International General Insurance Holdings Ltd. (IGIC) vs Jefferson Capital, Inc. Common Stock (JCAP)

A side-by-side comparison of International General Insurance Holdings Ltd. and Jefferson Capital, Inc. Common Stock across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — IGIC vs JCAP

growth of $100 · dividends reinvested · last 1y
IGIC +8.4% (+8.4%/yr)JCAP +12.7% (+12.7%/yr)JCAP compounded faster over this window
90100110120130Start $1002026$108$113
IGIC JCAP

IGIC vs JCAP: by the numbers

  • •JCAP is the larger company ($1.22B vs $1.07B market cap).
  • •JCAP converts more revenue to profit (23.50% vs 20.97% net margin).
  • •JCAP grew revenue faster over the past five years (54.92% vs 7.85% CAGR).
  • •JCAP pays the higher dividend yield (4.88% vs 1.01%).

Metrics side by side

Valuation

MetricIGICJCAP
P/E ratio10.05N/A
Forward P/E10.256.68
PEG ratio0.27N/A
P/S ratio2.071.85
P/B ratio1.602.57

Profitability

MetricIGICJCAP
Operating margin20.66%51.61%
Net margin20.97%23.50%
ROE16.20%32.55%

International General Insurance Holdings Ltd.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Jefferson Capital, Inc. Common Stock: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricIGICJCAP
Dividend yield1.01%4.88%
Payout ratio10.04%N/A

Growth (annualized)

MetricIGICJCAP
Revenue CAGR (5Y)7.85%54.92%
EPS CAGR (5Y)37.41%20.35%
Total return CAGR (5Y)27.06%N/A

Frequently asked

Which has grown faster, IGIC or JCAP?
Over the past five years, JCAP grew revenue faster — IGIC at a 7.85% CAGR versus JCAP at 54.92%.
Does IGIC or JCAP pay a bigger dividend?
IGIC yields 1.01% and JCAP yields 4.88% based on trailing dividends and the latest price.
Is IGIC or JCAP more profitable?
JCAP runs the higher net margin — IGIC at 20.97% versus JCAP at 23.50%.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.