Basis: Trailing twelve months (TTM net income over TTM revenue). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the net profit margin high or low?
The net profit margin of 26.75% is 19% below its 5-year average of 32.89%, near the low end of its 5-year range (23.75%–46.55%).
0.28% above its 12-month average of 26.67%.
Reported quarterly profit margin; no daily interpolation. Q2 FY2026 (2026-06-30): 26.67%.
NET PROFIT MARGIN
26.75%
NET PROFIT MARGIN AVG TTM
26.67%
NET PROFIT MARGIN AVG 3Y
26.48%
NET PROFIT MARGIN AVG 5Y
32.89%
NET PROFIT MARGIN AVG 10Y
32.30%
NET PROFIT MARGIN AVG 15Y
31.27%
NET PROFIT MARGIN AVG 20Y
29.02%
CURRENT VS TTM AVG
+0.28%
CURRENT VS 3Y AVG
+1.01%
CURRENT VS 5Y AVG
-18.68%
CURRENT VS 10Y AVG
-17.18%
CURRENT VS 15Y AVG
-14.46%
CURRENT VS 20Y AVG
-7.83%
SECTOR MEDIAN · FINANCIAL SERVICES
13.22%
median of 612 covered companies
CURRENT VS SECTOR MEDIAN
+102.34%
vs the sector median at left
Preferred Bank
Market Cap
$1.24B
Net Profit Margin
26.75%
TTM Avg
26.67%
3Y Avg
26.48%
5Y Avg
32.89%
Market Cap
$1.22B
Net Profit Margin
23.50%
TTM Avg
27.48%
3Y Avg
29.82%
5Y Avg
29.82%
Market Cap
$1.29B
Net Profit Margin
21.50%
TTM Avg
22.80%
3Y Avg
25.14%
5Y Avg
22.44%
Market Cap
$1.32B
Net Profit Margin
22.01%
TTM Avg
18.66%
3Y Avg
20.22%
5Y Avg
20.66%
Market Cap
$1.32B
Net Profit Margin
23.46%
TTM Avg
25.71%
3Y Avg
26.66%
5Y Avg
27.40%
Market Cap
$1.33B
Net Profit Margin
19.75%
TTM Avg
18.15%
3Y Avg
21.95%
5Y Avg
20.60%
Market Cap
$1.15B
Net Profit Margin
23.17%
TTM Avg
16.87%
3Y Avg
21.49%
5Y Avg
24.02%
Market Cap
$1.38B
Net Profit Margin
25.55%
TTM Avg
22.99%
3Y Avg
25.47%
5Y Avg
27.42%
Market Cap
$1.40B
Net Profit Margin
21.89%
TTM Avg
16.45%
3Y Avg
20.35%
5Y Avg
22.27%
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Preferred Bank (PFBC) | $1.24B | 26.75% | 26.67% | 26.48% | 32.89% |
| Jefferson Capital, Inc. Common Stock (JCAP)vs › | $1.22B | 23.50% | 27.48% | 29.82% | 29.82% |
| Old Second Bancorp, Inc. (OSBC)vs › | $1.29B | 21.50% | 22.80% | 25.14% | 22.44% |
| First Mid Bancshares, Inc. (FMBH)vs › | $1.32B | 22.01% | 18.66% | 20.22% | 20.66% |
| HBT Financial, Inc. (HBT)vs › | $1.32B | 23.46% | 25.71% | 26.66% | 27.40% |
| Peoples Bancorp Inc. (PEBO)vs › | $1.33B | 19.75% | 18.15% | 21.95% | 20.60% |
| Heritage Financial Corporation (HFWA)vs › | $1.15B | 23.17% | 16.87% | 21.49% | 24.02% |
| Community Trust Bancorp, Inc. (CTBI)vs › | $1.38B | 25.55% | 22.99% | 25.47% | 27.42% |
