Basis: Trailing twelve months (TTM net income over TTM revenue). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the net profit margin high or low?
The net profit margin of 25.36% is in line with its 5-year average of 24.63%, around the middle of its 5-year range (16.45%–35.18%).
0.26% below its 12-month average of 25.43%.
Reported quarterly profit margin; no daily interpolation. Q2 FY2026 (2026-06-30): 25.53%.
NET PROFIT MARGIN
25.36%
NET PROFIT MARGIN AVG TTM
25.43%
NET PROFIT MARGIN AVG 3Y
23.07%
NET PROFIT MARGIN AVG 5Y
24.63%
NET PROFIT MARGIN AVG 10Y
24.01%
NET PROFIT MARGIN AVG 15Y
21.69%
NET PROFIT MARGIN AVG 20Y
19.83%
CURRENT VS TTM AVG
-0.26%
CURRENT VS 3Y AVG
+9.91%
CURRENT VS 5Y AVG
+2.96%
CURRENT VS 10Y AVG
+5.62%
CURRENT VS 15Y AVG
+16.91%
CURRENT VS 20Y AVG
+27.90%
SECTOR MEDIAN · FINANCIAL SERVICES
13.21%
median of 716 covered companies
CURRENT VS SECTOR MEDIAN
+92.05%
vs the sector median at left
Republic Bancorp, Inc.
Market Cap
$1.63B
Net Profit Margin
25.36%
TTM Avg
25.43%
3Y Avg
23.07%
5Y Avg
24.63%
Market Cap
$1.63B
Net Profit Margin
22.94%
TTM Avg
20.34%
3Y Avg
22.25%
5Y Avg
23.73%
Market Cap
$1.62B
Net Profit Margin
9.30%
TTM Avg
20.79%
3Y Avg
26.48%
5Y Avg
28.19%
Market Cap
$1.62B
Net Profit Margin
8.78%
TTM Avg
8.64%
3Y Avg
5.74%
5Y Avg
5.75%
Market Cap
$1.65B
Net Profit Margin
26.13%
TTM Avg
13.53%
3Y Avg
19.17%
5Y Avg
23.32%
Market Cap
$1.66B
Net Profit Margin
9.30%
TTM Avg
20.79%
3Y Avg
26.48%
5Y Avg
28.19%
Market Cap
$1.68B
Net Profit Margin
24.83%
TTM Avg
22.36%
3Y Avg
24.74%
5Y Avg
25.75%
Market Cap
$1.68B
Net Profit Margin
3358.64%
TTM Avg
3229.83%
3Y Avg
3229.83%
5Y Avg
3229.83%
Market Cap
$1.69B
Net Profit Margin
27.80%
TTM Avg
29.55%
3Y Avg
33.41%
5Y Avg
34.18%
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Republic Bancorp, Inc. (RBCAA) | $1.63B | 25.36% | 25.43% | 23.07% | 24.63% |
| QCR Holdings, Inc. (QCRH)vs › | $1.63B | 22.94% | 20.34% | 22.25% | 23.73% |
| Atlanticus Holdings Corporation (ATLCP)vs › | $1.62B | 9.30% | 20.79% | 26.48% | 28.19% |
| Goosehead Insurance, Inc (GSHD)vs › | $1.62B | 8.78% | 8.64% | 5.74% | 5.75% |
| ConnectOne Bancorp, Inc. (CNOBP)vs › | $1.65B | 26.13% | 13.53% | 19.17% | 23.32% |
| Atlanticus Holdings Corporation 9.25% Senior Notes due 2029 (ATLCZ)vs › | $1.66B | 9.30% | 20.79% | 26.48% | 28.19% |
| TriCo Bancshares (TCBK)vs › | $1.68B | 24.83% | 22.36% | 24.74% | 25.75% |
| Hyperliquid Strategies Inc Common Stock (PURR)vs › | $1.68B | 3358.64% | 3229.83% | 3229.83% | 3229.83% |
| Bank First Corporation (BFC)vs › | $1.69B | 27.80% | 29.55% | 33.41% | 34.18% |
