Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the EBITDA margin high or low?
The EBITDA margin of 24.08% is 31% below its 5-year average of 34.80%, around the middle of its 5-year range (6.73%–52.87%).
16.84% above its 12-month average of 20.61%.
Reported quarterly EBITDA margin; no daily interpolation. Q2 FY2026 (2026-06-30): 6.73%.
EBITDA MARGIN
24.08%
EBITDA MARGIN AVG TTM
20.61%
EBITDA MARGIN AVG 3Y
29.85%
EBITDA MARGIN AVG 5Y
34.80%
EBITDA MARGIN AVG 10Y
24.33%
EBITDA MARGIN AVG 15Y
16.63%
EBITDA MARGIN AVG 20Y
9.84%
CURRENT VS TTM AVG
+16.84%
CURRENT VS 3Y AVG
-19.34%
CURRENT VS 5Y AVG
-30.80%
CURRENT VS 10Y AVG
-1.01%
CURRENT VS 15Y AVG
+44.81%
CURRENT VS 20Y AVG
+144.79%
Atlanticus Holdings Corporation
Market Cap
$1.63B
EBITDA Margin
24.08%
TTM Avg
20.61%
3Y Avg
29.85%
5Y Avg
34.80%
Market Cap
$1.66B
EBITDA Margin
20.90%
TTM Avg
20.19%
3Y Avg
27.61%
5Y Avg
32.94%
Market Cap
$1.66B
EBITDA Margin
24.08%
TTM Avg
27.68%
3Y Avg
33.19%
5Y Avg
35.49%
Market Cap
$1.56B
EBITDA Margin
-56.74%
TTM Avg
26.01%
3Y Avg
-294.88%
5Y Avg
-199.26%
Market Cap
$1.70B
EBITDA Margin
39.00%
TTM Avg
39.11%
3Y Avg
46.09%
5Y Avg
47.29%
Market Cap
$1.55B
EBITDA Margin
41.27%
TTM Avg
41.30%
3Y Avg
41.20%
5Y Avg
40.58%
Market Cap
$1.53B
EBITDA Margin
20.90%
TTM Avg
20.19%
3Y Avg
27.61%
5Y Avg
32.94%
Market Cap
$1.73B
EBITDA Margin
23.47%
TTM Avg
23.20%
3Y Avg
16.49%
5Y Avg
15.25%
Market Cap
$1.73B
EBITDA Margin
8.65%
TTM Avg
10.98%
3Y Avg
19.19%
5Y Avg
23.99%
| NAME | MARKET CAP | EBITDA MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Atlanticus Holdings Corporation (ATLCP) | $1.63B | 24.08% | 20.61% | 29.85% | 34.80% |
| ConnectOne Bancorp, Inc. (CNOBP)vs › | $1.66B | 20.90% | 20.19% | 27.61% | 32.94% |
| Atlanticus Holdings Corporation 9.25% Senior Notes due 2029 (ATLCZ)vs › | $1.66B | 24.08% | 27.68% | 33.19% | 35.49% |
| Nuveen California Quality Municipal Income Fund (NAC)vs › | $1.56B | -56.74% | 26.01% | -294.88% | -199.26% |
| Bank First Corporation (BFC)vs › | $1.70B | 39.00% | 39.11% | 46.09% | 47.29% |
| Pathward Financial, Inc. (CASH)vs › | $1.55B | 41.27% | 41.30% | 41.20% | 40.58% |
| ConnectOne Bancorp, Inc. (CNOB)vs › | $1.53B | 20.90% | 20.19% | 27.61% | 32.94% |
| Goosehead Insurance, Inc (GSHD)vs › | $1.73B | 23.47% | 23.20% | 16.49% | 15.25% |
| Hope Bancorp, Inc. (HOPE)vs › | $1.73B | 8.65% | 10.98% | 19.19% | 23.99% |
| Happen, Inc. Common Stock (HAPN)vs › | $1.78B | 29.77% | 19.98% | 16.11% | 7.01% |
EBITDA Margin
24.1%
Operating Margin
17.7%
Net Margin