| Burke & Herbert Financial Services Corp. (BHRB)vs › | $1.40B | 21.89% | 16.45% | 20.35% | 22.27% |
| International General Insurance Holdings Ltd. (IGIC)vs › | $1.07B | 20.97% | 25.16% | 24.43% | 20.01% |
Operating Margin
38.2%
Net Profit Margin
26.8%
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | NET PROFIT MARGIN |
|---|---|
| 2026-06-30 | 26.67% |
| 2026-03-31 | 25.78% |
| 2025-12-31 | 26.94% |
| 2025-09-30 | 27.54% |
| 2025-06-30 | 26.45% |
| 2025-03-31 | 25.33% |
| 2024-12-31 | 23.75% |
| 2024-09-30 | 25.12% |
| 2024-06-30 | 25.70% |
| 2024-03-31 | 25.83% |
| 2023-12-31 | 28.97% |
| 2023-09-30 | 29.72% |
| 2023-06-30 | 31.22% |
| 2023-03-31 | 35.25% |
| 2022-12-31 | 40.22% |
| 2022-09-30 | 43.66% |
| 2022-06-30 | 43.08% |
| 2022-03-31 | 45.43% |
| 2021-12-31 | 46.55% |
| 2021-09-30 | 46.36% |
| 2021-06-30 | 41.21% |
| 2021-03-31 | 39.61% |
| 2020-12-31 | 37.96% |
| 2020-09-30 | 31.49% |
| 2020-06-30 | 28.56% |
| 2020-03-31 | 28.17% |
| 2019-12-31 | 34.20% |
| 2019-09-30 | 33.49% |
| 2019-06-30 | 33.38% |
| 2019-03-31 | 33.51% |
| 2018-12-31 | 31.83% |
| 2018-09-30 | 35.34% |
| 2018-06-30 | 35.96% |
| 2018-03-31 | 36.82% |
| 2017-12-31 | 17.95% |
| 2017-09-30 | 31.12% |
| 2017-06-30 | 29.84% |
| 2017-03-31 | 28.08% |
| 2016-12-31 | 28.68% |
| 2016-09-30 | 29.90% |
| 2016-06-30 | 27.57% |
| 2016-03-31 | 27.73% |
| 2015-12-31 | 28.67% |
| 2015-09-30 | 31.18% |
| 2015-06-30 | 30.68% |
| 2015-03-31 | 29.57% |
| 2014-12-31 | 30.51% |
| 2014-09-30 | 29.80% |
| 2014-06-30 | 29.07% |
| 2014-03-31 | 25.95% |
| 2013-12-31 | 29.27% |
| 2013-09-30 | 27.02% |
| 2013-06-30 | 24.36% |
| 2013-03-31 | 25.22% |
| 2012-12-31 | 60.27% |
| 2012-09-30 | 21.21% |
| 2012-06-30 | -39.29% |
| 2012-03-31 | 157.77% |
| 2011-12-31 | 25.84% |
| 2011-09-30 | 42.10% |
| 2011-06-30 | 12.88% |
| 2011-03-31 | 4.93% |
| 2010-12-31 | -97.26% |
| 2010-09-30 | -36.65% |
| 2010-06-30 | -22.70% |
| 2010-03-31 | 21.22% |
| 2009-12-31 | -4249.42% |
| 2009-09-30 | -232.67% |
| 2009-06-30 | -39.37% |
| 2009-03-31 | -7.26% |
| 2008-12-31 | -23.74% |
| 2008-09-30 | -11.74% |
| 2008-06-30 | 0.08% |
| 2008-03-31 | 12.96% |
| 2007-12-31 | 19.89% |
| 2007-09-30 | 23.88% |
| 2007-06-30 | 23.98% |
| 2007-03-31 | 23.80% |
| 2006-12-31 | 24.92% |
| 2006-09-30 | 24.93% |
| 2006-06-30 | 24.84% |
| 2006-03-31 | 25.51% |
| 2005-12-31 | 26.35% |
| 2005-09-30 | 25.97% |
| 2005-06-30 | 26.54% |
| 2005-03-31 | 26.26% |
| 2004-12-31 | 29.25% |
| 2004-09-30 | 25.17% |
| 2004-06-30 | 25.11% |
| 2004-03-31 | 24.62% |
