Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 2.40% is 11% above its 5-year average of 2.17%, near the high end of its 5-year range (1.72%–2.59%).
4.38% below its 12-month average of 2.51%.
Reported quarterly return on assets; no daily interpolation. Q3 FY2026 (2026-06-30): 0.40%.
RETURN ON ASSETS (ROA)
2.40%
RETURN ON ASSETS (ROA) AVG TTM
2.51%
RETURN ON ASSETS (ROA) AVG 3Y
2.29%
RETURN ON ASSETS (ROA) AVG 5Y
2.17%
RETURN ON ASSETS (ROA) AVG 10Y
1.62%
RETURN ON ASSETS (ROA) AVG 15Y
1.38%
RETURN ON ASSETS (ROA) AVG 20Y
1.06%
CURRENT VS TTM AVG
-4.38%
CURRENT VS 3Y AVG
+4.80%
CURRENT VS 5Y AVG
+10.77%
CURRENT VS 10Y AVG
+47.90%
CURRENT VS 15Y AVG
+74.55%
CURRENT VS 20Y AVG
+126.72%
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 407 covered companies
CURRENT VS SECTOR MEDIAN
+95.12%
vs the sector median at left
Pathward Financial, Inc.
Market Cap
$1.55B
Return on Assets (ROA)
2.40%
TTM Avg
2.51%
3Y Avg
2.29%
5Y Avg
2.17%
Market Cap
$1.56B
Return on Assets (ROA)
-4.16%
TTM Avg
-0.69%
3Y Avg
-1.80%
5Y Avg
-1.44%
Market Cap
$1.53B
Return on Assets (ROA)
1.11%
TTM Avg
0.66%
3Y Avg
0.88%
5Y Avg
1.01%
Market Cap
$1.63B
Return on Assets (ROA)
2.06%
TTM Avg
2.50%
3Y Avg
3.62%
5Y Avg
5.24%
Market Cap
$1.46B
Return on Assets (ROA)
4.78%
TTM Avg
4.47%
3Y Avg
4.23%
5Y Avg
4.71%
Market Cap
$1.66B
Return on Assets (ROA)
1.11%
TTM Avg
0.66%
3Y Avg
0.88%
5Y Avg
1.01%
Market Cap
$1.66B
Return on Assets (ROA)
2.06%
TTM Avg
2.50%
3Y Avg
3.62%
5Y Avg
5.24%
Market Cap
$1.43B
Return on Assets (ROA)
1.21%
TTM Avg
1.23%
3Y Avg
1.15%
5Y Avg
1.02%
Market Cap
$1.40B
Return on Assets (ROA)
2.06%
TTM Avg
2.50%
3Y Avg
3.62%
5Y Avg
5.24%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Pathward Financial, Inc. (CASH) | $1.55B | 2.40% | 2.51% | 2.29% | 2.17% |
| Nuveen California Quality Municipal Income Fund (NAC)vs › | $1.56B | -4.16% | -0.69% | -1.80% | -1.44% |
| ConnectOne Bancorp, Inc. (CNOB)vs › | $1.53B | 1.11% | 0.66% | 0.88% | 1.01% |
| Atlanticus Holdings Corporation (ATLCP)vs › | $1.63B | 2.06% | 2.50% | 3.62% | 5.24% |
| Capital Southwest Corporation (CSWC)vs › | $1.46B | 4.78% | 4.47% | 4.23% | 4.71% |
| ConnectOne Bancorp, Inc. (CNOBP)vs › | $1.66B | 1.11% | 0.66% | 0.88% | 1.01% |
| Atlanticus Holdings Corporation 9.25% Senior Notes due 2029 (ATLCZ)vs › | $1.66B | 2.06% | 2.50% | 3.62% | 5.24% |
| Amalgamated Financial Corp. (AMAL)vs › | $1.43B | 1.21% | 1.23% | 1.15% | 1.02% |
| Atlanticus Holdings Corporation (ATLC)vs › | $1.40B | 2.06% | 2.50% | 3.62% | 5.24% |
| Bank First Corporation (BFC)vs › | $1.70B | 1.36% | 1.52% | 1.51% | 1.50% |
ROA
2.4%
ROE
20.6%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-09-30 | 2.59% |
| 2024-09-30 | 2.43% |
| 2023-09-30 | 1.90% |
| 2022-09-30 | 2.24% |
| 2021-09-30 | 2.12% |
| 2020-09-30 | 1.72% |
| 2019-09-30 | 1.57% |
| 2018-09-30 | 0.88% |
| 2017-09-30 | 0.86% |
| 2016-09-30 | 0.83% |
| 2015-09-30 | 0.71% |
| 2014-09-30 | 0.76% |
| 2013-09-30 | 0.79% |
| 2012-09-30 | 1.04% |
| 2011-09-30 | 0.36% |
| 2010-09-30 | 1.20% |
| 2009-09-30 | -0.18% |
| 2008-09-30 | -0.14% |
| 2007-09-30 | 0.17% |
| 2006-09-30 | 0.50% |
| 2005-09-30 | -0.12% |
| 2004-09-30 | 0.51% |
| 2003-09-30 | 0.44% |
| 2002-09-30 | 0.35% |
| 2001-09-30 | 0.37% |
| 2000-09-30 | 0.46% |
| 1999-09-30 | 0.51% |
| 1998-09-30 | 0.67% |
| 1997-09-30 | 0.89% |
| 1996-09-30 | 0.62% |
