Pathward Financial, Inc. (CASH) vs Republic Bancorp, Inc. (RBCAA)
A side-by-side comparison of Pathward Financial, Inc. and Republic Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — CASH vs RBCAA
growth of $100 · dividends reinvested · last 10yCASH vs RBCAA: by the numbers
- •RBCAA is the larger company ($1.64B vs $1.55B market cap).
- •CASH trades at the lower trailing earnings multiple (9.23 vs 14.46 P/E), one valuation lens rather than an overall verdict.
- •RBCAA converts more revenue to profit (25.36% vs 21.88% net margin).
- •RBCAA pays the higher dividend yield (2.01% vs 0.27%).
Metrics side by side
Valuation
| Metric | CASH | RBCAA |
|---|---|---|
| P/E ratio | 9.23 | 14.46 |
| Forward P/E | 7.67 | 13.43 |
| PEG ratio | 0.42 | 1.35 |
| P/S ratio | 1.94 | 3.24 |
| P/B ratio | 1.83 | 1.41 |
Profitability
| Metric | CASH | RBCAA |
|---|---|---|
| Operating margin | 26.21% | 33.65% |
| Net margin | 21.88% | 25.36% |
| ROE | 20.65% | 11.07% |
Pathward Financial, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Republic Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | CASH | RBCAA |
|---|---|---|
| Dividend yield | 0.27% | 2.01% |
| Payout ratio | 2.51% | 29.24% |
Growth (annualized)
| Metric | CASH | RBCAA |
|---|---|---|
| Revenue CAGR (5Y) | 9.66% | 9.68% |
| EPS CAGR (5Y) | 21.89% | 10.76% |
| Total return CAGR (5Y) | 6.13% | 15.88% |
Frequently asked
- Which has the lower trailing P/E, CASH or RBCAA?
- CASH has the lower trailing P/E: CASH trades at 9.23 and RBCAA at 14.46. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Does CASH or RBCAA pay a bigger dividend?
- CASH yields 0.27% and RBCAA yields 2.01% based on trailing dividends and the latest price.
- Is CASH or RBCAA more profitable?
- RBCAA runs the higher net margin — CASH at 21.88% versus RBCAA at 25.36%.
- How have CASH and RBCAA total returns compared?
- Over the past 10 years, CASH delivered 13.24% and RBCAA delivered 14.55% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Pathward Financial & Republic Bancorp appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.