Basis: FMP quote market capitalization / book value attributable to common shareholders (matching reported total stockholders equity minus preferred stock). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the P/B ratio high or low?
The P/B ratio of 1.44 is 61% above its estimated 5-year average of 0.90, near the high end of its estimated 5-year range (0.62–1.49).
As of 2026-10-06T22:43:34.842Z. 20.54% above its estimated 12-month average of 1.19.
Calculation as of: 2026-10-06T22:43:34.842Z.
Quote observation: 2026-10-06T20:00:00.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: a695792c3631e59ef6871a09c3ec06e1b0c5954bf644e34f0415c64148da8e9d
Historical values estimate market capitalization from statement-period weighted shares. Comparisons with the current quote-based value are approximate. Only filing versions delivered by FMP are available for the historical calculation. Historical series through 2026-10-05.
Historical values estimate market capitalization from statement-period weighted shares. Comparisons with the current quote-based value are approximate. Only filing versions delivered by FMP are available for the historical calculation.
PB RATIO
1.44
PB RATIO AVG TTM
1.19
PB RATIO AVG 3Y
0.95
PB RATIO AVG 5Y
0.90
PB RATIO AVG 10Y
1.02
PB RATIO AVG 15Y
1.00
PB RATIO AVG 20Y
0.99
CURRENT VS TTM AVG
+20.54%
CURRENT VS 3Y AVG
+51.31%
CURRENT VS 5Y AVG
+60.81%
CURRENT VS 10Y AVG
+40.77%
CURRENT VS 15Y AVG
+44.33%
CURRENT VS 20Y AVG
+45.08%
SECTOR MEDIAN · FINANCIAL SERVICES
1.32
median of 678 covered companies
CURRENT VS SECTOR MEDIAN
+9.09%
vs the sector median at left
Market Cap
$1.41B
PB Ratio
2.00
TTM Avg
2.29
3Y Avg
2.29
5Y Avg
2.29
Market Cap
$1.39B
PB Ratio
1.17
TTM Avg
1.17
3Y Avg
1.24
5Y Avg
1.34
Market Cap
$1.44B
PB Ratio
1.87
TTM Avg
2.04
3Y Avg
2.34
5Y Avg
2.58
| NAME | MARKET CAP | PB RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| United Fire Group, Inc. (UFCS) | $1.41B | 1.44 | 1.19 | 0.95 | 0.90 |
| Atlanticus Holdings Corporation (ATLC)vs › | $1.41B | 2.00 | 2.29 | 2.29 | 2.29 |
| Burke & Herbert Financial Services Corp. (BHRB)vs › | $1.39B | 1.17 | 1.17 | 1.24 | 1.34 |
| Amalgamated Financial Corp. (AMAL)vs › | $1.42B | 1.71 | 1.50 | 1.40 | 1.31 |
| Community Trust Bancorp, Inc. (CTBI)vs › | $1.38B | 1.55 | 1.37 | 1.25 | 1.20 |
| Westamerica Bancorporation (WABC)vs › | $1.38B | 1.62 | 1.46 | 1.58 | 1.81 |
| Lakeland Financial Corporation (LKFN)vs › | $1.44B | 1.87 | 2.04 | 2.34 | 2.58 |
| Capital Southwest Corporation (CSWC)vs › | $1.47B | 1.39 | 1.51 | 1.46 | 1.37 |
| Peoples Bancorp Inc. (PEBO)vs › | $1.32B | 1.07 | 1.01 | 0.99 | 0.98 |
| HBT Financial, Inc. (HBT)vs › | $1.32B | 1.73 | 1.43 | 1.38 | 1.39 |
At 1.44, P/B is above its estimated 20-year median — higher than 94% of readings in its estimated 20-year history.
