Basis: FMP quote price / unrounded diluted EPS from four consecutive issuer fiscal quarters. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the P/E ratio high or low?
The P/E ratio of 10.20 is in line with its 5-year average of 10.99, near the low end of its 5-year range (7.10–54.65).
As of 2026-10-06T20:33:21.027Z. 10.90% above its 12-month average of 9.20.
Calculation as of: 2026-10-06T20:33:21.027Z.
Quote observation: 2026-10-06T20:00:00.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: a695792c3631e59ef6871a09c3ec06e1b0c5954bf644e34f0415c64148da8e9d
PE Ratio (10.20) = Close Price ($54.87) / Diluted TTM EPS ($5.38)
PE RATIO
10.20
PE RATIO AVG TTM
9.20
PE RATIO AVG 3Y
10.87
PE RATIO AVG 5Y
10.99
PE RATIO AVG 10Y
23.65
PE RATIO AVG 15Y
15.06
PE RATIO AVG 20Y
13.62
CURRENT VS TTM AVG
+10.90%
CURRENT VS 3Y AVG
-6.17%
CURRENT VS 5Y AVG
-7.20%
CURRENT VS 10Y AVG
-56.87%
CURRENT VS 15Y AVG
-32.26%
CURRENT VS 20Y AVG
-25.13%
SECTOR MEDIAN · FINANCIAL SERVICES
13.79
median of 554 covered companies
CURRENT VS SECTOR MEDIAN
-26.01%
vs the sector median at left
Market Cap
$1.41B
PE Ratio
12.15
TTM Avg
12.04
3Y Avg
12.04
5Y Avg
12.04
Market Cap
$1.39B
PE Ratio
11.05
TTM Avg
9.22
3Y Avg
25.35
5Y Avg
19.85
Market Cap
$1.38B
PE Ratio
12.75
TTM Avg
11.83
3Y Avg
11.04
5Y Avg
10.21
Market Cap
$1.44B
PE Ratio
13.30
TTM Avg
14.83
3Y Avg
16.43
5Y Avg
17.02
Market Cap
$1.47B
PE Ratio
13.08
TTM Avg
13.16
3Y Avg
13.47
5Y Avg
13.62
| NAME | MARKET CAP | PE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| United Fire Group, Inc. (UFCS) | $1.41B | 10.20 | 9.20 | 10.87 | 10.99 |
| Atlanticus Holdings Corporation (ATLC)vs › | $1.41B | 12.15 | 12.04 | 12.04 | 12.04 |
| Burke & Herbert Financial Services Corp. (BHRB)vs › | $1.39B | 11.05 | 9.22 | 25.35 | 19.85 |
| Amalgamated Financial Corp. (AMAL)vs › | $1.42B | 12.71 | 11.47 | 9.73 | 9.66 |
| Community Trust Bancorp, Inc. (CTBI)vs › | $1.38B | 12.75 | 11.83 | 11.04 | 10.21 |
| Westamerica Bancorporation (WABC)vs › | $1.38B | 12.94 | 11.73 | 9.90 | 11.71 |
| Lakeland Financial Corporation (LKFN)vs › | $1.44B | 13.30 | 14.83 | 16.43 | 17.02 |
| Capital Southwest Corporation (CSWC)vs › | $1.47B | 13.08 | 13.16 | 13.47 | 13.62 |
| Peoples Bancorp Inc. (PEBO)vs › | $1.32B | 11.10 | 11.26 | 9.79 | 10.31 |
| HBT Financial, Inc. (HBT)vs › | $1.32B | 15.58 | 12.37 | 10.68 | 10.23 |
At 10.2, P/E is below its 20-year median — higher than 22% of readings in its 20-year history.
20-year low
6.8
median
13.8
20-year high
186899384535875584.0
Trailing P/E
10.2
Forward P/E
11.0
Forward P/E is calculated using analyst consensus EPS estimates for the current or next fiscal year.
Calculation:
Current Price
$54.87
Forward EPS (Est.)
