Basis: FMP quote price / unrounded diluted EPS from four consecutive issuer fiscal quarters. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the P/E ratio high or low?
The P/E ratio of 12.94 is 10% above its 5-year average of 11.71, around the middle of its 5-year range (7.09–19.49).
As of 2026-10-06T18:53:37.900Z. 10.36% above its 12-month average of 11.73.
Calculation as of: 2026-10-06T18:53:37.900Z.
Quote observation: 2026-10-06T18:50:11.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: be5170deb4f158afd11da0edaf21c6e5eaf241a108f390638e0f5fbf1d47db29
PE Ratio (12.94) = Close Price ($58.76) / Diluted TTM EPS ($4.54)
PE RATIO
12.94
PE RATIO AVG TTM
11.73
PE RATIO AVG 3Y
9.89
PE RATIO AVG 5Y
11.71
PE RATIO AVG 10Y
17.66
PE RATIO AVG 15Y
17.86
PE RATIO AVG 20Y
17.44
CURRENT VS TTM AVG
+10.36%
CURRENT VS 3Y AVG
+30.80%
CURRENT VS 5Y AVG
+10.46%
CURRENT VS 10Y AVG
-26.73%
CURRENT VS 15Y AVG
-27.56%
CURRENT VS 20Y AVG
-25.82%
SECTOR MEDIAN · FINANCIAL SERVICES
13.80
median of 554 covered companies
CURRENT VS SECTOR MEDIAN
-6.23%
vs the sector median at left
Market Cap
$1.38B
PE Ratio
12.71
TTM Avg
11.83
3Y Avg
11.04
5Y Avg
10.21
Market Cap
$1.39B
PE Ratio
11.05
TTM Avg
9.22
3Y Avg
25.35
5Y Avg
19.85
Market Cap
$1.41B
PE Ratio
12.14
TTM Avg
12.04
3Y Avg
12.04
5Y Avg
12.04
Market Cap
$1.32B
PE Ratio
12.29
TTM Avg
11.41
3Y Avg
10.98
5Y Avg
10.85
| NAME | MARKET CAP | PE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Westamerica Bancorporation (WABC) | $1.38B | 12.94 | 11.73 | 9.89 | 11.71 |
| Community Trust Bancorp, Inc. (CTBI)vs › | $1.38B | 12.71 | 11.83 | 11.04 | 10.21 |
| Burke & Herbert Financial Services Corp. (BHRB)vs › | $1.39B | 11.05 | 9.22 | 25.35 | 19.85 |
| Atlanticus Holdings Corporation (ATLC)vs › | $1.41B | 12.14 | 12.04 | 12.04 | 12.04 |
| United Fire Group, Inc. (UFCS)vs › | $1.41B | 10.22 | 9.20 | 10.87 | 15.66 |
| Amalgamated Financial Corp. (AMAL)vs › | $1.43B | 12.74 | 11.47 | 9.73 | 9.66 |
| Peoples Bancorp Inc. (PEBO)vs › | $1.32B | 11.11 | 11.26 | 9.79 | 10.31 |
| First Mid Bancshares, Inc. (FMBH)vs › | $1.32B | 12.29 | 11.41 | 10.98 | 10.85 |
| HBT Financial, Inc. (HBT)vs › | $1.32B | 15.56 | 12.37 | 10.68 | 10.23 |
| Lakeland Financial Corporation (LKFN)vs › | $1.45B | 13.32 | 14.83 | 16.43 | 17.02 |
At 12.9, P/E is below its 20-year median — higher than 18% of readings in its 20-year history.
20-year low
7.1
median
17.3
20-year high
32.6
Trailing P/E
12.9
Forward P/E
12.7
Forward P/E is calculated using analyst consensus EPS estimates for the current or next fiscal year.
Calculation:
Current Price
$58.76
Forward EPS (Est.)
