Basis: FMP quote price / unrounded FMP forward EPS in the trading currency, available after its recorded retrieval time. Source: stored company filings and market data; unavailable inputs remain N/A.
The forward PE ratio is 11.92 as of 2026-10-06T19:21:24.979Z.
Consensus retrieved: 2026-10-06T10:36:18.577Z. This records retrieval, including cache reads, rather than vendor publication. The calculation uses the separately dated price and estimate available at its as-of time.
Calculation as of: 2026-10-06T19:21:24.979Z.
Quote observation: 2026-10-06T19:20:07.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: 17a2350aae150ee66b46917a04bd5531b31a096b3d3f5a1154d6162ec2c6c467
Forward PE Ratio (11.92) = Dated Quote Price ($76.05) / Consensus Forward EPS ($6.38)
FORWARD PE RATIO
11.92
SECTOR MEDIAN · FINANCIAL SERVICES
11.16
median of 402 covered companies
CURRENT VS SECTOR MEDIAN
+6.76%
vs the sector median at left
Community Trust Bancorp, Inc.
Market Cap
$1.38B
Forward PE Ratio
11.92
| NAME | MARKET CAP | FORWARD PE RATIO |
|---|---|---|
| Community Trust Bancorp, Inc. (CTBI) | $1.38B | 11.92 |
| Westamerica Bancorporation (WABC)vs › | $1.38B | 12.68 |
| Burke & Herbert Financial Services Corp. (BHRB)vs › | $1.39B | 9.14 |
| Atlanticus Holdings Corporation (ATLC)vs › | $1.41B | 9.66 |
| United Fire Group, Inc. (UFCS)vs › | $1.41B | 11.04 |
| Amalgamated Financial Corp. (AMAL)vs › | $1.43B | 11.90 |
| Peoples Bancorp Inc. (PEBO)vs › | $1.33B | 10.11 |
| First Mid Bancshares, Inc. (FMBH)vs › | $1.32B | 11.21 |
| HBT Financial, Inc. (HBT)vs › | $1.32B | 11.94 |
| Lakeland Financial Corporation (LKFN)vs › | $1.45B | 13.27 |
Trailing P/E
12.7
reported TTM EPS
Forward P/E
11.9
consensus EPS · fiscal year ending 2026-12-31
The gap between the two multiples is the consensus growth expectation: analysts' forward EPS of $6.38 implies +6.9% EPS growth vs the reported trailing $5.97.
At the dated quote price of $76.05, each upcoming fiscal year's consensus EPS implies a different multiple — how quickly the price is "paid down" by expected earnings if the estimates hold.
| Fiscal year end | Consensus EPS | Estimate range | Analysts | Implied P/E |
|---|---|---|---|---|
| 2026-12-31 | $6.38 | $6.32 – $6.44 | 3 | 11.9x |
| 2027-12-31 | $6.50 | $6.45 – $6.55 | 3 | 11.7x |
Source: FMP analyst consensus estimates, refreshed with the daily precompute. "n/m" = the consensus EPS is not positive, so a multiple is undefined. There is no forward P/E history chart here because charting one would require the estimates as they stood in the past, which we do not store — see the trailing P/E history for how the realized multiple has moved.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
