 | 22.68 | 23.01 | 23.18 |
| EZCORP, Inc. (EZPW)vs › | $1.81B | 15.74 | 26.97 | 66.66 | 48.03 |
| Apex Treasury Corporation Class A (APXT)vs › | $1.89B | 32.73 | 48.80 | 48.80 | 48.80 |
| Happen, Inc. Common Stock (HAPN)vs › | $1.77B | 9.25 | 15.65 | 21.79 | 22.76 |
| UMB Financial Corporation (UMBFO)vs › | $1.93B | N/A | N/A | N/A | N/A |
| Porch Group, Inc. (PRCH)vs › | $1.95B | N/A | 31.02 | 31.02 | 31.02 |
| Wintrust Financial Corporation (WTFCN)vs › | $1.73B | N/A | N/A | N/A | N/A |
At 12.9, P/E is below its 20-year median — higher than 29% of readings in its 20-year history.
20-year low
8.3
median
13.9
20-year high
23.6
Trailing P/E
12.9
Forward P/E
12.5
Forward P/E is calculated using analyst consensus EPS estimates for the current or next fiscal year.
Calculation:
Current Price
$49.06
Forward EPS (Est.)
$3.92
Forward P/E
12.50
Source: FMP Analyst Consensus Estimates. Forward EPS represents the average analyst estimate for the nearest fiscal year.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | PE RATIO |
|---|---|
| 2026-10-05 | 13.00 |
| 2026-10-02 | 13.03 |
| 2026-10-01 | 12.88 |
| 2026-09-30 | 12.76 |
| 2026-09-29 | 12.88 |
| 2026-09-28 | 13.02 |
| 2026-09-25 | 13.06 |
| 2026-09-24 | 12.96 |
| 2026-09-23 | 12.83 |
| 2026-09-22 | 12.93 |
| 2026-09-21 | 12.98 |
| 2026-09-18 | 12.96 |
| 2026-09-17 | 12.98 |
| 2026-09-16 | 12.98 |
| 2026-09-15 | 13.15 |
| 2026-09-14 | 13.17 |
| 2026-09-11 | 13.13 |
| 2026-09-10 | 13.11 |
| 2026-09-09 | 12.99 |
| 2026-09-08 | 13.09 |
| 2026-09-04 | 13.20 |
| 2026-09-03 | 13.14 |
| 2026-09-02 | 13.08 |
| 2026-09-01 | 12.89 |
| 2026-08-31 | 13.01 |
| 2026-08-28 | 13.17 |
| 2026-08-27 | 13.08 |
| 2026-08-26 | 13.08 |
| 2026-08-25 | 13.09 |
| 2026-08-24 | 13.21 |
| 2026-08-21 | 13.17 |
| 2026-08-20 | 13.18 |
| 2026-08-19 | 13.07 |
| 2026-08-18 | 13.44 |
| 2026-08-17 | 13.44 |
| 2026-08-14 | 13.56 |
| 2026-08-13 | 13.49 |
| 2026-08-12 | 13.42 |
| 2026-08-11 | 13.28 |
| 2026-08-10 | 13.11 |
| 2026-08-07 | 13.32 |
| 2026-08-06 | 13.99 |
| 2026-08-05 | 14.06 |
| 2026-08-04 | 14.10 |
| 2026-08-03 | 14.08 |
| 2026-07-31 | 14.02 |
| 2026-07-30 | 14.08 |
| 2026-07-29 | 14.13 |
| 2026-07-28 | 14.06 |
| 2026-07-27 | 13.45 |
| 2026-07-24 | 13.34 |
| 2026-07-23 | 13.13 |
| 2026-07-22 | 13.10 |
| 2026-07-21 | 13.22 |
| 2026-07-20 | 13.35 |
| 2026-07-17 | 13.38 |
| 2026-07-16 | 13.59 |
| 2026-07-15 | 13.18 |