$4.64
Forward P/E
12.68
Source: FMP Analyst Consensus Estimates. Forward EPS represents the average analyst estimate for the nearest fiscal year.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | PE RATIO |
|---|---|
| 2026-10-05 | 13.01 |
| 2026-10-02 | 13.13 |
| 2026-10-01 | 13.02 |
| 2026-09-30 | 12.85 |
| 2026-09-29 | 12.86 |
| 2026-09-28 | 13.08 |
| 2026-09-25 | 13.36 |
| 2026-09-24 | 13.18 |
| 2026-09-23 | 13.05 |
| 2026-09-22 | 13.00 |
| 2026-09-21 | 13.10 |
| 2026-09-18 | 13.37 |
| 2026-09-17 | 13.29 |
| 2026-09-16 | 13.14 |
| 2026-09-15 | 13.24 |
| 2026-09-14 | 13.20 |
| 2026-09-11 | 13.02 |
| 2026-09-10 | 13.02 |
| 2026-09-09 | 12.83 |
| 2026-09-08 | 12.87 |
| 2026-09-04 | 13.08 |
| 2026-09-03 | 13.01 |
| 2026-09-02 | 12.98 |
| 2026-09-01 | 12.81 |
| 2026-08-31 | 12.79 |
| 2026-08-28 | 12.79 |
| 2026-08-27 | 12.83 |
| 2026-08-26 | 12.81 |
| 2026-08-25 | 12.76 |
| 2026-08-24 | 12.85 |
| 2026-08-21 | 12.88 |
| 2026-08-20 | 12.85 |
| 2026-08-19 | 12.80 |
| 2026-08-18 | 13.04 |
| 2026-08-17 | 13.11 |
| 2026-08-14 | 13.19 |
| 2026-08-13 | 13.20 |
| 2026-08-12 | 13.12 |
| 2026-08-11 | 12.96 |
| 2026-08-10 | 12.89 |
| 2026-08-07 | 13.02 |
| 2026-08-06 | 13.14 |
| 2026-08-05 | 13.39 |
| 2026-08-04 | 13.46 |
| 2026-08-03 | 13.43 |
| 2026-07-31 | 13.40 |
| 2026-07-30 | 13.34 |
| 2026-07-29 | 13.44 |
| 2026-07-28 | 13.48 |
| 2026-07-27 | 13.37 |
| 2026-07-24 | 13.47 |
| 2026-07-23 | 13.43 |
| 2026-07-22 | 13.41 |
| 2026-07-21 | 13.50 |
| 2026-07-20 | 13.67 |
| 2026-07-17 | 13.67 |
| 2026-07-16 | 13.91 |
| 2026-07-15 | 13.14 |
| 2026-07-14 | 13.06 |
| 2026-07-13 | 13.06 |
| 2026-07-10 | 13.00 |
| 2026-07-09 | 13.01 |
| 2026-07-08 | 12.84 |
| 2026-07-07 | 13.09 |
| 2026-07-06 | 13.21 |
| 2026-07-02 | 13.25 |
| 2026-07-01 | 13.38 |
| 2026-06-30 | 13.07 |
| 2026-06-29 | 13.02 |
| 2026-06-26 | 13.11 |
| 2026-06-25 | 13.13 |
| 2026-06-24 | 13.17 |
| 2026-06-23 | 13.09 |
| 2026-06-22 | 12.95 |
| 2026-06-18 | 12.86 |
| 2026-06-17 | 12.86 |
| 2026-06-16 | 12.91 |
| 2026-06-15 | 12.84 |
| 2026-06-12 | 12.95 |
| 2026-06-11 | 12.80 |
| 2026-06-10 | 12.69 |
| 2026-06-09 | 12.59 |
| 2026-06-08 | 12.58 |
| 2026-06-05 | 12.60 |
| 2026-06-04 | 12.54 |
| 2026-06-03 | 12.24 |
| 2026-06-02 | 12.43 |
| 2026-06-01 | 12.28 |
| 2026-05-29 | 12.36 |
| 2026-05-28 | 12.33 |
| 2026-05-27 | 12.39 |
| 2026-05-26 | 12.48 |
| 2026-05-22 | 12.33 |
| 2026-05-21 | 12.35 |
| 2026-05-20 | 12.35 |
| 2026-05-19 | 12.17 |
| 2026-05-18 | 12.17 |
| 2026-05-15 | 11.98 |
| 2026-05-14 | 12.07 |
| 2026-05-13 | 11.99 |
| 2026-05-12 | 12.02 |
| 2026-05-11 | 12.07 |
| 2026-05-08 | 12.11 |
| 2026-05-07 | 12.11 |
| 2026-05-06 | 12.07 |
| 2026-05-05 | 12.09 |
| 2026-05-04 | 11.98 |
| 2026-05-01 | 12.20 |
| 2026-04-30 | 12.10 |
| 2026-04-29 | 12.10 |
| 2026-04-28 | 12.15 |
| 2026-04-27 | 12.12 |
| 2026-04-24 | 12.15 |
| 2026-04-23 | 12.06 |
| 2026-04-22 | 11.90 |
| 2026-04-21 | 11.80 |
| 2026-04-20 | 11.68 |
| 2026-04-17 | 11.94 |
| 2026-04-16 | 11.86 |
| 2026-04-15 | 11.77 |
| 2026-04-14 | 11.83 |
| 2026-04-13 | 11.89 |
| 2026-04-10 | 11.88 |
| 2026-04-09 | 12.00 |
| 2026-04-08 | 11.85 |
| 2026-04-07 | 11.62 |
| 2026-04-06 | 11.56 |
