Which has the lower trailing P/E, FMBH or UFCS?

UFCS has the lower trailing P/E: FMBH trades at 12.29 and UFCS at 10.20. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, FMBH or UFCS?

Over the past five years, FMBH grew revenue faster — FMBH at a 15.34% CAGR versus UFCS at 5.12%.

Does FMBH or UFCS pay a bigger dividend?

FMBH yields 2.03% and UFCS yields 1.39% based on trailing dividends and the latest price.

Is FMBH or UFCS more profitable?

FMBH runs the higher net margin — FMBH at 22.01% versus UFCS at 9.57%.

How have FMBH and UFCS total returns compared?

Over the past 10 years, FMBH delivered 9.04% and UFCS delivered 5.28% annualized total return. Past performance doesn't predict future results.

First Mid Bancshares, Inc. (FMBH) vs United Fire Group, Inc. (UFCS)

A side-by-side comparison of First Mid Bancshares, Inc. and United Fire Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

FMBH

First Mid Bancshares, Inc.

$1.32B

$49.51Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

UFCS

United Fire Group, Inc.

$1.41B

$54.87Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

Total return — FMBH vs UFCS

growth of $100 · dividends reinvested · last 10y

FMBH +134.8% (+8.9%/yr)UFCS +67.7% (+5.3%/yr)FMBH compounded faster over this window

FMBH UFCS

FMBH vs UFCS: by the numbers

•UFCS is the larger company ($1.41B vs $1.32B market cap).
•UFCS trades at the lower trailing earnings multiple (10.20 vs 12.29 P/E), one valuation lens rather than an overall verdict.
•FMBH converts more revenue to profit (22.01% vs 9.57% net margin).
•FMBH grew revenue faster over the past five years (15.34% vs 5.12% CAGR).
•FMBH pays the higher dividend yield (2.03% vs 1.39%).

Metrics side by side

Valuation

Metric	FMBH	UFCS
P/E ratio	12.29	10.20
Forward P/E	11.19	11.02
PEG ratio	1.70	N/A
P/S ratio	2.89	0.96
P/B ratio	1.20	1.44

Profitability

Metric	FMBH	UFCS
Operating margin	25.12%	12.01%
Net margin	22.01%	9.57%
ROE	9.10%	14.42%

First Mid Bancshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

United Fire Group, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	FMBH	UFCS
Dividend yield	2.03%	1.39%
Payout ratio	25.06%	14.13%

Growth (annualized)

Metric	FMBH	UFCS
Revenue CAGR (5Y)	15.34%	5.12%
EPS CAGR (5Y)	7.22%	N/A
Total return CAGR (5Y)	6.38%	21.47%

Frequently asked

Which has the lower trailing P/E, FMBH or UFCS?: UFCS has the lower trailing P/E: FMBH trades at 12.29 and UFCS at 10.20. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, FMBH or UFCS?: Over the past five years, FMBH grew revenue faster — FMBH at a 15.34% CAGR versus UFCS at 5.12%.
Does FMBH or UFCS pay a bigger dividend?: FMBH yields 2.03% and UFCS yields 1.39% based on trailing dividends and the latest price.
Is FMBH or UFCS more profitable?: FMBH runs the higher net margin — FMBH at 22.01% versus UFCS at 9.57%.
How have FMBH and UFCS total returns compared?: Over the past 10 years, FMBH delivered 9.04% and UFCS delivered 5.28% annualized total return. Past performance doesn't predict future results.

Go deeper

Full FMBH analysis Full UFCS analysis Interactive comparison tool

Dig into the metrics

First Mid Bancshares P/E ratio United Fire P/E ratio First Mid Bancshares dividend yield United Fire dividend yield First Mid Bancshares ROE United Fire ROE First Mid Bancshares operating margin United Fire operating margin First Mid Bancshares revenue growth United Fire revenue growth

First Mid Bancshares & United Fire appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.