Which has the lower trailing P/E, ATLC or LKFN?

ATLC has the lower trailing P/E: ATLC trades at 12.16 and LKFN at 13.49. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, ATLC or LKFN?

Over the past five years, ATLC grew revenue faster — ATLC at a 33.60% CAGR versus LKFN at 13.42%.

Does ATLC or LKFN pay a bigger dividend?

LKFN pays a dividend (3.53% yield), while ATLC is a former payer with no current dividend run rate.

Is ATLC or LKFN more profitable?

LKFN runs the higher net margin — ATLC at 9.30% versus LKFN at 26.04%.

How have ATLC and LKFN total returns compared?

Over the past 10 years, ATLC delivered 40.96% and LKFN delivered 7.84% annualized total return. Past performance doesn't predict future results.

Atlanticus Holdings Corporation (ATLC) vs Lakeland Financial Corporation (LKFN)

A side-by-side comparison of Atlanticus Holdings Corporation and Lakeland Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

ATLC

Atlanticus Holdings Corporation

$1.41B

$93.14Financial ServicesDelayed quote: Oct 6, 2026, 10:05 AM EDT

LKFN

Lakeland Financial Corporation

$1.47B

$58.84Financial ServicesDelayed quote: Oct 6, 2026, 10:05 AM EDT

Total return — ATLC vs LKFN

growth of $100 · dividends reinvested · last 10y

ATLC +2985.0% (+40.9%/yr)LKFN +113.3% (+7.9%/yr)ATLC compounded faster over this window

Log scale — wide-divergence pair

ATLC LKFN

ATLC vs LKFN: by the numbers

•LKFN is the larger company ($1.47B vs $1.41B market cap).
•ATLC trades at the lower trailing earnings multiple (12.16 vs 13.49 P/E), one valuation lens rather than an overall verdict.
•LKFN converts more revenue to profit (26.04% vs 9.30% net margin).
•ATLC grew revenue faster over the past five years (33.60% vs 13.42% CAGR).
•LKFN pays a dividend (3.53% yield), while ATLC is a former payer with no current dividend run rate.

Metrics side by side

Valuation

Metric	ATLC	LKFN
P/E ratio	12.16	13.49
Forward P/E	9.68	13.44
PEG ratio	1.42	3.40
P/S ratio	0.85	3.43
P/B ratio	2.01	1.90

Profitability

Metric	ATLC	LKFN
Operating margin	17.73%	31.81%
Net margin	9.30%	26.04%
ROE	20.76%	14.38%

Atlanticus Holdings Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Lakeland Financial Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	ATLC	LKFN
Dividend yield	N/A	3.53%
Payout ratio	N/A	47.25%

Growth (annualized)

Metric	ATLC	LKFN
Revenue CAGR (5Y)	33.60%	13.42%
EPS CAGR (5Y)	6.79%	3.96%
Total return CAGR (5Y)	11.24%	-1.77%

Frequently asked

Which has the lower trailing P/E, ATLC or LKFN?: ATLC has the lower trailing P/E: ATLC trades at 12.16 and LKFN at 13.49. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, ATLC or LKFN?: Over the past five years, ATLC grew revenue faster — ATLC at a 33.60% CAGR versus LKFN at 13.42%.
Does ATLC or LKFN pay a bigger dividend?: LKFN pays a dividend (3.53% yield), while ATLC is a former payer with no current dividend run rate.
Is ATLC or LKFN more profitable?: LKFN runs the higher net margin — ATLC at 9.30% versus LKFN at 26.04%.
How have ATLC and LKFN total returns compared?: Over the past 10 years, ATLC delivered 40.96% and LKFN delivered 7.84% annualized total return. Past performance doesn't predict future results.

Go deeper

Full ATLC analysis Full LKFN analysis Interactive comparison tool

Dig into the metrics

Atlanticus P/E ratio Lakeland Financial P/E ratio Lakeland Financial dividend yield Atlanticus ROE Lakeland Financial ROE Atlanticus operating margin Lakeland Financial operating margin Atlanticus revenue growth Lakeland Financial revenue growth

Atlanticus & Lakeland Financial appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Highest Operating Margin Stocks Highest 10-Year Total Return Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.