Atlanticus Holdings Corporation (ATLCP) vs Goosehead Insurance, Inc (GSHD)

A side-by-side comparison of Atlanticus Holdings Corporation and Goosehead Insurance, Inc across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — ATLCP vs GSHD

growth of $100 · dividends reinvested · last 5y
ATLCP +47.2% (+8.0%/yr)GSHD -48.1% (-12.3%/yr)ATLCP compounded faster over this window
50100150200Start $10020222023202420252026$147$52
ATLCP GSHD

ATLCP vs GSHD: by the numbers

  • •GSHD is the larger company ($1.67B vs $1.64B market cap).
  • •ATLCP trades at the lower trailing earnings multiple (3.10 vs 32.54 P/E), one valuation lens rather than an overall verdict.
  • •ATLCP converts more revenue to profit (9.30% vs 8.78% net margin).
  • •ATLCP grew revenue faster over the past five years (33.60% vs 24.21% CAGR).
  • •ATLCP pays a dividend (8.10% yield), while GSHD is a former payer with no current dividend run rate.

Metrics side by side

Valuation

MetricATLCPGSHD
P/E ratio3.1032.54
Forward P/E2.4620.87
PEG ratio0.362.12
P/S ratio0.994.14
P/B ratio2.34N/A
EV / EBITDAN/A17.31
FCF yieldN/A4.95%

Profitability

MetricATLCPGSHD
Gross marginN/A46.25%
Operating margin17.73%25.83%
Net margin9.30%8.78%
ROE20.76%N/A
ROICN/A24.29%

Atlanticus Holdings Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricATLCPGSHD
Dividend yield8.10%N/A
Payout ratio24.89%N/A

Growth (annualized)

MetricATLCPGSHD
Revenue CAGR (5Y)33.60%24.21%
EPS CAGR (5Y)6.79%15.08%
FCF CAGR (5Y)N/A29.59%
Total return CAGR (5Y)7.55%-21.11%

Frequently asked

Which has the lower trailing P/E, ATLCP or GSHD?
ATLCP has the lower trailing P/E: ATLCP trades at 3.10 and GSHD at 32.54. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, ATLCP or GSHD?
Over the past five years, ATLCP grew revenue faster — ATLCP at a 33.60% CAGR versus GSHD at 24.21%.
Does ATLCP or GSHD pay a bigger dividend?
ATLCP pays a dividend (8.10% yield), while GSHD is a former payer with no current dividend run rate.
Is ATLCP or GSHD more profitable?
ATLCP runs the higher net margin — ATLCP at 9.30% versus GSHD at 8.78%.
How have ATLCP and GSHD total returns compared?
Over the past 5 years, ATLCP delivered 7.55% and GSHD delivered -21.11% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.