Basis: FMP quote price / unrounded FMP forward EPS in the trading currency, available after its recorded retrieval time. Source: stored company filings and market data; unavailable inputs remain N/A.
The forward PE ratio is 11.02 as of 2026-10-06T21:38:54.677Z.
Consensus retrieved: 2026-10-06T17:34:08.061Z. This records retrieval, including cache reads, rather than vendor publication. The calculation uses the separately dated price and estimate available at its as-of time.
Calculation as of: 2026-10-06T21:38:54.677Z.
Quote observation: 2026-10-06T20:00:00.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: a695792c3631e59ef6871a09c3ec06e1b0c5954bf644e34f0415c64148da8e9d
Forward PE Ratio (11.02) = Dated Quote Price ($54.87) / Consensus Forward EPS ($4.98)
FORWARD PE RATIO
11.02
SECTOR MEDIAN · FINANCIAL SERVICES
11.14
median of 402 covered companies
CURRENT VS SECTOR MEDIAN
-1.08%
vs the sector median at left
United Fire Group, Inc.
Market Cap
$1.41B
Forward PE Ratio
11.02
| NAME | MARKET CAP | FORWARD PE RATIO |
|---|---|---|
| United Fire Group, Inc. (UFCS) | $1.41B | 11.02 |
| Atlanticus Holdings Corporation (ATLC)vs › | $1.41B | 9.67 |
| Burke & Herbert Financial Services Corp. (BHRB)vs › | $1.39B | 9.14 |
| Amalgamated Financial Corp. (AMAL)vs › | $1.42B | 11.86 |
| Community Trust Bancorp, Inc. (CTBI)vs › | $1.38B | 11.93 |
| Westamerica Bancorporation (WABC)vs › | $1.38B | 12.67 |
| Lakeland Financial Corporation (LKFN)vs › | $1.44B | 13.24 |
| Capital Southwest Corporation (CSWC)vs › | $1.47B | 10.22 |
| Peoples Bancorp Inc. (PEBO)vs › | $1.32B | 10.07 |
| HBT Financial, Inc. (HBT)vs › | $1.32B | 11.95 |
Trailing P/E
10.2
reported TTM EPS
Forward P/E
11.0
consensus EPS · fiscal year ending 2026-12-31
The gap between the two multiples is the consensus growth expectation: analysts' forward EPS of $4.98 implies -7.4% EPS decline vs the reported trailing $5.38.
At the dated quote price of $54.87, each upcoming fiscal year's consensus EPS implies a different multiple — how quickly the price is "paid down" by expected earnings if the estimates hold.
| Fiscal year end | Consensus EPS | Estimate range | Analysts | Implied P/E |
|---|---|---|---|---|
| 2026-12-31 | $4.98 | $4.95 – $5.00 | 1 | 11.0x |
| 2027-12-31 | $4.94 | $4.92 – $4.96 | 1 | 11.1x |
| 2028-12-31 | $5.50 | $5.11 – $5.90 | 1 | 10.0x |
Source: FMP analyst consensus estimates, refreshed with the daily precompute. "n/m" = the consensus EPS is not positive, so a multiple is undefined. There is no forward P/E history chart here because charting one would require the estimates as they stood in the past, which we do not store — see the trailing P/E history for how the realized multiple has moved.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
