Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the EBITDA margin high or low?
The EBITDA margin of 11.45% is 63% above its 5-year average of 7.02%, around the middle of its 5-year range (-26.09%–32.83%).
30.07% below its 12-month average of 16.37%.
Reported quarterly EBITDA margin; no daily interpolation. Q2 FY2026 (2026-06-30): 32.83%.
EBITDA MARGIN
11.45%
EBITDA MARGIN AVG TTM
16.37%
EBITDA MARGIN AVG 3Y
8.82%
EBITDA MARGIN AVG 5Y
7.02%
EBITDA MARGIN AVG 10Y
3.76%
EBITDA MARGIN AVG 15Y
5.51%
EBITDA MARGIN AVG 20Y
4.37%
CURRENT VS TTM AVG
-30.07%
CURRENT VS 3Y AVG
+29.77%
CURRENT VS 5Y AVG
+63.14%
CURRENT VS 10Y AVG
+204.20%
CURRENT VS 15Y AVG
+107.67%
CURRENT VS 20Y AVG
+162.19%
United Fire Group, Inc.
Market Cap
$1.41B
EBITDA Margin
11.45%
TTM Avg
16.37%
3Y Avg
8.82%
5Y Avg
7.02%
Market Cap
$1.41B
EBITDA Margin
24.08%
TTM Avg
27.68%
3Y Avg
33.19%
5Y Avg
35.49%
Market Cap
$1.39B
EBITDA Margin
34.14%
TTM Avg
24.29%
3Y Avg
27.30%
5Y Avg
28.62%
Market Cap
$1.43B
EBITDA Margin
31.85%
TTM Avg
33.24%
3Y Avg
35.58%
5Y Avg
34.93%
Market Cap
$1.38B
EBITDA Margin
59.88%
TTM Avg
61.99%
3Y Avg
65.87%
5Y Avg
64.56%
Market Cap
$1.38B
EBITDA Margin
32.09%
TTM Avg
30.90%
3Y Avg
33.80%
5Y Avg
36.07%
Market Cap
$1.45B
EBITDA Margin
30.91%
TTM Avg
29.13%
3Y Avg
33.70%
5Y Avg
39.37%
Market Cap
$1.47B
EBITDA Margin
79.71%
TTM Avg
65.88%
3Y Avg
59.40%
5Y Avg
60.76%
Market Cap
$1.33B
EBITDA Margin
24.14%
TTM Avg
24.51%
3Y Avg
30.11%
5Y Avg
30.98%
| NAME | MARKET CAP | EBITDA MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| United Fire Group, Inc. (UFCS) | $1.41B | 11.45% | 16.37% | 8.82% | 7.02% |
| Atlanticus Holdings Corporation (ATLC)vs › | $1.41B | 24.08% | 27.68% | 33.19% | 35.49% |
| Burke & Herbert Financial Services Corp. (BHRB)vs › | $1.39B | 34.14% | 24.29% | 27.30% | 28.62% |
| Amalgamated Financial Corp. (AMAL)vs › | $1.43B | 31.85% | 33.24% | 35.58% | 34.93% |
| Westamerica Bancorporation (WABC)vs › | $1.38B | 59.88% | 61.99% | 65.87% | 64.56% |
| Community Trust Bancorp, Inc. (CTBI)vs › | $1.38B | 32.09% | 30.90% | 33.80% | 36.07% |
| Lakeland Financial Corporation (LKFN)vs › | $1.45B | 30.91% | 29.13% | 33.70% | 39.37% |
| Capital Southwest Corporation (CSWC)vs › | $1.47B | 79.71% | 65.88% | 59.40% | 60.76% |
| Peoples Bancorp Inc. (PEBO)vs › | $1.33B | 24.14% | 24.51% | 30.11% | 30.98% |
| First Mid Bancshares, Inc. (FMBH)vs › | $1.32B | 29.36% | 28.67% | 30.39% | 31.60% |
EBITDA Margin
11.4%
Operating Margin
12.0%
Net Margin
9.6%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Formula: EBITDA Margin = (EBITDA / Revenue) × 100