Historical values estimate market capitalization from statement-period weighted shares. Comparisons with the current quote-based value are approximate. Only filing versions delivered by FMP are available for the historical calculation.
estimated 20-year low
0.53
median
0.95
estimated 20-year high
2.77
P/B Ratio
1.44
Market Price / Book Value per Share
PB Ratio = Market Cap / (Total Shareholders' Equity − Preferred Stock)
The price-to-book ratio compares market capitalization to book value attributable to common shareholders (total equity minus preferred stock). Lower values can indicate a cheaper valuation relative to net assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | PB RATIO |
|---|---|
| 2026-10-05 | 1.45 |
| 2026-10-02 | 1.45 |
| 2026-10-01 | 1.43 |
| 2026-09-30 | 1.39 |
| 2026-09-29 | 1.42 |
| 2026-09-28 | 1.41 |
| 2026-09-25 | 1.41 |
| 2026-09-24 | 1.42 |
| 2026-09-23 | 1.42 |
| 2026-09-22 | 1.42 |
| 2026-09-21 | 1.42 |
| 2026-09-18 | 1.44 |
| 2026-09-17 | 1.44 |
| 2026-09-16 | 1.45 |
| 2026-09-15 | 1.45 |
| 2026-09-14 | 1.47 |
| 2026-09-11 | 1.47 |
| 2026-09-10 | 1.45 |
| 2026-09-09 | 1.42 |
| 2026-09-08 | 1.46 |
| 2026-09-04 | 1.48 |
| 2026-09-03 | 1.49 |
| 2026-09-02 | 1.45 |
| 2026-09-01 | 1.43 |
| 2026-08-31 | 1.43 |
| 2026-08-28 | 1.43 |
| 2026-08-27 | 1.43 |
| 2026-08-26 | 1.43 |
| 2026-08-25 | 1.42 |
| 2026-08-24 | 1.43 |
| 2026-08-21 | 1.40 |
| 2026-08-20 | 1.41 |
| 2026-08-19 | 1.40 |
| 2026-08-18 | 1.42 |
| 2026-08-17 | 1.41 |
| 2026-08-14 | 1.44 |
| 2026-08-13 | 1.42 |
| 2026-08-12 | 1.41 |
| 2026-08-11 | 1.43 |
| 2026-08-10 | 1.42 |
| 2026-08-07 | 1.44 |
| 2026-08-06 | 1.46 |
| 2026-08-05 | 1.44 |
| 2026-08-04 | 1.47 |
| 2026-08-03 | 1.43 |
| 2026-07-31 | 1.41 |
| 2026-07-30 | 1.43 |
| 2026-07-29 | 1.44 |
| 2026-07-28 | 1.45 |
| 2026-07-27 | 1.41 |
| 2026-07-24 | 1.41 |
| 2026-07-23 | 1.36 |
| 2026-07-22 | 1.36 |
| 2026-07-21 | 1.41 |
| 2026-07-20 | 1.41 |
| 2026-07-17 | 1.40 |
| 2026-07-16 | 1.37 |
| 2026-07-15 | 1.34 |
| 2026-07-14 | 1.42 |
| 2026-07-13 | 1.44 |
| 2026-07-10 | 1.42 |
| 2026-07-09 | 1.43 |
| 2026-07-08 | 1.43 |
| 2026-07-07 | 1.44 |
| 2026-07-06 | 1.45 |
| 2026-07-02 | 1.48 |
| 2026-07-01 | 1.47 |
