Capital Southwest Corporation (CSWC) vs United Fire Group, Inc. (UFCS)

A side-by-side comparison of Capital Southwest Corporation and United Fire Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — CSWC vs UFCS

growth of $100 · dividends reinvested · last 10y
CSWC +403.1% (+17.5%/yr)UFCS +68.3% (+5.3%/yr)CSWC compounded faster over this window
100200300400500Start $10020182020202220242026$503$168
CSWC UFCS

CSWC vs UFCS: by the numbers

  • •CSWC is the larger company ($1.47B vs $1.41B market cap).
  • •UFCS trades at the lower trailing earnings multiple (10.20 vs 13.08 P/E), one valuation lens rather than an overall verdict.
  • •CSWC converts more revenue to profit (48.19% vs 9.57% net margin).
  • •CSWC grew revenue faster over the past five years (18.61% vs 5.12% CAGR).
  • •CSWC pays the higher dividend yield (10.86% vs 1.39%).

Metrics side by side

Valuation

MetricCSWCUFCS
P/E ratio13.0810.20
Forward P/E10.2211.02
P/S ratio6.400.96
P/B ratio1.391.44

Profitability

MetricCSWCUFCS
Gross margin94.33%N/A
Operating margin76.87%12.01%
Net margin48.19%9.57%
ROE10.46%14.42%

United Fire Group, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricCSWCUFCS
Dividend yield10.86%1.39%
Payout ratio141.48%14.13%

Growth (annualized)

MetricCSWCUFCS
Revenue CAGR (5Y)18.61%5.12%
EPS CAGR (5Y)-5.81%N/A
Total return CAGR (5Y)9.79%21.47%

Frequently asked

Which has the lower trailing P/E, CSWC or UFCS?
UFCS has the lower trailing P/E: CSWC trades at 13.08 and UFCS at 10.20. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CSWC or UFCS?
Over the past five years, CSWC grew revenue faster — CSWC at a 18.61% CAGR versus UFCS at 5.12%.
Does CSWC or UFCS pay a bigger dividend?
CSWC yields 10.86% and UFCS yields 1.39% based on trailing dividends and the latest price.
Is CSWC or UFCS more profitable?
CSWC runs the higher net margin — CSWC at 48.19% versus UFCS at 9.57%.
How have CSWC and UFCS total returns compared?
Over the past 10 years, CSWC delivered 17.43% and UFCS delivered 5.28% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.