Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the EBITDA margin high or low?
The EBITDA margin of 29.36% is in line with its 5-year average of 31.76%, around the middle of its 5-year range (9.89%–43.09%).
35.81% above its 12-month average of 21.62%.
Reported quarterly EBITDA margin; no daily interpolation. Q2 FY2026 (2026-06-30): 9.89%.
EBITDA MARGIN
29.36%
EBITDA MARGIN AVG TTM
21.62%
EBITDA MARGIN AVG 3Y
27.82%
EBITDA MARGIN AVG 5Y
31.76%
EBITDA MARGIN AVG 10Y
34.62%
EBITDA MARGIN AVG 15Y
35.57%
EBITDA MARGIN AVG 20Y
31.95%
CURRENT VS TTM AVG
+35.81%
CURRENT VS 3Y AVG
+5.55%
CURRENT VS 5Y AVG
-7.57%
CURRENT VS 10Y AVG
-15.18%
CURRENT VS 15Y AVG
-17.47%
CURRENT VS 20Y AVG
-8.10%
First Mid Bancshares, Inc.
Market Cap
$1.33B
EBITDA Margin
29.36%
TTM Avg
21.62%
3Y Avg
27.82%
5Y Avg
31.76%
Market Cap
$1.32B
EBITDA Margin
37.36%
TTM Avg
36.77%
3Y Avg
38.05%
5Y Avg
39.27%
Market Cap
$1.39B
EBITDA Margin
32.09%
TTM Avg
30.90%
3Y Avg
33.80%
5Y Avg
36.07%
Market Cap
$1.41B
EBITDA Margin
24.08%
TTM Avg
27.68%
3Y Avg
33.19%
5Y Avg
35.49%
Market Cap
$1.41B
EBITDA Margin
34.14%
TTM Avg
24.29%
3Y Avg
27.30%
5Y Avg
28.62%
Market Cap
$1.43B
EBITDA Margin
31.85%
TTM Avg
33.24%
3Y Avg
35.58%
5Y Avg
34.93%
Market Cap
$1.21B
EBITDA Margin
52.46%
TTM Avg
52.45%
3Y Avg
52.43%
5Y Avg
52.43%
Market Cap
$1.47B
EBITDA Margin
30.91%
TTM Avg
29.13%
3Y Avg
33.70%
5Y Avg
39.37%
Market Cap
$1.47B
EBITDA Margin
79.71%
TTM Avg
65.88%
3Y Avg
59.40%
5Y Avg
60.76%
| NAME | MARKET CAP | EBITDA MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| First Mid Bancshares, Inc. (FMBH) | $1.33B | 29.36% | 21.62% | 27.82% | 31.76% |
| HBT Financial, Inc. (HBT)vs › | $1.32B | 37.36% | 36.77% | 38.05% | 39.27% |
| Community Trust Bancorp, Inc. (CTBI)vs › | $1.39B | 32.09% | 30.90% | 33.80% | 36.07% |
| Atlanticus Holdings Corporation (ATLC)vs › | $1.41B | 24.08% | 27.68% | 33.19% | 35.49% |
| Burke & Herbert Financial Services Corp. (BHRB)vs › | $1.41B | 34.14% | 24.29% | 27.30% | 28.62% |
| Amalgamated Financial Corp. (AMAL)vs › | $1.43B | 31.85% | 33.24% | 35.58% | 34.93% |
| Jefferson Capital, Inc. Common Stock (JCAP)vs › | $1.21B | 52.46% | 52.45% | 52.43% | 52.43% |
| Lakeland Financial Corporation (LKFN)vs › | $1.47B | 30.91% | 29.13% | 33.70% | 39.37% |
| Capital Southwest Corporation (CSWC)vs › | $1.47B | 79.71% | 65.88% | 59.40% | 60.76% |
| Heritage Financial Corporation (HFWA)vs › | $1.15B | 23.70% | 20.59% | 26.74% | 26.74% |
EBITDA Margin
29.4%
Operating Margin
25.1%
Net Margin
22.0%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Formula: EBITDA Margin = (EBITDA / Revenue) × 100