| 2026-06-30 | 1.44 |
| 2026-06-29 | 1.45 |
| 2026-06-26 | 1.44 |
| 2026-06-25 | 1.38 |
| 2026-06-24 | 1.40 |
| 2026-06-23 | 1.38 |
| 2026-06-22 | 1.33 |
| 2026-06-18 | 1.33 |
| 2026-06-17 | 1.32 |
| 2026-06-16 | 1.32 |
| 2026-06-15 | 1.32 |
| 2026-06-12 | 1.33 |
| 2026-06-11 | 1.31 |
| 2026-06-10 | 1.31 |
| 2026-06-09 | 1.27 |
| 2026-06-08 | 1.24 |
| 2026-06-05 | 1.24 |
| 2026-06-04 | 1.20 |
| 2026-06-03 | 1.19 |
| 2026-06-02 | 1.20 |
| 2026-06-01 | 1.20 |
| 2026-05-29 | 1.22 |
| 2026-05-28 | 1.23 |
| 2026-05-27 | 1.24 |
| 2026-05-26 | 1.30 |
| 2026-05-22 | 1.30 |
| 2026-05-21 | 1.32 |
| 2026-05-20 | 1.32 |
| 2026-05-19 | 1.33 |
| 2026-05-18 | 1.35 |
| 2026-05-15 | 1.32 |
| 2026-05-14 | 1.35 |
| 2026-05-13 | 1.34 |
| 2026-05-12 | 1.33 |
| 2026-05-11 | 1.33 |
| 2026-05-08 | 1.32 |
| 2026-05-07 | 1.28 |
| 2026-05-06 | 1.21 |
| 2026-05-05 | 1.12 |
| 2026-05-04 | 1.10 |
| 2026-05-01 | 1.12 |
| 2026-04-30 | 1.13 |
| 2026-04-29 | 1.12 |
| 2026-04-28 | 1.17 |
| 2026-04-27 | 1.14 |
| 2026-04-24 | 1.13 |
| 2026-04-23 | 1.12 |
| 2026-04-22 | 1.10 |
| 2026-04-21 | 1.11 |
| 2026-04-20 | 1.11 |
| 2026-04-17 | 1.13 |
| 2026-04-16 | 1.11 |
| 2026-04-15 | 1.10 |
| 2026-04-14 | 1.11 |
| 2026-04-13 | 1.12 |
| 2026-04-10 | 1.10 |
| 2026-04-09 | 1.11 |
| 2026-04-08 | 1.09 |
| 2026-04-07 | 1.07 |
| 2026-04-06 | 1.06 |
| 2026-04-02 | 1.06 |
| 2026-04-01 | 1.03 |
| 2026-03-31 | 1.04 |
| 2026-03-30 | 1.05 |
| 2026-03-27 | 1.03 |
| 2026-03-26 | 1.05 |
| 2026-03-25 | 1.04 |
| 2026-03-24 | 1.05 |
| 2026-03-23 | 1.05 |
| 2026-03-20 | 1.02 |
| 2026-03-19 | 1.03 |
| 2026-03-18 | 1.03 |
| 2026-03-17 | 1.06 |
| 2026-03-16 | 1.05 |
| 2026-03-13 | 1.04 |
| 2026-03-12 | 1.03 |
| 2026-03-11 | 1.03 |
| 2026-03-10 | 1.04 |
| 2026-03-09 | 1.04 |
| 2026-03-06 | 1.06 |
| 2026-03-05 | 1.06 |
| 2026-03-04 | 1.10 |
| 2026-03-03 | 1.08 |
| 2026-03-02 | 1.10 |
| 2026-02-27 | 1.09 |
| 2026-02-26 | 1.14 |
| 2026-02-25 | 1.12 |
| 2026-02-24 | 1.11 |
| 2026-02-23 | 1.12 |
| 2026-02-20 | 1.13 |
| 2026-02-19 | 1.12 |
| 2026-02-18 | 1.14 |
| 2026-02-17 | 1.16 |
| 2026-02-13 | 1.15 |
| 2026-02-12 | 1.16 |
| 2026-02-11 | 1.14 |
| 2026-02-10 | 1.06 |
| 2026-02-09 | 1.06 |