$4.98
Forward P/E
11.02
Source: FMP Analyst Consensus Estimates. Forward EPS represents the average analyst estimate for the nearest fiscal year.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | PE RATIO |
|---|---|
| 2026-10-05 | 10.16 |
| 2026-10-02 | 10.15 |
| 2026-10-01 | 10.03 |
| 2026-09-30 | 9.78 |
| 2026-09-29 | 9.95 |
| 2026-09-28 | 9.91 |
| 2026-09-25 | 9.91 |
| 2026-09-24 | 9.93 |
| 2026-09-23 | 9.96 |
| 2026-09-22 | 9.98 |
| 2026-09-21 | 9.93 |
| 2026-09-18 | 10.11 |
| 2026-09-17 | 10.09 |
| 2026-09-16 | 10.19 |
| 2026-09-15 | 10.20 |
| 2026-09-14 | 10.30 |
| 2026-09-11 | 10.29 |
| 2026-09-10 | 10.18 |
| 2026-09-09 | 9.98 |
| 2026-09-08 | 10.22 |
| 2026-09-04 | 10.41 |
| 2026-09-03 | 10.43 |
| 2026-09-02 | 10.20 |
| 2026-09-01 | 10.07 |
| 2026-08-31 | 10.01 |
| 2026-08-28 | 10.03 |
| 2026-08-27 | 10.01 |
| 2026-08-26 | 10.05 |
| 2026-08-25 | 9.95 |
| 2026-08-24 | 10.02 |
| 2026-08-21 | 9.86 |
| 2026-08-20 | 9.90 |
| 2026-08-19 | 9.81 |
| 2026-08-18 | 9.97 |
| 2026-08-17 | 9.93 |
| 2026-08-14 | 10.09 |
| 2026-08-13 | 9.99 |
| 2026-08-12 | 9.89 |
| 2026-08-11 | 10.03 |
| 2026-08-10 | 9.94 |
| 2026-08-07 | 10.12 |
| 2026-08-06 | 10.21 |
| 2026-08-05 | 10.10 |
| 2026-08-04 | 10.82 |
| 2026-08-03 | 10.50 |
| 2026-07-31 | 10.35 |
| 2026-07-30 | 10.49 |
| 2026-07-29 | 10.57 |
| 2026-07-28 | 10.64 |
| 2026-07-27 | 10.37 |
| 2026-07-24 | 10.35 |
| 2026-07-23 | 9.96 |
| 2026-07-22 | 9.99 |
| 2026-07-21 | 10.38 |
| 2026-07-20 | 10.36 |
| 2026-07-17 | 10.30 |
| 2026-07-16 | 10.08 |
| 2026-07-15 | 9.88 |
| 2026-07-14 | 10.42 |
| 2026-07-13 | 10.57 |
| 2026-07-10 | 10.42 |
| 2026-07-09 | 10.47 |
| 2026-07-08 | 10.51 |
| 2026-07-07 | 10.59 |
| 2026-07-06 | 10.64 |
| 2026-07-02 | 10.87 |
| 2026-07-01 | 10.77 |
| 2026-06-30 | 10.57 |
| 2026-06-29 | 10.61 |
| 2026-06-26 | 10.59 |
| 2026-06-25 | 10.11 |
| 2026-06-24 | 10.29 |
| 2026-06-23 | 10.13 |
| 2026-06-22 | 9.78 |
| 2026-06-18 | 9.74 |
| 2026-06-17 | 9.67 |
| 2026-06-16 | 9.73 |
| 2026-06-15 | 9.66 |
| 2026-06-12 | 9.77 |
| 2026-06-11 | 9.62 |
| 2026-06-10 | 9.63 |
| 2026-06-09 | 9.34 |
| 2026-06-08 | 9.12 |
| 2026-06-05 | 9.12 |
| 2026-06-04 | 8.83 |
| 2026-06-03 | 8.71 |
| 2026-06-02 | 8.81 |
| 2026-06-01 | 8.81 |
| 2026-05-29 | 8.94 |
| 2026-05-28 | 9.03 |
| 2026-05-27 | 9.08 |
| 2026-05-26 | 9.52 |
| 2026-05-22 | 9.51 |
| 2026-05-21 | 9.70 |
| 2026-05-20 | 9.69 |
| 2026-05-19 | 9.74 |
| 2026-05-18 | 9.92 |
| 2026-05-15 | 9.69 |
| 2026-05-14 | 9.89 |
| 2026-05-13 | 9.81 |
| 2026-05-12 | 9.76 |
| 2026-05-11 | 9.79 |
| 2026-05-08 | 9.72 |
| 2026-05-07 | 9.44 |
| 2026-05-06 | 9.60 |
| 2026-05-05 | 8.90 |
| 2026-05-04 | 8.76 |
| 2026-05-01 | 8.90 |
| 2026-04-30 | 9.00 |
| 2026-04-29 | 8.89 |
| 2026-04-28 | 9.27 |
| 2026-04-27 | 9.03 |
| 2026-04-24 | 8.96 |
| 2026-04-23 | 8.92 |
| 2026-04-22 | 8.76 |
| 2026-04-21 | 8.81 |
| 2026-04-20 | 8.85 |
| 2026-04-17 | 9.01 |
| 2026-04-16 | 8.78 |
| 2026-04-15 | 8.75 |
| 2026-04-14 | 8.78 |
| 2026-04-13 | 8.91 |
| 2026-04-10 | 8.74 |
| 2026-04-09 | 8.84 |
| 2026-04-08 | 8.69 |
| 2026-04-07 | 8.53 |
