Basis: FMP quote price / unrounded FMP forward EPS in the trading currency, available after its recorded retrieval time. Source: stored company filings and market data; unavailable inputs remain N/A.
The forward PE ratio is 11.42 as of 2026-10-06T16:38:34.882Z.
Consensus retrieved: 2026-10-06T14:54:09.506Z. This records retrieval, including cache reads, rather than vendor publication. The calculation uses the separately dated price and estimate available at its as-of time.
Calculation as of: 2026-10-06T16:38:34.882Z.
Quote observation: 2026-10-06T16:35:02.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: 7846f110bbc8e1f5921ad06aed826a6217aef780822405077f96aa8bd1d7f990
Forward PE Ratio (11.42) = Dated Quote Price ($25.02) / Consensus Forward EPS ($2.19)
FORWARD PE RATIO
11.42
SECTOR MEDIAN · FINANCIAL SERVICES
11.11
median of 357 covered companies
CURRENT VS SECTOR MEDIAN
+2.79%
vs the sector median at left
Old Second Bancorp, Inc.
Market Cap
$1.29B
Forward PE Ratio
11.42
| NAME | MARKET CAP | FORWARD PE RATIO |
|---|---|---|
| Old Second Bancorp, Inc. (OSBC) | $1.29B | 11.42 |
| HBT Financial, Inc. (HBT)vs › | $1.32B | 11.97 |
| First Mid Bancshares, Inc. (FMBH)vs › | $1.32B | 11.22 |
| Peoples Bancorp Inc. (PEBO)vs › | $1.33B | 10.15 |
| Preferred Bank (PFBC)vs › | $1.24B | 9.73 |
| Jefferson Capital, Inc. Common Stock (JCAP)vs › | $1.22B | 6.67 |
| Community Trust Bancorp, Inc. (CTBI)vs › | $1.38B | 11.92 |
| Burke & Herbert Financial Services Corp. (BHRB)vs › | $1.40B | 9.16 |
| Atlanticus Holdings Corporation (ATLC)vs › | $1.42B | 9.74 |
| Heritage Financial Corporation (HFWA)vs › | $1.15B | 14.09 |
Trailing P/E
14.4
reported TTM EPS
Forward P/E
11.4
consensus EPS · fiscal year ending 2026-12-31
The gap between the two multiples is the consensus growth expectation: analysts' forward EPS of $2.19 implies +25.9% EPS growth vs the reported trailing $1.74.
At the dated quote price of $25.02, each upcoming fiscal year's consensus EPS implies a different multiple — how quickly the price is "paid down" by expected earnings if the estimates hold.
| Fiscal year end | Consensus EPS | Estimate range | Analysts | Implied P/E |
|---|---|---|---|---|
| 2026-12-31 | $2.19 | $2.16 – $2.24 | 5 | 11.4x |
| 2027-12-31 | $2.42 | $2.33 – $2.55 | 5 | 10.3x |
| 2028-12-31 | $2.75 | $2.72 – $2.78 | 1 | 9.1x |
Source: FMP analyst consensus estimates, refreshed with the daily precompute. "n/m" = the consensus EPS is not positive, so a multiple is undefined. There is no forward P/E history chart here because charting one would require the estimates as they stood in the past, which we do not store — see the trailing P/E history for how the realized multiple has moved.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