Why EBITDA Margin matters:
EBITDA Margin = EBITDA / Revenue
EBITDA margin measures operating profitability before interest, taxes, depreciation, and amortization as a percentage of revenue.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | EBITDA MARGIN |
|---|---|
| 2026-06-30 | 32.83% |
| 2026-03-31 | 11.08% |
| 2025-12-31 | 13.99% |
| 2025-09-30 | 14.55% |
| 2025-06-30 | 9.42% |
| 2025-03-31 | 7.35% |
| 2024-12-31 | 12.70% |
| 2024-09-30 | 8.50% |
| 2024-06-30 | -0.20% |
| 2024-03-31 | 6.40% |
| 2023-12-31 | 9.24% |
| 2023-09-30 | 4.03% |
| 2023-06-30 | -26.09% |
| 2023-03-31 | 0.99% |
| 2022-09-30 | -11.28% |
| 2022-06-30 | -5.61% |
| 2022-03-31 | 14.85% |
| 2021-12-31 | 28.15% |
| 2021-09-30 | -5.12% |
| 2021-06-30 | 7.29% |
| 2021-03-31 | 8.09% |
| 2020-12-31 | -3.71% |
| 2020-09-30 | -18.98% |
| 2020-06-30 | 1.99% |
| 2020-03-31 | -58.13% |
| 2019-12-31 | -7.44% |
| 2019-09-30 | -0.98% |
| 2019-06-30 | -1.03% |
| 2019-03-31 | 18.28% |
| 2018-12-31 | -15.39% |
| 2018-09-30 | 4.90% |
| 2018-06-30 | -0.24% |
| 2018-03-31 | 9.06% |
| 2017-12-31 | 11.02% |
| 2017-09-30 | -11.58% |
| 2017-06-30 | -1.22% |
| 2017-03-31 | 9.62% |
| 2016-12-31 | 5.15% |
| 2016-09-30 | 6.16% |
| 2016-06-30 | 0.86% |
| 2016-03-31 | 11.44% |
| 2015-09-30 | 11.83% |
| 2015-06-30 | 8.26% |
| 2015-03-31 | 14.03% |
| 2014-12-31 | 20.84% |
| 2014-09-30 | -0.49% |
| 2014-06-30 | 6.24% |
| 2014-03-31 | 8.16% |
| 2013-12-31 | 17.49% |
| 2013-09-30 | 6.99% |
| 2013-06-30 | 9.77% |
| 2013-03-31 | 15.41% |
| 2012-12-31 | -2.85% |
| 2012-09-30 | 5.97% |
| 2012-06-30 | 0.69% |
| 2012-03-31 | 1.18% |
| 2011-12-31 | 12.97% |
| 2011-09-30 | -5.13% |
| 2011-06-30 | 0.55% |
| 2011-03-31 | 5.31% |
| 2010-12-31 | 0.47% |
| 2010-09-30 | 0.48% |
| 2010-06-30 | 0.49% |
| 2010-03-31 | 0.51% |
| 2009-12-31 | 0.40% |
| 2009-09-30 | 0.59% |
| 2009-06-30 | 0.68% |
| 2009-03-31 | 1.73% |
| 2008-12-31 | -16.95% |
| 2008-09-30 | 0.61% |
| 2008-06-30 | 0.54% |
| 2008-03-31 | 0.60% |
| 2007-12-31 | 23.57% |
| 2007-09-30 | 0.58% |
| 2007-06-30 | 0.55% |
| 2007-03-31 | 0.56% |
| 2006-12-31 | 26.43% |
| 2006-09-30 | 0.49% |
| 2006-06-30 | 0.63% |
| 2006-03-31 | 0.62% |
| 2005-12-31 | 0.62% |
| 2005-09-30 | 7.50% |
| 2005-06-30 | 26.04% |
| 2005-03-31 | 0.60% |
| 2004-12-31 | -9.15% |
| 2004-09-30 | 0.60% |
| 2004-06-30 | 0.66% |
| 2004-03-31 | 0.69% |
| 2003-12-31 | -63.86% |
| 2003-09-30 | 0.84% |
| 2003-06-30 | 0.56% |
| 2003-03-31 | 0.66% |
| 2002-12-31 | 0.77% |
| 2002-09-30 | 2.93% |
