Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the EBITDA margin high or low?
The EBITDA margin of 20.90% is 38% below its 5-year average of 33.90%, near the high end of its 5-year range (-162.81%–57.07%).
221.17% above its 12-month average of -17.25%.
Reported quarterly EBITDA margin; no daily interpolation. Q2 FY2026 (2026-06-30): -162.81%.
EBITDA MARGIN
20.90%
EBITDA MARGIN AVG TTM
-17.25%
EBITDA MARGIN AVG 3Y
23.64%
EBITDA MARGIN AVG 5Y
33.90%
EBITDA MARGIN AVG 10Y
34.97%
EBITDA MARGIN AVG 15Y
36.71%
EBITDA MARGIN AVG 20Y
29.69%
CURRENT VS TTM AVG
+221.17%
CURRENT VS 3Y AVG
-11.59%
CURRENT VS 5Y AVG
-38.35%
CURRENT VS 10Y AVG
-40.24%
CURRENT VS 15Y AVG
-43.07%
CURRENT VS 20Y AVG
-29.60%
ConnectOne Bancorp, Inc.
Market Cap
$1.53B
EBITDA Margin
20.90%
TTM Avg
-17.25%
3Y Avg
23.64%
5Y Avg
33.90%
Market Cap
$1.52B
EBITDA Margin
10.64%
TTM Avg
9.79%
3Y Avg
7.85%
5Y Avg
12.15%
Market Cap
$1.55B
EBITDA Margin
41.27%
TTM Avg
41.30%
3Y Avg
41.20%
5Y Avg
40.58%
Market Cap
$1.55B
EBITDA Margin
9.17%
TTM Avg
1.27%
3Y Avg
-4.70%
5Y Avg
-1.42%
Market Cap
$1.57B
EBITDA Margin
-56.74%
TTM Avg
26.01%
3Y Avg
-294.88%
5Y Avg
-199.26%
Market Cap
$1.47B
EBITDA Margin
79.71%
TTM Avg
65.88%
3Y Avg
59.40%
5Y Avg
60.76%
Market Cap
$1.45B
EBITDA Margin
30.91%
TTM Avg
29.13%
3Y Avg
33.70%
5Y Avg
39.37%
Market Cap
$1.62B
EBITDA Margin
23.47%
TTM Avg
23.20%
3Y Avg
16.49%
5Y Avg
15.25%
Market Cap
$1.63B
EBITDA Margin
24.08%
TTM Avg
27.68%
3Y Avg
33.19%
5Y Avg
35.49%
| NAME | MARKET CAP | EBITDA MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| ConnectOne Bancorp, Inc. (CNOB) | $1.53B | 20.90% | -17.25% | 23.64% | 33.90% |
| Safety Insurance Group, Inc. (SAFT)vs › | $1.52B | 10.64% | 9.79% | 7.85% | 12.15% |
| Pathward Financial, Inc. (CASH)vs › | $1.55B | 41.27% | 41.30% | 41.20% | 40.58% |
| Perella Weinberg Partners (PWP)vs › | $1.55B | 9.17% | 1.27% | -4.70% | -1.42% |
| Nuveen California Quality Municipal Income Fund (NAC)vs › | $1.57B | -56.74% | 26.01% | -294.88% | -199.26% |
| Capital Southwest Corporation (CSWC)vs › | $1.47B | 79.71% | 65.88% | 59.40% | 60.76% |
| Lakeland Financial Corporation (LKFN)vs › | $1.45B | 30.91% | 29.13% | 33.70% | 39.37% |
| Goosehead Insurance, Inc (GSHD)vs › | $1.62B | 23.47% | 23.20% | 16.49% | 15.25% |
| Atlanticus Holdings Corporation (ATLCP)vs › | $1.63B | 24.08% | 27.68% | 33.19% | 35.49% |
| Republic Bancorp, Inc. (RBCAA)vs › | $1.63B | 34.60% | 31.54% | 34.04% | 35.44% |
EBITDA Margin
20.9%
Operating Margin
18.1%
Net Margin
26.1%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Formula: EBITDA Margin = (EBITDA / Revenue) × 100