| Nuveen California Quality Municipal Income Fund (NAC)vs › | $1.57B | -95.59% | -14.66% | -370.95% | -253.78% |
Operating Margin
33.6%
Net Profit Margin
25.4%
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | NET PROFIT MARGIN |
|---|---|
| 2026-06-30 | 25.53% |
| 2026-03-31 | 30.60% |
| 2025-12-31 | 19.23% |
| 2025-09-30 | 25.17% |
| 2025-06-30 | 26.60% |
| 2025-03-31 | 29.29% |
| 2024-12-31 | 16.45% |
| 2024-09-30 | 22.72% |
| 2024-06-30 | 21.99% |
| 2024-03-31 | 20.04% |
| 2023-12-31 | 18.84% |
| 2023-09-30 | 21.87% |
| 2023-06-30 | 21.62% |
| 2023-03-31 | 23.11% |
| 2022-12-31 | 24.66% |
| 2022-09-30 | 26.70% |
| 2022-06-30 | 35.18% |
| 2022-03-31 | 30.16% |
| 2021-12-31 | 16.54% |
| 2021-09-30 | 27.78% |
| 2021-06-30 | 33.14% |
| 2021-03-31 | 26.73% |
| 2020-12-31 | 27.47% |
| 2020-09-30 | 27.46% |
| 2020-06-30 | 22.13% |
| 2020-03-31 | 24.13% |
| 2019-12-31 | 34.25% |
| 2019-09-30 | 23.05% |
| 2019-06-30 | 22.65% |
| 2019-03-31 | 27.14% |
| 2018-12-31 | 24.11% |
| 2018-09-30 | 24.38% |
| 2018-06-30 | 21.89% |
| 2018-03-31 | 27.37% |
| 2017-12-31 | 7.37% |
| 2017-09-30 | 16.95% |
| 2017-06-30 | 16.88% |
| 2017-03-31 | 23.62% |
| 2016-12-31 | 18.08% |
| 2016-09-30 | 18.16% |
| 2016-06-30 | 16.72% |
| 2016-03-31 | 26.07% |
| 2015-12-31 | 17.04% |
| 2015-09-30 | 13.12% |
| 2015-06-30 | 18.79% |
| 2015-03-31 | 24.74% |
| 2014-12-31 | 13.81% |
| 2014-09-30 | 13.49% |
| 2014-06-30 | 15.56% |
| 2014-03-31 | 22.95% |
| 2013-12-31 | 3.49% |
| 2013-09-30 | 11.27% |
| 2013-06-30 | 13.85% |
| 2013-03-31 | 24.39% |
| 2012-12-31 | -52.41% |
| 2012-09-30 | 49.92% |
| 2012-06-30 | 20.23% |
| 2012-03-31 | 52.23% |
| 2011-12-31 | 15.48% |
| 2011-09-30 | 18.72% |
| 2011-06-30 | 17.39% |
| 2011-03-31 | 39.63% |
| 2010-12-31 | 10.56% |
| 2010-09-30 | 16.96% |
| 2010-06-30 | 17.05% |
| 2010-03-31 | 30.32% |
| 2009-12-31 | 8.40% |
| 2009-09-30 | 12.04% |
| 2009-06-30 | 13.13% |
| 2009-03-31 | 19.67% |
| 2008-12-31 | 1.32% |
| 2008-09-30 | 9.51% |
| 2008-06-30 | 11.35% |
| 2008-03-31 | 20.10% |
| 2007-12-31 | 10.85% |
| 2007-09-30 | 7.49% |
| 2007-06-30 | 10.52% |
| 2007-03-31 | 12.87% |
| 2006-12-31 | 11.09% |
| 2006-09-30 | 13.32% |
| 2006-06-30 | 12.22% |
| 2006-03-31 | 17.65% |
| 2005-12-31 | 12.72% |
| 2005-09-30 | 19.29% |
| 2005-06-30 | 19.71% |
| 2005-03-31 | 26.38% |
| 2004-12-31 | 16.68% |
| 2004-09-30 | 18.99% |
| 2004-06-30 | 21.67% |
| 2004-03-31 | 23.55% |
| 2003-12-31 | 13.80% |
| 2003-09-30 | 18.38% |
| 2003-06-30 | 19.44% |
| 2003-03-31 | 22.38% |
| 2002-12-31 | 12.97% |
| 2002-09-30 | 14.70% |