| 2026-07-14 | 13.00 |
| 2026-07-13 | 13.05 |
| 2026-07-10 | 12.94 |
| 2026-07-09 | 12.87 |
| 2026-07-08 | 12.83 |
| 2026-07-07 | 13.13 |
| 2026-07-06 | 13.08 |
| 2026-07-02 | 13.11 |
| 2026-07-01 | 13.24 |
| 2026-06-30 | 13.07 |
| 2026-06-29 | 12.97 |
| 2026-06-26 | 13.13 |
| 2026-06-25 | 12.90 |
| 2026-06-24 | 12.81 |
| 2026-06-23 | 12.65 |
| 2026-06-22 | 12.48 |
| 2026-06-18 | 12.39 |
| 2026-06-17 | 12.31 |
| 2026-06-16 | 12.50 |
| 2026-06-15 | 12.39 |
| 2026-06-12 | 12.65 |
| 2026-06-11 | 12.48 |
| 2026-06-10 | 12.57 |
| 2026-06-09 | 12.38 |
| 2026-06-08 | 12.23 |
| 2026-06-05 | 12.20 |
| 2026-06-04 | 12.04 |
| 2026-06-03 | 11.76 |
| 2026-06-02 | 12.06 |
| 2026-06-01 | 11.90 |
| 2026-05-29 | 12.04 |
| 2026-05-28 | 11.96 |
| 2026-05-27 | 11.98 |
| 2026-05-26 | 12.08 |
| 2026-05-22 | 11.92 |
| 2026-05-21 | 11.95 |
| 2026-05-20 | 11.86 |
| 2026-05-19 | 11.75 |
| 2026-05-18 | 11.72 |
| 2026-05-15 | 11.47 |
| 2026-05-14 | 11.64 |
| 2026-05-13 | 11.63 |
| 2026-05-12 | 11.73 |
| 2026-05-11 | 11.83 |
| 2026-05-08 | 12.01 |
| 2026-05-07 | 12.14 |
| 2026-05-06 | 14.33 |
| 2026-05-05 | 14.26 |
| 2026-05-04 | 13.99 |
| 2026-05-01 | 14.24 |
| 2026-04-30 | 14.12 |
| 2026-04-29 | 14.11 |
| 2026-04-28 | 14.17 |
| 2026-04-27 | 14.40 |
| 2026-04-24 | 14.27 |
| 2026-04-23 | 14.30 |
| 2026-04-22 | 14.16 |
| 2026-04-21 | 14.21 |
| 2026-04-20 | 14.48 |
| 2026-04-17 | 14.47 |
| 2026-04-16 | 14.15 |
| 2026-04-15 | 14.28 |
| 2026-04-14 | 14.41 |
| 2026-04-13 | 14.36 |
| 2026-04-10 | 14.44 |
| 2026-04-09 | 14.57 |
| 2026-04-08 | 14.39 |
| 2026-04-07 | 14.13 |
| 2026-04-06 | 14.01 |
| 2026-04-02 | 13.98 |
| 2026-04-01 | 13.86 |
| 2026-03-31 | 13.70 |
| 2026-03-30 | 13.58 |
| 2026-03-27 | 13.50 |
| 2026-03-26 | 13.62 |
| 2026-03-25 | 13.52 |
| 2026-03-24 | 13.55 |
| 2026-03-23 | 13.62 |
| 2026-03-20 | 13.30 |
| 2026-03-19 | 13.06 |
| 2026-03-18 | 12.81 |
| 2026-03-17 | 13.03 |
| 2026-03-16 | 13.20 |
| 2026-03-13 | 13.14 |
| 2026-03-12 | 13.13 |
| 2026-03-11 | 13.08 |
| 2026-03-10 | 13.22 |
| 2026-03-09 | 13.13 |
| 2026-03-06 | 13.15 |
| 2026-03-05 | 13.38 |
| 2026-03-04 | 13.63 |
| 2026-03-03 | 13.61 |
| 2026-03-02 | 13.74 |
| 2026-02-27 | 13.55 |
| 2026-02-26 | 14.80 |
| 2026-02-25 | 14.81 |
| 2026-02-24 | 14.63 |
| 2026-02-23 | 14.58 |
| 2026-02-20 | 15.16 |
| 2026-02-19 | 14.99 |
| 2026-02-18 | 15.00 |
| 2026-02-17 | 15.13 |
| 2026-02-13 | 15.00 |
