Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 20.66% is in line with its 5-year average of 21.57%, around the middle of its 5-year range (4.81%–32.57%).
4.22% below its 12-month average of 21.57%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): 14.74%.
OPERATING MARGIN
20.66%
OPERATING MARGIN AVG TTM
21.57%
OPERATING MARGIN AVG 3Y
24.04%
OPERATING MARGIN AVG 5Y
21.57%
OPERATING MARGIN AVG 10Y
N/A
OPERATING MARGIN AVG 15Y
N/A
OPERATING MARGIN AVG 20Y
N/A
CURRENT VS TTM AVG
-4.22%
CURRENT VS 3Y AVG
-14.04%
CURRENT VS 5Y AVG
-4.23%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
17.79%
median of 502 covered companies
CURRENT VS SECTOR MEDIAN
+16.13%
vs the sector median at left
International General Insurance Holdings Ltd.
Market Cap
$1.07B
Operating Margin
20.66%
TTM Avg
21.57%
3Y Avg
24.04%
5Y Avg
21.57%
Market Cap
$1.05B
Operating Margin
N/A
TTM Avg
17.07%
3Y Avg
-1.23%
5Y Avg
9.10%
Market Cap
$1.05B
Operating Margin
34.63%
TTM Avg
31.64%
3Y Avg
37.73%
5Y Avg
41.59%
Market Cap
$1.02B
Operating Margin
28.78%
TTM Avg
27.31%
3Y Avg
30.97%
5Y Avg
31.56%
Market Cap
$1.03B
Operating Margin
40.57%
TTM Avg
42.26%
3Y Avg
43.91%
5Y Avg
40.41%
Market Cap
$1.02B
Operating Margin
23.26%
TTM Avg
19.54%
3Y Avg
23.37%
5Y Avg
24.70%
Market Cap
$1.01B
Operating Margin
22.15%
TTM Avg
20.15%
3Y Avg
22.44%
5Y Avg
23.89%
Market Cap
$1.01B
Operating Margin
36.55%
TTM Avg
38.23%
3Y Avg
41.76%
5Y Avg
45.63%
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| International General Insurance Holdings Ltd. (IGIC) | $1.07B | 20.66% | 21.57% | 24.04% | 21.57% |
| Capitol Federal Financial, Inc. (CFFN)vs › | $1.05B | N/A | 17.07% | -1.23% | 9.10% |
| Five Star Bancorp (FSBC)vs › | $1.05B | 34.63% | 31.64% | 37.73% | 41.59% |
| Northeast Bank (NBN)vs › | $1.05B | 38.56% | 37.02% | 36.02% | 44.83% |
| Mercantile Bank Corporation (MBWM)vs › | $1.02B | 28.78% | 27.31% | 30.97% | 31.56% |
| Esquire Financial Holdings, Inc. (ESQ)vs › | $1.03B | 40.57% | 42.26% | 43.91% | 40.41% |
| CNB Financial Corporation (CCNEP)vs › | $1.02B | 23.26% | 19.54% | 23.37% | 24.70% |
| Business First Bancshares, Inc. (BFST)vs › | $1.01B | 22.15% | 20.15% | 22.44% | 23.89% |
| MetroCity Bankshares, Inc. (MCBS)vs › | $1.01B | 36.55% | 38.23% | 41.76% | 45.63% |
| CNB Financial Corporation (CCNE)vs › | $1.01B | 23.26% | 19.54% | 23.37% | 24.70% |
Operating Margin
20.7%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | 14.74% |
| 2026-03-31 | 17.52% |
| 2025-12-31 | 24.29% |
| 2025-09-30 | 27.02% |
| 2025-06-30 | 24.29% |
| 2025-03-31 | 21.07% |
| 2024-12-31 | 21.00% |
| 2024-09-30 | 24.55% |
| 2024-06-30 | 24.85% |
| 2024-03-31 | 30.23% |
| 2023-12-31 | 26.29% |
| 2023-09-30 | 12.97% |
| 2023-06-30 | 32.57% |
| 2023-03-31 | 30.43% |
| 2022-12-31 | 17.83% |
| 2022-09-30 | 24.48% |
| 2022-06-30 | 23.01% |
| 2022-03-31 | 26.52% |
| 2021-12-31 | 8.20% |
| 2021-09-30 | 16.34% |
| 2021-06-30 | 4.81% |
| 2021-03-31 | 14.06% |
| 2020-12-31 | 11.74% |
| 2020-09-30 | 7.63% |
| 2020-06-30 | 17.11% |
| 2020-03-31 | -2.75% |
| 2019-12-31 | 6.79% |
| 2019-09-30 | 8.17% |
| 2019-06-30 | 15.01% |
| 2019-03-31 | 11.07% |
| 2018-12-31 | 16.12% |
| 2018-09-30 | 16.12% |
| 2018-06-30 | 11.43% |
| 2018-03-31 | 11.43% |
