Basis: Trailing twelve months (TTM net income over TTM revenue). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the net profit margin high or low?
The net profit margin of 23.50% is in line with its 2-year average of 25.84%, around the middle of its 2-year range (2.83%–33.34%).
6.45% below its 12-month average of 25.12%.
Reported quarterly profit margin; no daily interpolation. Q2 FY2026 (2026-06-30): 23.26%.
NET PROFIT MARGIN
23.50%
NET PROFIT MARGIN AVG TTM
25.12%
NET PROFIT MARGIN AVG 3Y
25.84%
NET PROFIT MARGIN AVG 5Y
25.84%
NET PROFIT MARGIN AVG 10Y
92.29%
NET PROFIT MARGIN AVG 15Y
N/A
NET PROFIT MARGIN AVG 20Y
N/A
CURRENT VS TTM AVG
-6.45%
CURRENT VS 3Y AVG
-9.06%
CURRENT VS 5Y AVG
-9.06%
CURRENT VS 10Y AVG
-74.54%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
13.22%
median of 601 covered companies
CURRENT VS SECTOR MEDIAN
+77.76%
vs the sector median at left
Jefferson Capital, Inc. Common Stock
Market Cap
$1.22B
Net Profit Margin
23.50%
TTM Avg
25.12%
3Y Avg
25.84%
5Y Avg
25.84%
Market Cap
$1.24B
Net Profit Margin
26.75%
TTM Avg
25.95%
3Y Avg
31.45%
5Y Avg
33.47%
Market Cap
$1.29B
Net Profit Margin
21.50%
TTM Avg
22.80%
3Y Avg
25.14%
5Y Avg
22.44%
Market Cap
$1.15B
Net Profit Margin
23.17%
TTM Avg
16.87%
3Y Avg
21.49%
5Y Avg
24.02%
Market Cap
$1.33B
Net Profit Margin
23.46%
TTM Avg
25.71%
3Y Avg
26.66%
5Y Avg
27.40%
Market Cap
$1.32B
Net Profit Margin
22.01%
TTM Avg
18.66%
3Y Avg
20.22%
5Y Avg
20.66%
Market Cap
$1.33B
Net Profit Margin
19.75%
TTM Avg
18.15%
3Y Avg
21.95%
5Y Avg
20.60%
Market Cap
$1.07B
Net Profit Margin
20.97%
TTM Avg
25.16%
3Y Avg
24.43%
5Y Avg
20.01%
Market Cap
$1.38B
Net Profit Margin
25.55%
TTM Avg
22.99%
3Y Avg
25.47%
5Y Avg
27.42%
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Jefferson Capital, Inc. Common Stock (JCAP) | $1.22B | 23.50% | 25.12% | 25.84% | 25.84% |
| Preferred Bank (PFBC)vs › | $1.24B | 26.75% | 25.95% | 31.45% | 33.47% |
| Old Second Bancorp, Inc. (OSBC)vs › | $1.29B | 21.50% | 22.80% | 25.14% | 22.44% |
| Heritage Financial Corporation (HFWA)vs › | $1.15B | 23.17% | 16.87% | 21.49% | 24.02% |
| HBT Financial, Inc. (HBT)vs › | $1.33B | 23.46% | 25.71% | 26.66% | 27.40% |
| First Mid Bancshares, Inc. (FMBH)vs › | $1.32B | 22.01% | 18.66% | 20.22% | 20.66% |
| Peoples Bancorp Inc. (PEBO)vs › | $1.33B | 19.75% | 18.15% | 21.95% | 20.60% |
| International General Insurance Holdings Ltd. (IGIC)vs › | $1.07B | 20.97% | 25.16% | 24.43% | 20.01% |
| Community Trust Bancorp, Inc. (CTBI)vs › | $1.38B | 25.55% | 22.99% | 25.47% | 27.42% |
| Capitol Federal Financial, Inc. (CFFN)vs › | $1.05B | N/A | 13.16% | -0.06% | 7.85% |
Operating Margin
51.6%
Net Profit Margin
23.5%
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | NET PROFIT MARGIN |
|---|---|
| 2026-06-30 | 23.26% |
| 2026-03-31 | 21.33% |
| 2025-12-31 | 24.37% |
| 2025-09-30 | 25.43% |
| 2025-06-30 | 31.20% |
| 2025-03-31 | 32.73% |
| 2024-12-31 | 2.83% |
| 2024-09-30 | 33.34% |
| 2024-06-30 | 30.99% |
| 2024-03-31 | 32.91% |
| 2020-06-30 | -2.92% |
| 2020-03-31 | -451.70% |
| 2019-12-31 | 53.31% |
| 2019-09-30 | 89.43% |
| 2019-06-30 | 137.32% |
| 2019-03-31 | 122.56% |
| 2018-12-31 | 230.20% |
| 2018-09-30 | 175.60% |
| 2018-06-30 | 149.11% |
| 2018-03-31 | 102.65% |
| 2017-12-31 | 79.52% |
| 2017-09-30 | 132.61% |
| 2017-06-30 | 199.85% |
| 2017-03-31 | 77.49% |
| 2016-12-31 | 208.02% |
| 2016-09-30 | 294.11% |
| 2016-06-30 | 353.03% |
| 2016-03-31 | 98.16% |
| 2015-12-31 | -82.44% |
| 2015-09-30 | -243.43% |
| 2015-06-30 | -786.90% |
