Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the EBITDA margin high or low?
The EBITDA margin of 34.60% is in line with its 5-year average of 35.86%, around the middle of its 5-year range (23.40%–48.54%).
5.16% below its 12-month average of 36.48%.
Reported quarterly EBITDA margin; no daily interpolation. Q2 FY2026 (2026-06-30): 41.34%.
EBITDA MARGIN
34.60%
EBITDA MARGIN AVG TTM
36.48%
EBITDA MARGIN AVG 3Y
33.00%
EBITDA MARGIN AVG 5Y
35.86%
EBITDA MARGIN AVG 10Y
34.48%
EBITDA MARGIN AVG 15Y
33.96%
EBITDA MARGIN AVG 20Y
31.59%
CURRENT VS TTM AVG
-5.16%
CURRENT VS 3Y AVG
+4.84%
CURRENT VS 5Y AVG
-3.51%
CURRENT VS 10Y AVG
+0.34%
CURRENT VS 15Y AVG
+1.89%
CURRENT VS 20Y AVG
+9.54%
Republic Bancorp, Inc.
Market Cap
$1.64B
EBITDA Margin
34.60%
TTM Avg
36.48%
3Y Avg
33.00%
5Y Avg
35.86%
Market Cap
$1.64B
EBITDA Margin
24.08%
TTM Avg
27.68%
3Y Avg
33.19%
5Y Avg
35.49%
Market Cap
$1.65B
EBITDA Margin
24.84%
TTM Avg
23.80%
3Y Avg
26.85%
5Y Avg
29.60%
Market Cap
$1.65B
EBITDA Margin
20.90%
TTM Avg
20.19%
3Y Avg
27.61%
5Y Avg
32.94%
Market Cap
$1.66B
EBITDA Margin
23.47%
TTM Avg
23.20%
3Y Avg
16.49%
5Y Avg
15.25%
Market Cap
$1.66B
EBITDA Margin
24.08%
TTM Avg
27.68%
3Y Avg
33.19%
5Y Avg
35.49%
Market Cap
$1.69B
EBITDA Margin
-47.47%
TTM Avg
-47.47%
3Y Avg
-47.47%
5Y Avg
-47.47%
Market Cap
$1.69B
EBITDA Margin
39.00%
TTM Avg
39.11%
3Y Avg
46.09%
5Y Avg
47.29%
Market Cap
$1.57B
EBITDA Margin
9.17%
TTM Avg
1.27%
3Y Avg
-4.70%
5Y Avg
-1.42%
| NAME | MARKET CAP | EBITDA MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Republic Bancorp, Inc. (RBCAA) | $1.64B | 34.60% | 36.48% | 33.00% | 35.86% |
| Atlanticus Holdings Corporation (ATLCP)vs › | $1.64B | 24.08% | 27.68% | 33.19% | 35.49% |
| QCR Holdings, Inc. (QCRH)vs › | $1.65B | 24.84% | 23.80% | 26.85% | 29.60% |
| ConnectOne Bancorp, Inc. (CNOBP)vs › | $1.65B | 20.90% | 20.19% | 27.61% | 32.94% |
| Goosehead Insurance, Inc (GSHD)vs › | $1.66B | 23.47% | 23.20% | 16.49% | 15.25% |
| Atlanticus Holdings Corporation 9.25% Senior Notes due 2029 (ATLCZ)vs › | $1.66B | 24.08% | 27.68% | 33.19% | 35.49% |
| Hyperliquid Strategies Inc Common Stock (PURR)vs › | $1.69B | -47.47% | -47.47% | -47.47% | -47.47% |
| Bank First Corporation (BFC)vs › | $1.69B | 39.00% | 39.11% | 46.09% | 47.29% |
| Perella Weinberg Partners (PWP)vs › | $1.57B | 9.17% | 1.27% | -4.70% | -1.42% |
| Nuveen California Quality Municipal Income Fund (NAC)vs › | $1.56B | -56.74% | 26.01% | -294.88% | -199.26% |
EBITDA Margin
34.6%
Operating Margin
33.6%
Net Margin
25.4%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Formula: EBITDA Margin = (EBITDA / Revenue) × 100
