Basis: FMP quote price / unrounded FMP forward EPS in the trading currency, available after its recorded retrieval time. Source: stored company filings and market data; unavailable inputs remain N/A.
The forward PE ratio is 11.95 as of 2026-10-06T18:31:38.405Z.
Consensus retrieved: 2026-10-06T12:16:52.400Z. This records retrieval, including cache reads, rather than vendor publication. The calculation uses the separately dated price and estimate available at its as-of time.
Calculation as of: 2026-10-06T18:31:38.405Z.
Quote observation: 2026-10-06T18:30:03.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: 22deabc5bc95e92ca281f2e11cbe2439216c173a46d902a298f2d8916a2a4f01
Forward PE Ratio (11.95) = Dated Quote Price ($36.30) / Consensus Forward EPS ($3.04)
FORWARD PE RATIO
11.95
SECTOR MEDIAN · FINANCIAL SERVICES
11.16
median of 402 covered companies
CURRENT VS SECTOR MEDIAN
+7.13%
vs the sector median at left
HBT Financial, Inc.
Market Cap
$1.32B
Forward PE Ratio
11.95
| NAME | MARKET CAP | FORWARD PE RATIO |
|---|---|---|
| HBT Financial, Inc. (HBT) | $1.32B | 11.95 |
| First Mid Bancshares, Inc. (FMBH)vs › | $1.32B | 11.20 |
| Peoples Bancorp Inc. (PEBO)vs › | $1.32B | 10.09 |
| Old Second Bancorp, Inc. (OSBC)vs › | $1.28B | 11.40 |
| Westamerica Bancorporation (WABC)vs › | $1.38B | 12.65 |
| Community Trust Bancorp, Inc. (CTBI)vs › | $1.38B | 11.90 |
| Burke & Herbert Financial Services Corp. (BHRB)vs › | $1.39B | 9.12 |
| Atlanticus Holdings Corporation (ATLC)vs › | $1.40B | 9.65 |
| Preferred Bank (PFBC)vs › | $1.23B | 9.69 |
| United Fire Group, Inc. (UFCS)vs › | $1.41B | 11.03 |
Trailing P/E
15.6
reported TTM EPS
Forward P/E
11.9
consensus EPS · fiscal year ending 2026-12-31
The gap between the two multiples is the consensus growth expectation: analysts' forward EPS of $3.04 implies +30.5% EPS growth vs the reported trailing $2.33.
At the dated quote price of $36.30, each upcoming fiscal year's consensus EPS implies a different multiple — how quickly the price is "paid down" by expected earnings if the estimates hold.
| Fiscal year end | Consensus EPS | Estimate range | Analysts | Implied P/E |
|---|---|---|---|---|
| 2026-12-31 | $3.04 | $2.96 – $3.08 | 4 | 12.0x |
| 2027-12-31 | $3.46 | $3.22 – $3.73 | 4 | 10.5x |
| 2028-12-31 | $3.60 | $3.40 – $3.66 | 1 | 10.1x |
Source: FMP analyst consensus estimates, refreshed with the daily precompute. "n/m" = the consensus EPS is not positive, so a multiple is undefined. There is no forward P/E history chart here because charting one would require the estimates as they stood in the past, which we do not store — see the trailing P/E history for how the realized multiple has moved.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
