Basis: FMP quote price / unrounded FMP forward EPS in the trading currency, available after its recorded retrieval time. Source: stored company filings and market data; unavailable inputs remain N/A.
The forward PE ratio is 12.68 as of 2026-10-06T19:49:55.393Z.
Consensus retrieved: 2026-10-06T17:58:08.760Z. This records retrieval, including cache reads, rather than vendor publication. The calculation uses the separately dated price and estimate available at its as-of time.
Calculation as of: 2026-10-06T19:49:55.393Z.
Quote observation: 2026-10-06T19:45:21.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: be5170deb4f158afd11da0edaf21c6e5eaf241a108f390638e0f5fbf1d47db29
Forward PE Ratio (12.68) = Dated Quote Price ($58.75) / Consensus Forward EPS ($4.64)
FORWARD PE RATIO
12.68
SECTOR MEDIAN · FINANCIAL SERVICES
11.14
median of 402 covered companies
CURRENT VS SECTOR MEDIAN
+13.77%
vs the sector median at left
Westamerica Bancorporation
Market Cap
$1.38B
Forward PE Ratio
12.68
| NAME | MARKET CAP | FORWARD PE RATIO |
|---|---|---|
| Westamerica Bancorporation (WABC) | $1.38B | 12.68 |
| Community Trust Bancorp, Inc. (CTBI)vs › | $1.38B | 11.92 |
| Burke & Herbert Financial Services Corp. (BHRB)vs › | $1.40B | 9.14 |
| United Fire Group, Inc. (UFCS)vs › | $1.41B | 11.02 |
| Atlanticus Holdings Corporation (ATLC)vs › | $1.41B | 9.69 |
| Amalgamated Financial Corp. (AMAL)vs › | $1.43B | 11.86 |
| Peoples Bancorp Inc. (PEBO)vs › | $1.32B | 10.07 |
| First Mid Bancshares, Inc. (FMBH)vs › | $1.32B | 11.20 |
| HBT Financial, Inc. (HBT)vs › | $1.32B | 11.94 |
| Lakeland Financial Corporation (LKFN)vs › | $1.45B | 13.27 |
Trailing P/E
12.9
reported TTM EPS
Forward P/E
12.7
consensus EPS · fiscal year ending 2026-12-31
The gap between the two multiples is the consensus growth expectation: analysts' forward EPS of $4.64 implies +2.2% EPS growth vs the reported trailing $4.54.
At the dated quote price of $58.75, each upcoming fiscal year's consensus EPS implies a different multiple — how quickly the price is "paid down" by expected earnings if the estimates hold.
| Fiscal year end | Consensus EPS | Estimate range | Analysts | Implied P/E |
|---|---|---|---|---|
| 2026-12-31 | $4.63 | $4.63 – $4.63 | 1 | 12.7x |
| 2027-12-31 | $4.67 | $4.40 – $4.95 | 2 | 12.6x |
Source: FMP analyst consensus estimates, refreshed with the daily precompute. "n/m" = the consensus EPS is not positive, so a multiple is undefined. There is no forward P/E history chart here because charting one would require the estimates as they stood in the past, which we do not store — see the trailing P/E history for how the realized multiple has moved.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
