Five Star Bancorp (FSBC) vs International General Insurance Holdings Ltd. (IGIC)
A side-by-side comparison of Five Star Bancorp and International General Insurance Holdings Ltd. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — FSBC vs IGIC
growth of $100 · dividends reinvested · last 8yFSBC vs IGIC: by the numbers
- •IGIC is the larger company ($1.06B vs $1.05B market cap).
- •IGIC trades at the lower trailing earnings multiple (10.01 vs 12.86 P/E), one valuation lens rather than an overall verdict.
- •FSBC converts more revenue to profit (25.88% vs 20.97% net margin).
- •FSBC grew revenue faster over the past five years (26.69% vs 7.85% CAGR).
- •FSBC pays the higher dividend yield (2.19% vs 1.01%).
Metrics side by side
Valuation
| Metric | FSBC | IGIC |
|---|---|---|
| P/E ratio | 12.86 | 10.01 |
| Forward P/E | 12.42 | 10.22 |
| PEG ratio | 2.30 | 0.27 |
| P/S ratio | 3.76 | 2.06 |
| P/B ratio | 2.21 | 1.59 |
Profitability
| Metric | FSBC | IGIC |
|---|---|---|
| Operating margin | 34.63% | 20.66% |
| Net margin | 25.88% | 20.97% |
| ROE | 15.20% | 16.20% |
Five Star Bancorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
International General Insurance Holdings Ltd.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | FSBC | IGIC |
|---|---|---|
| Dividend yield | 2.19% | 1.01% |
| Payout ratio | 28.11% | 10.04% |
Growth (annualized)
| Metric | FSBC | IGIC |
|---|---|---|
| Revenue CAGR (5Y) | 26.69% | 7.85% |
| EPS CAGR (5Y) | 5.59% | 37.41% |
| Total return CAGR (5Y) | 15.10% | 27.06% |
Frequently asked
- Which has the lower trailing P/E, FSBC or IGIC?
- IGIC has the lower trailing P/E: FSBC trades at 12.86 and IGIC at 10.01. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, FSBC or IGIC?
- Over the past five years, FSBC grew revenue faster — FSBC at a 26.69% CAGR versus IGIC at 7.85%.
- Does FSBC or IGIC pay a bigger dividend?
- FSBC yields 2.19% and IGIC yields 1.01% based on trailing dividends and the latest price.
- Is FSBC or IGIC more profitable?
- FSBC runs the higher net margin — FSBC at 25.88% versus IGIC at 20.97%.
- How have FSBC and IGIC total returns compared?
- Over the past 5 years, FSBC delivered 15.10% and IGIC delivered 27.06% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Five Star Bancorp & International General Insurance appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.