Why EBITDA Margin matters:
EBITDA Margin = EBITDA / Revenue
EBITDA margin measures operating profitability before interest, taxes, depreciation, and amortization as a percentage of revenue.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | EBITDA MARGIN |
|---|---|
| 2026-06-30 | -162.81% |
| 2026-03-31 | 30.59% |
| 2025-12-31 | 30.92% |
| 2025-09-30 | 30.07% |
| 2025-06-30 | -15.02% |
| 2025-03-31 | 22.27% |
| 2024-12-31 | 21.17% |
| 2024-09-30 | 18.21% |
| 2024-06-30 | 20.20% |
| 2024-03-31 | 18.36% |
| 2023-12-31 | 20.26% |
| 2023-09-30 | 23.68% |
| 2023-06-30 | 24.32% |
| 2023-03-31 | 29.82% |
| 2022-12-31 | 39.90% |
| 2022-09-30 | 40.59% |
| 2022-06-30 | 51.45% |
| 2022-03-31 | 53.84% |
| 2021-12-31 | 56.44% |
| 2021-09-30 | 54.97% |
| 2021-06-30 | 57.07% |
| 2021-03-31 | 60.04% |
| 2020-12-31 | 44.52% |
| 2020-09-30 | 42.65% |
| 2020-06-30 | 22.70% |
| 2020-03-31 | 10.91% |
| 2019-12-31 | 39.91% |
| 2019-09-30 | 40.29% |
| 2019-06-30 | 37.14% |
| 2019-03-31 | 22.86% |
| 2018-12-31 | 39.46% |
| 2018-09-30 | 40.53% |
| 2018-06-30 | 42.36% |
| 2018-03-31 | 10.89% |
| 2017-12-31 | 46.37% |
| 2017-09-30 | 40.90% |
| 2017-06-30 | 23.80% |
| 2017-03-31 | 40.29% |
| 2016-12-31 | -10.82% |
| 2016-09-30 | 39.09% |
| 2016-06-30 | 40.19% |
| 2016-03-31 | 40.37% |
| 2015-12-31 | 37.86% |
| 2015-09-30 | 42.18% |
| 2015-06-30 | 45.68% |
| 2015-03-31 | 47.05% |
| 2014-12-31 | 37.91% |
| 2014-09-30 | 9.87% |
| 2014-06-30 | 40.86% |
| 2014-03-31 | 36.86% |
| 2013-12-31 | 42.98% |
| 2013-09-30 | 45.27% |
| 2013-06-30 | 45.11% |
| 2013-03-31 | 43.19% |
| 2012-12-31 | 41.91% |
| 2012-09-30 | 39.87% |
| 2012-06-30 | 44.89% |
| 2012-03-31 | 42.97% |
| 2011-12-31 | 38.10% |
| 2011-09-30 | 38.32% |
| 2011-06-30 | 39.05% |
| 2011-03-31 | 34.14% |
| 2010-12-31 | 15.05% |
| 2010-09-30 | 28.58% |
| 2010-06-30 | 22.96% |
| 2010-03-31 | -6.57% |
| 2009-12-31 | 11.04% |
| 2009-09-30 | 19.09% |
| 2009-06-30 | 13.45% |
| 2009-03-31 | 10.67% |
| 2008-12-31 | 20.67% |
| 2008-09-30 | 18.31% |
| 2008-06-30 | 17.35% |
| 2008-03-31 | 14.06% |
| 2007-12-31 | 2.62% |
| 2007-09-30 | 4.80% |
| 2007-06-30 | 4.97% |
| 2007-03-31 | 7.14% |
| 2006-12-31 | 7.51% |
| 2006-09-30 | 11.72% |
| 2006-06-30 | 13.83% |
| 2006-03-31 | -20.63% |
| 2005-12-31 | 18.39% |
| 2005-09-30 | 20.98% |
| 2005-06-30 | 21.95% |
| 2005-03-31 | 20.59% |
| 2004-12-31 | 25.56% |
| 2004-09-30 | 27.42% |
| 2004-06-30 | 26.51% |
| 2004-03-31 | 26.28% |
| 2003-12-31 | 27.00% |
| 2003-09-30 | 44.91% |
| 2003-06-30 | 42.38% |
| 2003-03-31 | 40.06% |
| 2002-12-31 | 36.46% |
| 2002-09-30 | 35.44% |
