Burke & Herbert Financial Services Corp. (BHRB) vs Lakeland Financial Corporation (LKFN)
A side-by-side comparison of Burke & Herbert Financial Services Corp. and Lakeland Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — BHRB vs LKFN
growth of $100 · dividends reinvested · last 10yBHRB vs LKFN: by the numbers
- •LKFN is the larger company ($1.45B vs $1.39B market cap).
- •BHRB trades at the lower trailing earnings multiple (11.04 vs 13.33 P/E), one valuation lens rather than an overall verdict.
- •LKFN converts more revenue to profit (26.04% vs 21.89% net margin).
- •BHRB grew revenue faster over the past five years (30.19% vs 13.42% CAGR).
- •LKFN pays the higher dividend yield (3.53% vs 3.18%).
Metrics side by side
Valuation
| Metric | BHRB | LKFN |
|---|---|---|
| P/E ratio | 11.04 | 13.33 |
| Forward P/E | 9.12 | 13.28 |
| PEG ratio | 0.60 | 3.36 |
| P/S ratio | 3.14 | 3.39 |
| P/B ratio | 1.17 | 1.87 |
Profitability
| Metric | BHRB | LKFN |
|---|---|---|
| Operating margin | 27.12% | 31.81% |
| Net margin | 21.89% | 26.04% |
| ROE | 8.07% | 14.38% |
Burke & Herbert Financial Services Corp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Lakeland Financial Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | BHRB | LKFN |
|---|---|---|
| Dividend yield | 3.18% | 3.53% |
| Payout ratio | 35.14% | 47.25% |
Growth (annualized)
| Metric | BHRB | LKFN |
|---|---|---|
| Revenue CAGR (5Y) | 30.19% | 13.42% |
| EPS CAGR (5Y) | 18.55% | 3.96% |
| Total return CAGR (5Y) | 8.92% | -1.77% |
Frequently asked
- Which has the lower trailing P/E, BHRB or LKFN?
- BHRB has the lower trailing P/E: BHRB trades at 11.04 and LKFN at 13.33. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, BHRB or LKFN?
- Over the past five years, BHRB grew revenue faster — BHRB at a 30.19% CAGR versus LKFN at 13.42%.
- Does BHRB or LKFN pay a bigger dividend?
- BHRB yields 3.18% and LKFN yields 3.53% based on trailing dividends and the latest price.
- Is BHRB or LKFN more profitable?
- LKFN runs the higher net margin — BHRB at 21.89% versus LKFN at 26.04%.
- How have BHRB and LKFN total returns compared?
- Over the past 10 years, BHRB delivered 7.50% and LKFN delivered 7.84% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Burke & Herbert Financial Services & Lakeland Financial appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.