Why EBITDA Margin matters:
EBITDA Margin = EBITDA / Revenue
EBITDA margin measures operating profitability before interest, taxes, depreciation, and amortization as a percentage of revenue.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | EBITDA MARGIN |
|---|---|
| 2026-06-30 | 9.89% |
| 2026-03-31 | 10.70% |
| 2025-12-31 | 29.69% |
| 2025-09-30 | 27.61% |
| 2025-06-30 | 30.21% |
| 2025-03-31 | 29.97% |
| 2024-12-31 | 26.73% |
| 2024-09-30 | 27.28% |
| 2024-06-30 | 28.89% |
| 2024-03-31 | 29.09% |
| 2023-12-31 | 24.09% |
| 2023-09-30 | 23.19% |
| 2023-06-30 | 29.24% |
| 2023-03-31 | 33.43% |
| 2022-12-31 | 35.13% |
| 2022-09-30 | 37.63% |
| 2022-06-30 | 38.80% |
| 2022-03-31 | 37.30% |
| 2021-12-31 | 41.72% |
| 2021-09-30 | 43.09% |
| 2021-06-30 | 30.44% |
| 2021-03-31 | 12.94% |
| 2020-12-31 | 40.01% |
| 2020-09-30 | 37.37% |
| 2020-06-30 | 33.02% |
| 2020-03-31 | 31.38% |
| 2019-12-31 | 37.93% |
| 2019-09-30 | 36.89% |
| 2019-06-30 | 35.02% |
| 2019-03-31 | 38.67% |
| 2018-12-31 | 35.07% |
| 2018-09-30 | 31.20% |
| 2018-06-30 | 38.68% |
| 2018-03-31 | 39.77% |
| 2017-12-31 | 33.87% |
| 2017-09-30 | 41.05% |
| 2017-06-30 | 42.57% |
| 2017-03-31 | 35.89% |
| 2016-12-31 | 43.46% |
| 2016-09-30 | 39.76% |
| 2016-06-30 | 40.27% |
| 2016-03-31 | 38.81% |
| 2015-12-31 | 38.31% |
| 2015-09-30 | 33.73% |
| 2015-06-30 | 39.83% |
| 2015-03-31 | 39.58% |
| 2014-12-31 | 38.95% |
| 2014-09-30 | 39.79% |
| 2014-06-30 | 40.41% |
| 2014-03-31 | 37.70% |
| 2013-12-31 | 37.78% |
| 2013-09-30 | 38.72% |
| 2013-06-30 | 39.58% |
| 2013-03-31 | 39.04% |
| 2012-12-31 | 37.06% |
| 2012-09-30 | 38.87% |
| 2012-06-30 | 37.09% |
| 2012-03-31 | 37.05% |
| 2011-12-31 | 35.73% |
| 2011-09-30 | 30.78% |
| 2011-06-30 | 29.03% |
| 2011-03-31 | 31.82% |
| 2010-12-31 | 27.89% |
| 2010-09-30 | 24.42% |
| 2010-06-30 | 22.99% |
| 2010-03-31 | 29.24% |
| 2009-12-31 | 22.42% |
| 2009-09-30 | 24.51% |
| 2009-06-30 | 23.02% |
| 2009-03-31 | 21.84% |
| 2008-12-31 | 21.36% |
| 2008-09-30 | 27.03% |
| 2008-06-30 | 25.36% |
| 2008-03-31 | 26.72% |
| 2007-12-31 | 23.92% |
| 2007-09-30 | 22.13% |
| 2007-06-30 | 22.47% |
| 2007-03-31 | 23.11% |
| 2006-12-31 | 23.62% |
| 2006-09-30 | 22.20% |
| 2006-06-30 | 24.96% |
| 2006-03-31 | 26.53% |
| 2005-12-31 | 27.65% |
| 2005-09-30 | 28.33% |
| 2005-06-30 | 28.77% |
| 2005-03-31 | 30.46% |
| 2004-12-31 | 29.99% |
| 2004-09-30 | 32.72% |
| 2004-06-30 | 32.97% |
| 2004-03-31 | 34.07% |
| 2003-12-31 | 33.34% |
| 2003-09-30 | 34.41% |
| 2003-06-30 | 30.88% |
| 2003-03-31 | 33.19% |
| 2002-12-31 | 27.52% |
| 2002-09-30 | 29.63% |