| 2026-02-06 | 1.09 |
| 2026-02-05 | 1.10 |
| 2026-02-04 | 1.08 |
| 2026-02-03 | 1.07 |
| 2026-02-02 | 1.07 |
| 2026-01-30 | 1.06 |
| 2026-01-29 | 1.05 |
| 2026-01-28 | 1.03 |
| 2026-01-27 | 1.02 |
| 2026-01-26 | 1.03 |
| 2026-01-23 | 1.01 |
| 2026-01-22 | 1.03 |
| 2026-01-21 | 1.04 |
| 2026-01-20 | 1.03 |
| 2026-01-16 | 1.04 |
| 2026-01-15 | 1.05 |
| 2026-01-14 | 1.05 |
| 2026-01-13 | 1.03 |
| 2026-01-12 | 1.05 |
| 2026-01-09 | 1.04 |
| 2026-01-08 | 1.06 |
| 2026-01-07 | 1.05 |
| 2026-01-06 | 1.05 |
| 2026-01-05 | 1.07 |
| 2026-01-02 | 1.04 |
| 2025-12-31 | 1.07 |
| 2025-12-30 | 1.07 |
| 2025-12-29 | 1.07 |
| 2025-12-26 | 1.07 |
| 2025-12-24 | 1.09 |
| 2025-12-23 | 1.09 |
| 2025-12-22 | 1.09 |
| 2025-12-19 | 1.08 |
| 2025-12-18 | 1.09 |
| 2025-12-17 | 1.10 |
| 2025-12-16 | 1.07 |
| 2025-12-15 | 1.08 |
| 2025-12-12 | 1.08 |
| 2025-12-11 | 1.07 |
| 2025-12-10 | 1.04 |
| 2025-12-09 | 1.03 |
| 2025-12-08 | 1.02 |
| 2025-12-05 | 1.03 |
| 2025-12-04 | 1.06 |
| 2025-12-03 | 1.06 |
| 2025-12-02 | 1.07 |
| 2025-12-01 | 1.07 |
| 2025-11-28 | 1.07 |
| 2025-11-26 | 1.09 |
| 2025-11-25 | 1.09 |
| 2025-11-24 | 1.07 |
| 2025-11-21 | 1.08 |
| 2025-11-20 | 1.06 |
| 2025-11-19 | 1.07 |
| 2025-11-18 | 1.09 |
| 2025-11-17 | 1.07 |
| 2025-11-14 | 1.09 |
| 2025-11-13 | 1.08 |
| 2025-11-12 | 1.09 |
| 2025-11-11 | 1.08 |
| 2025-11-10 | 1.06 |
| 2025-11-07 | 1.04 |
| 2025-11-06 | 1.03 |
| 2025-11-05 | 1.11 |
| 2025-11-04 | 0.96 |
| 2025-11-03 | 0.95 |
| 2025-10-31 | 0.94 |
| 2025-10-30 | 0.95 |
| 2025-10-29 | 0.94 |
| 2025-10-28 | 0.96 |
| 2025-10-27 | 0.97 |
| 2025-10-24 | 0.98 |
| 2025-10-23 | 0.96 |
| 2025-10-22 | 0.96 |
| 2025-10-21 | 0.97 |
| 2025-10-20 | 0.96 |
| 2025-10-17 | 0.95 |
| 2025-10-16 | 0.95 |
| 2025-10-15 | 0.97 |
| 2025-10-14 | 0.98 |
| 2025-10-13 | 0.95 |
| 2025-10-10 | 0.95 |
| 2025-10-09 | 0.96 |
| 2025-10-08 | 0.97 |
| 2025-10-07 | 0.97 |
| 2025-10-06 | 0.98 |
| 2025-10-03 | 0.96 |
| 2025-10-02 | 0.94 |
| 2025-10-01 | 0.94 |
| 2025-09-30 | 0.95 |
| 2025-09-29 | 0.94 |
| 2025-09-26 | 0.96 |
| 2025-09-25 | 0.95 |
| 2025-09-24 | 0.97 |
| 2025-09-23 | 0.97 |
Showing the most recent 260 of 5,030 data points. The chart above shows the full history.