Why EBITDA Margin matters:
EBITDA Margin = EBITDA / Revenue
EBITDA margin measures operating profitability before interest, taxes, depreciation, and amortization as a percentage of revenue.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | EBITDA MARGIN |
|---|---|
| 2026-06-30 | 41.34% |
| 2026-03-31 | 42.61% |
| 2025-12-31 | 26.38% |
| 2025-09-30 | 34.96% |
| 2025-06-30 | 37.12% |
| 2025-03-31 | 39.56% |
| 2024-12-31 | 23.40% |
| 2024-09-30 | 31.75% |
| 2024-06-30 | 31.09% |
| 2024-03-31 | 27.86% |
| 2023-12-31 | 30.81% |
| 2023-09-30 | 31.09% |
| 2023-06-30 | 31.07% |
| 2023-03-31 | 32.70% |
| 2022-12-31 | 34.12% |
| 2022-09-30 | 38.05% |
| 2022-06-30 | 48.54% |
| 2022-03-31 | 41.57% |
| 2021-12-31 | 41.80% |
| 2021-09-30 | 40.74% |
| 2021-06-30 | 46.51% |
| 2021-03-31 | 37.96% |
| 2020-12-31 | 36.42% |
| 2020-09-30 | 34.10% |
| 2020-06-30 | 36.00% |
| 2020-03-31 | 33.18% |
| 2019-12-31 | 46.64% |
| 2019-09-30 | 32.17% |
| 2019-06-30 | 30.07% |
| 2019-03-31 | 36.38% |
| 2018-12-31 | 32.03% |
| 2018-09-30 | 30.23% |
| 2018-06-30 | 31.77% |
| 2018-03-31 | 37.58% |
| 2017-12-31 | 29.43% |
| 2017-09-30 | 29.85% |
| 2017-06-30 | 29.72% |
| 2017-03-31 | 38.31% |
| 2016-12-31 | 31.81% |
| 2016-09-30 | 31.43% |
| 2016-06-30 | 29.71% |
| 2016-03-31 | 42.11% |
| 2015-12-31 | 30.74% |
| 2015-09-30 | 25.15% |
| 2015-06-30 | 32.81% |
| 2015-03-31 | 40.66% |
| 2014-12-31 | 25.92% |
| 2014-09-30 | 27.30% |
| 2014-06-30 | 27.96% |
| 2014-03-31 | 38.69% |
| 2013-12-31 | 10.78% |
| 2013-09-30 | 26.23% |
| 2013-06-30 | 25.35% |
| 2013-03-31 | 39.15% |
| 2012-12-31 | -100.64% |
| 2012-09-30 | 81.45% |
| 2012-06-30 | 35.11% |
| 2012-03-31 | 82.82% |
| 2011-12-31 | 25.89% |
| 2011-06-30 | 30.66% |
| 2011-03-31 | 62.68% |
| 2010-12-31 | 18.85% |
| 2010-09-30 | 31.12% |
| 2010-06-30 | 29.51% |
| 2010-03-31 | 49.79% |
| 2009-12-31 | 15.07% |
| 2009-09-30 | 22.60% |
| 2009-06-30 | 26.81% |
| 2009-03-31 | 34.38% |
| 2008-12-31 | 6.48% |
| 2008-09-30 | 18.37% |
| 2008-06-30 | 19.43% |
| 2008-03-31 | 33.68% |
| 2007-09-30 | 14.94% |
| 2007-06-30 | 19.36% |
| 2007-03-31 | 22.40% |
| 2006-12-31 | 23.49% |
| 2006-09-30 | 25.07% |
| 2006-06-30 | 20.15% |
| 2006-03-31 | 30.56% |
| 2005-12-31 | 20.78% |
| 2005-09-30 | 23.72% |
| 2005-06-30 | 27.25% |
| 2005-03-31 | 37.97% |
| 2004-12-31 | 25.88% |
| 2004-09-30 | 41.56% |
| 2004-06-30 | 35.55% |
| 2004-03-31 | 39.16% |
| 2003-12-31 | 26.44% |
| 2003-09-30 | 33.43% |
| 2003-06-30 | 34.00% |
| 2003-03-31 | 37.49% |
| 2002-12-31 | 23.80% |
| 2002-09-30 | 26.52% |
