Atlanticus Holdings Corporation (ATLCP) vs Happen, Inc. Common Stock (HAPN)
A side-by-side comparison of Atlanticus Holdings Corporation and Happen, Inc. Common Stock across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — ATLCP vs HAPN
growth of $100 · dividends reinvested · last 5yATLCP vs HAPN: by the numbers
- •HAPN is the larger company ($1.80B vs $1.63B market cap).
- •ATLCP trades at the lower trailing earnings multiple (3.08 vs 9.39 P/E), one valuation lens rather than an overall verdict.
- •HAPN converts more revenue to profit (14.84% vs 9.30% net margin).
- •ATLCP grew revenue faster over the past five years (33.60% vs 19.58% CAGR).
- •ATLCP pays a dividend (8.10% yield), while HAPN has no payments in the available dividend history.
Metrics side by side
Valuation
| Metric | ATLCP | HAPN |
|---|---|---|
| P/E ratio | 3.08 | 9.39 |
| Forward P/E | 2.45 | 8.54 |
| PEG ratio | 0.36 | N/A |
| P/S ratio | 0.98 | 1.37 |
| P/B ratio | 2.32 | 1.15 |
Profitability
| Metric | ATLCP | HAPN |
|---|---|---|
| Operating margin | 17.73% | 18.19% |
| Net margin | 9.30% | 14.84% |
| ROE | 20.76% | 12.48% |
Atlanticus Holdings Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Happen, Inc. Common Stock: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | ATLCP | HAPN |
|---|---|---|
| Dividend yield | 8.10% | N/A |
| Payout ratio | 24.89% | N/A |
Growth (annualized)
| Metric | ATLCP | HAPN |
|---|---|---|
| Revenue CAGR (5Y) | 33.60% | 19.58% |
| EPS CAGR (5Y) | 6.79% | N/A |
| Total return CAGR (5Y) | 7.55% | -11.63% |
Frequently asked
- Which has the lower trailing P/E, ATLCP or HAPN?
- ATLCP has the lower trailing P/E: ATLCP trades at 3.08 and HAPN at 9.39. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, ATLCP or HAPN?
- Over the past five years, ATLCP grew revenue faster — ATLCP at a 33.60% CAGR versus HAPN at 19.58%.
- Does ATLCP or HAPN pay a bigger dividend?
- ATLCP pays a dividend (8.10% yield), while HAPN has no payments in the available dividend history.
- Is ATLCP or HAPN more profitable?
- HAPN runs the higher net margin — ATLCP at 9.30% versus HAPN at 14.84%.
- How have ATLCP and HAPN total returns compared?
- Over the past 5 years, ATLCP delivered 7.55% and HAPN delivered -11.63% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Atlanticus & Happen, Inc. Common Stock appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.