| 2026-04-06 | 8.40 |
| 2026-04-02 | 8.39 |
| 2026-04-01 | 8.19 |
| 2026-03-31 | 8.27 |
| 2026-03-30 | 8.31 |
| 2026-03-27 | 8.15 |
| 2026-03-26 | 8.31 |
| 2026-03-25 | 8.23 |
| 2026-03-24 | 8.32 |
| 2026-03-23 | 8.36 |
| 2026-03-20 | 8.12 |
| 2026-03-19 | 8.15 |
| 2026-03-18 | 8.21 |
| 2026-03-17 | 8.38 |
| 2026-03-16 | 8.32 |
| 2026-03-13 | 8.23 |
| 2026-03-12 | 8.21 |
| 2026-03-11 | 8.20 |
| 2026-03-10 | 8.26 |
| 2026-03-09 | 8.24 |
| 2026-03-06 | 8.44 |
| 2026-03-05 | 8.43 |
| 2026-03-04 | 8.72 |
| 2026-03-03 | 8.59 |
| 2026-03-02 | 8.77 |
| 2026-02-27 | 8.67 |
| 2026-02-26 | 9.15 |
| 2026-02-25 | 9.02 |
| 2026-02-24 | 8.90 |
| 2026-02-23 | 8.97 |
| 2026-02-20 | 9.09 |
| 2026-02-19 | 8.98 |
| 2026-02-18 | 9.12 |
| 2026-02-17 | 9.34 |
| 2026-02-13 | 9.28 |
| 2026-02-12 | 9.34 |
| 2026-02-11 | 9.13 |
| 2026-02-10 | 8.52 |
| 2026-02-09 | 8.50 |
| 2026-02-06 | 8.74 |
| 2026-02-05 | 8.85 |
| 2026-02-04 | 8.69 |
| 2026-02-03 | 8.63 |
| 2026-02-02 | 8.59 |
| 2026-01-30 | 8.48 |
| 2026-01-29 | 8.40 |
| 2026-01-28 | 8.23 |
| 2026-01-27 | 8.21 |
| 2026-01-26 | 8.26 |
| 2026-01-23 | 8.10 |
| 2026-01-22 | 8.31 |
| 2026-01-21 | 8.37 |
| 2026-01-20 | 8.24 |
| 2026-01-16 | 8.35 |
| 2026-01-15 | 8.43 |
| 2026-01-14 | 8.41 |
| 2026-01-13 | 8.29 |
| 2026-01-12 | 8.45 |
| 2026-01-09 | 8.37 |
| 2026-01-08 | 8.51 |
| 2026-01-07 | 8.42 |
| 2026-01-06 | 8.44 |
| 2026-01-05 | 8.56 |
| 2026-01-02 | 8.39 |
| 2025-12-31 | 8.57 |
| 2025-12-30 | 8.61 |
| 2025-12-29 | 8.61 |
| 2025-12-26 | 8.59 |
| 2025-12-24 | 8.72 |
| 2025-12-23 | 8.73 |
| 2025-12-22 | 8.78 |
| 2025-12-19 | 8.70 |
| 2025-12-18 | 8.76 |
| 2025-12-17 | 8.80 |
| 2025-12-16 | 8.63 |
| 2025-12-15 | 8.71 |
| 2025-12-12 | 8.67 |
| 2025-12-11 | 8.61 |
| 2025-12-10 | 8.38 |
| 2025-12-09 | 8.29 |
| 2025-12-08 | 8.17 |
| 2025-12-05 | 8.24 |
| 2025-12-04 | 8.49 |
| 2025-12-03 | 8.53 |
| 2025-12-02 | 8.57 |
| 2025-12-01 | 8.59 |
| 2025-11-28 | 8.62 |
| 2025-11-26 | 8.77 |
| 2025-11-25 | 8.77 |
| 2025-11-24 | 8.59 |
| 2025-11-21 | 8.71 |
| 2025-11-20 | 8.53 |
| 2025-11-19 | 8.56 |
| 2025-11-18 | 8.72 |
| 2025-11-17 | 8.63 |
| 2025-11-14 | 8.75 |
| 2025-11-13 | 8.64 |
| 2025-11-12 | 8.73 |
| 2025-11-11 | 8.64 |
| 2025-11-10 | 8.55 |
| 2025-11-07 | 8.33 |
| 2025-11-06 | 8.29 |
| 2025-11-05 | 10.10 |
| 2025-11-04 | 8.80 |
| 2025-11-03 | 8.70 |
| 2025-10-31 | 8.61 |
| 2025-10-30 | 8.64 |
| 2025-10-29 | 8.56 |
| 2025-10-28 | 8.74 |
| 2025-10-27 | 8.82 |
| 2025-10-24 | 8.93 |
| 2025-10-23 | 8.79 |
| 2025-10-22 | 8.75 |
| 2025-10-21 | 8.86 |
| 2025-10-20 | 8.80 |
| 2025-10-17 | 8.70 |
| 2025-10-16 | 8.66 |
| 2025-10-15 | 8.87 |
| 2025-10-14 | 8.91 |
| 2025-10-13 | 8.67 |
| 2025-10-10 | 8.68 |
| 2025-10-09 | 8.77 |
| 2025-10-08 | 8.85 |
| 2025-10-07 | 8.83 |
| 2025-10-06 | 8.90 |
| 2025-10-03 | 8.76 |
| 2025-10-02 | 8.60 |
| 2025-10-01 | 8.56 |
| 2025-09-30 | 8.67 |
| 2025-09-29 | 8.57 |
| 2025-09-26 | 8.77 |
| 2025-09-25 | 8.70 |
| 2025-09-24 | 8.81 |
| 2025-09-23 | 8.89 |
Showing the most recent 260 of 3,854 data points. The chart above shows the full history.