| 2026-02-12 | 14.95 |
| 2026-02-11 | 14.95 |
| 2026-02-10 | 15.02 |
| 2026-02-09 | 15.31 |
| 2026-02-06 | 15.41 |
| 2026-02-05 | 15.39 |
| 2026-02-04 | 15.36 |
| 2026-02-03 | 14.97 |
| 2026-02-02 | 15.00 |
| 2026-01-30 | 14.61 |
| 2026-01-29 | 14.43 |
| 2026-01-28 | 14.13 |
| 2026-01-27 | 14.60 |
| 2026-01-26 | 14.09 |
| 2026-01-23 | 13.98 |
| 2026-01-22 | 14.45 |
| 2026-01-21 | 14.44 |
| 2026-01-20 | 13.82 |
| 2026-01-16 | 14.00 |
| 2026-01-15 | 14.13 |
| 2026-01-14 | 13.84 |
| 2026-01-13 | 13.58 |
| 2026-01-12 | 13.69 |
| 2026-01-09 | 13.97 |
| 2026-01-08 | 14.10 |
| 2026-01-07 | 13.65 |
| 2026-01-06 | 13.80 |
| 2026-01-05 | 13.75 |
| 2026-01-02 | 13.50 |
| 2025-12-31 | 13.60 |
| 2025-12-30 | 13.77 |
| 2025-12-29 | 13.88 |
| 2025-12-26 | 13.93 |
| 2025-12-24 | 13.86 |
| 2025-12-23 | 13.92 |
| 2025-12-22 | 14.05 |
| 2025-12-19 | 14.13 |
| 2025-12-18 | 14.40 |
| 2025-12-17 | 14.35 |
| 2025-12-16 | 14.32 |
| 2025-12-15 | 14.48 |
| 2025-12-12 | 14.20 |
| 2025-12-11 | 14.20 |
| 2025-12-10 | 14.06 |
| 2025-12-09 | 13.77 |
| 2025-12-08 | 13.74 |
| 2025-12-05 | 13.76 |
| 2025-12-04 | 13.92 |
| 2025-12-03 | 13.97 |
| 2025-12-02 | 13.70 |
| 2025-12-01 | 13.78 |
| 2025-11-28 | 13.78 |
| 2025-11-26 | 13.87 |
| 2025-11-25 | 13.97 |
| 2025-11-24 | 13.56 |
| 2025-11-21 | 13.67 |
| 2025-11-20 | 13.24 |
| 2025-11-19 | 13.19 |
| 2025-11-18 | 13.24 |
| 2025-11-17 | 13.24 |
| 2025-11-14 | 13.61 |
| 2025-11-13 | 13.72 |
| 2025-11-12 | 13.69 |
| 2025-11-11 | 13.71 |
| 2025-11-10 | 13.72 |
| 2025-11-07 | 13.77 |
| 2025-11-06 | 13.68 |
| 2025-11-05 | 15.03 |
| 2025-11-04 | 14.75 |
| 2025-11-03 | 14.70 |
| 2025-10-31 | 14.54 |
| 2025-10-30 | 14.65 |
| 2025-10-29 | 14.66 |
| 2025-10-28 | 15.18 |
| 2025-10-27 | 14.78 |
| 2025-10-24 | 14.83 |
| 2025-10-23 | 14.56 |
| 2025-10-22 | 14.75 |
| 2025-10-21 | 14.63 |
| 2025-10-20 | 14.70 |
| 2025-10-17 | 14.40 |
| 2025-10-16 | 14.21 |
| 2025-10-15 | 14.69 |
| 2025-10-14 | 14.82 |
| 2025-10-13 | 14.35 |
| 2025-10-10 | 14.12 |
| 2025-10-09 | 14.51 |
| 2025-10-08 | 14.63 |
| 2025-10-07 | 14.69 |
| 2025-10-06 | 14.89 |
| 2025-10-03 | 14.77 |
| 2025-10-02 | 14.64 |
| 2025-10-01 | 14.72 |
| 2025-09-30 | 14.82 |
| 2025-09-29 | 14.83 |
| 2025-09-26 | 15.09 |
| 2025-09-25 | 15.10 |
| 2025-09-24 | 15.15 |
| 2025-09-23 | 15.11 |
Showing the most recent 260 of 5,030 data points. The chart above shows the full history.