German American Bancorp, Inc. (GABC) vs Happen, Inc. Common Stock (HAPN)
A side-by-side comparison of German American Bancorp, Inc. and Happen, Inc. Common Stock across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — GABC vs HAPN
growth of $100 · dividends reinvested · last 10yGABC vs HAPN: by the numbers
- •GABC is the larger company ($1.85B vs $1.79B market cap).
- •HAPN trades at the lower trailing earnings multiple (9.33 vs 12.98 P/E), one valuation lens rather than an overall verdict.
- •GABC converts more revenue to profit (28.24% vs 14.84% net margin).
- •HAPN grew revenue faster over the past five years (19.58% vs 17.15% CAGR).
- •GABC pays a dividend (2.48% yield), while HAPN has no payments in the available dividend history.
Metrics side by side
Valuation
| Metric | GABC | HAPN |
|---|---|---|
| P/E ratio | 12.98 | 9.33 |
| Forward P/E | 12.54 | 8.49 |
| PEG ratio | 2.36 | N/A |
| P/S ratio | 3.67 | 1.36 |
| P/B ratio | 1.53 | 1.14 |
Profitability
| Metric | GABC | HAPN |
|---|---|---|
| Operating margin | 35.26% | 18.19% |
| Net margin | 28.24% | 14.84% |
| ROE | 11.73% | 12.48% |
German American Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Happen, Inc. Common Stock: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | GABC | HAPN |
|---|---|---|
| Dividend yield | 2.48% | N/A |
| Payout ratio | 32.19% | N/A |
Growth (annualized)
| Metric | GABC | HAPN |
|---|---|---|
| Revenue CAGR (5Y) | 17.15% | 19.58% |
| EPS CAGR (5Y) | 5.51% | N/A |
| Total return CAGR (5Y) | 7.58% | -11.63% |
Frequently asked
- Which has the lower trailing P/E, GABC or HAPN?
- HAPN has the lower trailing P/E: GABC trades at 12.98 and HAPN at 9.33. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, GABC or HAPN?
- Over the past five years, HAPN grew revenue faster — GABC at a 17.15% CAGR versus HAPN at 19.58%.
- Does GABC or HAPN pay a bigger dividend?
- GABC pays a dividend (2.48% yield), while HAPN has no payments in the available dividend history.
- Is GABC or HAPN more profitable?
- GABC runs the higher net margin — GABC at 28.24% versus HAPN at 14.84%.
- How have GABC and HAPN total returns compared?
- Over the past 10 years, GABC delivered 9.28% and HAPN delivered -6.68% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
German American Bancorp & Happen, Inc. Common Stock appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.