| 2026-04-02 | 11.44 |
| 2026-04-01 | 11.47 |
| 2026-03-31 | 11.51 |
| 2026-03-30 | 11.35 |
| 2026-03-27 | 11.30 |
| 2026-03-26 | 11.36 |
| 2026-03-25 | 11.36 |
| 2026-03-24 | 11.32 |
| 2026-03-23 | 11.17 |
| 2026-03-20 | 10.95 |
| 2026-03-19 | 11.12 |
| 2026-03-18 | 11.02 |
| 2026-03-17 | 11.11 |
| 2026-03-16 | 11.22 |
| 2026-03-13 | 11.11 |
| 2026-03-12 | 11.05 |
| 2026-03-11 | 11.02 |
| 2026-03-10 | 11.06 |
| 2026-03-09 | 11.03 |
| 2026-03-06 | 11.08 |
| 2026-03-05 | 11.21 |
| 2026-03-04 | 11.34 |
| 2026-03-03 | 11.31 |
| 2026-03-02 | 11.28 |
| 2026-02-27 | 11.01 |
| 2026-02-26 | 11.36 |
| 2026-02-25 | 11.42 |
| 2026-02-24 | 11.19 |
| 2026-02-23 | 11.15 |
| 2026-02-20 | 11.54 |
| 2026-02-19 | 11.44 |
| 2026-02-18 | 11.35 |
| 2026-02-17 | 11.44 |
| 2026-02-13 | 11.35 |
| 2026-02-12 | 11.34 |
| 2026-02-11 | 11.27 |
| 2026-02-10 | 11.29 |
| 2026-02-09 | 11.31 |
| 2026-02-06 | 11.41 |
| 2026-02-05 | 11.37 |
| 2026-02-04 | 11.20 |
| 2026-02-03 | 11.12 |
| 2026-02-02 | 11.12 |
| 2026-01-30 | 11.00 |
| 2026-01-29 | 10.96 |
| 2026-01-28 | 10.86 |
| 2026-01-27 | 10.89 |
| 2026-01-26 | 10.85 |
| 2026-01-23 | 10.84 |
| 2026-01-22 | 11.14 |
| 2026-01-21 | 11.12 |
| 2026-01-20 | 10.84 |
| 2026-01-16 | 10.84 |
| 2026-01-15 | 11.07 |
| 2026-01-14 | 10.55 |
| 2026-01-13 | 10.52 |
| 2026-01-12 | 10.58 |
| 2026-01-09 | 10.55 |
| 2026-01-08 | 10.66 |
| 2026-01-07 | 10.44 |
| 2026-01-06 | 10.55 |
| 2026-01-05 | 10.71 |
| 2026-01-02 | 10.40 |
| 2025-12-31 | 10.40 |
| 2025-12-30 | 10.55 |
| 2025-12-29 | 10.65 |
| 2025-12-26 | 10.68 |
| 2025-12-24 | 10.62 |
| 2025-12-23 | 10.69 |
| 2025-12-22 | 10.79 |
| 2025-12-19 | 10.87 |
| 2025-12-18 | 11.06 |
| 2025-12-17 | 10.81 |
| 2025-12-16 | 10.71 |
| 2025-12-15 | 10.71 |
| 2025-12-12 | 10.65 |
| 2025-12-11 | 10.61 |
| 2025-12-10 | 10.62 |
| 2025-12-09 | 10.28 |
| 2025-12-08 | 10.47 |
| 2025-12-05 | 10.35 |
| 2025-12-04 | 10.47 |
| 2025-12-03 | 10.60 |
| 2025-12-02 | 10.43 |
| 2025-12-01 | 10.55 |
| 2025-11-28 | 10.43 |
| 2025-11-26 | 10.52 |
| 2025-11-25 | 10.68 |
| 2025-11-24 | 10.32 |
| 2025-11-21 | 10.36 |
| 2025-11-20 | 10.10 |
| 2025-11-19 | 10.12 |
| 2025-11-18 | 10.13 |
| 2025-11-17 | 10.09 |
| 2025-11-14 | 10.43 |
| 2025-11-13 | 10.47 |
| 2025-11-12 | 10.51 |
| 2025-11-11 | 10.52 |
| 2025-11-10 | 10.49 |
| 2025-11-07 | 10.02 |
| 2025-11-06 | 9.85 |
| 2025-11-05 | 9.93 |
| 2025-11-04 | 9.86 |
| 2025-11-03 | 9.84 |
| 2025-10-31 | 9.95 |
| 2025-10-30 | 10.01 |
| 2025-10-29 | 9.97 |
| 2025-10-28 | 10.14 |
| 2025-10-27 | 10.11 |
| 2025-10-24 | 10.10 |
| 2025-10-23 | 9.86 |
| 2025-10-22 | 9.91 |
| 2025-10-21 | 9.87 |
| 2025-10-20 | 9.77 |
| 2025-10-17 | 9.74 |
| 2025-10-16 | 9.56 |
| 2025-10-15 | 9.70 |
| 2025-10-14 | 9.88 |
| 2025-10-13 | 9.59 |
| 2025-10-10 | 9.46 |
| 2025-10-09 | 9.73 |
| 2025-10-08 | 9.83 |
| 2025-10-07 | 9.92 |
| 2025-10-06 | 9.96 |
| 2025-10-03 | 10.01 |
| 2025-10-02 | 10.13 |
| 2025-10-01 | 10.43 |
| 2025-09-30 | 10.44 |
| 2025-09-29 | 10.40 |
| 2025-09-26 | 10.45 |
| 2025-09-25 | 10.37 |
| 2025-09-24 | 10.32 |
| 2025-09-23 | 10.25 |
Showing the most recent 260 of 5,030 data points. The chart above shows the full history.