9.3%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Formula: EBITDA Margin = (EBITDA / Revenue) × 100
Why EBITDA Margin matters:
EBITDA Margin = EBITDA / Revenue
EBITDA margin measures operating profitability before interest, taxes, depreciation, and amortization as a percentage of revenue.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | EBITDA MARGIN |
|---|---|
| 2026-06-30 | 6.73% |
| 2026-03-31 | 27.25% |
| 2025-12-31 | 20.32% |
| 2025-09-30 | 19.56% |
| 2025-06-30 | 29.19% |
| 2025-03-31 | 31.54% |
| 2024-12-31 | 30.94% |
| 2024-09-30 | 32.30% |
| 2024-06-30 | 29.25% |
| 2024-03-31 | 32.54% |
| 2023-12-31 | 32.48% |
| 2023-09-30 | 36.02% |
| 2023-06-30 | 36.85% |
| 2023-03-31 | 40.20% |
| 2022-12-31 | 36.83% |
| 2022-09-30 | 44.68% |
| 2022-06-30 | 44.25% |
| 2022-03-31 | 38.59% |
| 2021-12-31 | 52.87% |
| 2021-06-30 | 45.49% |
| 2021-03-31 | 52.72% |
| 2020-12-31 | 37.76% |
| 2020-09-30 | 52.43% |
| 2020-06-30 | 31.84% |
| 2020-03-31 | 7.86% |
| 2019-12-31 | 2.84% |
| 2019-09-30 | 16.98% |
| 2019-06-30 | 10.81% |
| 2019-03-31 | 11.28% |
| 2018-12-31 | 30.75% |
| 2018-09-30 | -36.86% |
| 2018-06-30 | 2.24% |
| 2018-03-31 | -12.81% |
| 2017-12-31 | -74.30% |
| 2017-09-30 | -53.96% |
| 2017-06-30 | -53.68% |
| 2017-03-31 | 7.25% |
| 2016-12-31 | -21.55% |
| 2016-09-30 | -71.51% |
| 2016-06-30 | 14.31% |
| 2016-03-31 | 47.74% |
| 2015-12-31 | 32.29% |
| 2015-09-30 | 39.33% |
| 2015-06-30 | 58.08% |
| 2015-03-31 | 62.49% |
| 2014-12-31 | 54.76% |
| 2014-09-30 | 19.01% |
| 2014-06-30 | 20.49% |
| 2014-03-31 | 37.04% |
| 2013-12-31 | 22.98% |
| 2013-09-30 | -7.75% |
| 2013-06-30 | -44.83% |
| 2013-03-31 | -6.32% |
| 2012-12-31 | -33.49% |
| 2012-09-30 | -53.76% |
| 2012-06-30 | -23.21% |
| 2012-03-31 | -12.66% |
| 2011-12-31 | -7.68% |
| 2011-09-30 | -6.15% |
| 2011-06-30 | -1.97% |
| 2011-03-31 | 56.09% |
| 2010-12-31 | -9.80% |
| 2010-09-30 | -3.86% |
| 2010-06-30 | -82.59% |
| 2010-03-31 | -70.35% |
| 2009-12-31 | -216.74% |
| 2009-09-30 | 209.02% |
| 2009-06-30 | 301.85% |
| 2009-03-31 | 386.79% |
| 2008-12-31 | -29.91% |
| 2008-09-30 | -31.31% |
| 2008-06-30 | -49.16% |
| 2008-03-31 | 11.32% |
| 2007-12-31 | 13.13% |
| 2007-09-30 | -15.43% |
| 2007-06-30 | 0.39% |
| 2007-03-31 | 4.69% |
| 2006-12-31 | 7.15% |
| 2006-09-30 | 19.52% |
| 2006-06-30 | 16.66% |
| 2006-03-31 | 19.50% |
| 2005-12-31 | 5.77% |
| 2005-09-30 | 35.50% |
| 2005-06-30 | 39.88% |
| 2005-03-31 | 39.06% |
| 2004-12-31 | 69.23% |
| 2004-06-30 | 28.74% |
| 2004-03-31 | 30.00% |
| 2003-12-31 | 26.23% |
| 2002-12-31 | 42.28% |
| 2002-09-30 | 49.82% |
