Basis: Trailing twelve months (TTM), to the latest fiscal quarter end. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 15.20% is in line with its 5-year average of 15.65%, around the middle of its 5-year range (11.07%–18.90%).
As of the fiscal period ended Tuesday, June 30, 2026. 9.53% above its 12-month average of 13.88%.
Trailing-twelve-month return on equity at each fiscal quarter end; no daily interpolation. Q2 FY2026 (2026-06-30): 15.20%.
RETURN ON EQUITY (ROE)
15.20%
RETURN ON EQUITY (ROE) AVG TTM
13.88%
RETURN ON EQUITY (ROE) AVG 3Y
14.20%
RETURN ON EQUITY (ROE) AVG 5Y
15.65%
RETURN ON EQUITY (ROE) AVG 10Y
11.47%
RETURN ON EQUITY (ROE) AVG 15Y
N/A
RETURN ON EQUITY (ROE) AVG 20Y
N/A
CURRENT VS TTM AVG
+9.53%
CURRENT VS 3Y AVG
+7.05%
CURRENT VS 5Y AVG
-2.90%
CURRENT VS 10Y AVG
+32.48%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
9.39%
median of 474 covered companies
CURRENT VS SECTOR MEDIAN
+61.86%
vs the sector median at left
Five Star Bancorp
Market Cap
$1.05B
Return on Equity (ROE)
15.20%
TTM Avg
13.88%
3Y Avg
14.20%
5Y Avg
15.65%
Market Cap
$1.05B
Return on Equity (ROE)
N/A
TTM Avg
5.08%
3Y Avg
2.03%
5Y Avg
3.21%
Market Cap
$1.05B
Return on Equity (ROE)
17.80%
TTM Avg
17.34%
3Y Avg
16.26%
5Y Avg
18.80%
Market Cap
$1.07B
Return on Equity (ROE)
16.20%
TTM Avg
19.27%
3Y Avg
20.53%
5Y Avg
16.82%
Market Cap
$1.03B
Return on Equity (ROE)
16.81%
TTM Avg
17.98%
3Y Avg
18.66%
5Y Avg
16.19%
Market Cap
$1.03B
Return on Equity (ROE)
12.61%
TTM Avg
12.93%
3Y Avg
13.86%
5Y Avg
13.06%
Market Cap
$1.02B
Return on Equity (ROE)
10.56%
TTM Avg
8.26%
3Y Avg
9.65%
5Y Avg
9.91%
Market Cap
$1.01B
Return on Equity (ROE)
9.22%
TTM Avg
8.97%
3Y Avg
9.58%
5Y Avg
9.61%
Market Cap
$1.01B
Return on Equity (ROE)
10.56%
TTM Avg
8.26%
3Y Avg
9.65%
5Y Avg
9.91%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Five Star Bancorp (FSBC) | $1.05B | 15.20% | 13.88% | 14.20% | 15.65% |
| Capitol Federal Financial, Inc. (CFFN)vs › | $1.05B | N/A | 5.08% | 2.03% | 3.21% |
| Northeast Bank (NBN)vs › | $1.05B | 17.80% | 17.34% | 16.26% | 18.80% |
| International General Insurance Holdings Ltd. (IGIC)vs › | $1.07B | 16.20% | 19.27% | 20.53% | 16.82% |
| Esquire Financial Holdings, Inc. (ESQ)vs › | $1.03B | 16.81% | 17.98% | 18.66% | 16.19% |
| Mercantile Bank Corporation (MBWM)vs › | $1.03B | 12.61% | 12.93% | 13.86% | 13.06% |
| CNB Financial Corporation (CCNEP)vs › | $1.02B | 10.56% | 8.26% | 9.65% | 9.91% |
| Business First Bancshares, Inc. (BFST)vs › | $1.01B | 9.22% | 8.97% | 9.58% | 9.61% |
| CNB Financial Corporation (CCNE)vs › | $1.01B | 10.56% | 8.26% | 9.65% | 9.91% |
| MetroCity Bankshares, Inc. (MCBS)vs › | $1.01B | 14.09% | 13.96% | 14.85% | 15.92% |
ROE
15.2%
ROA
1.3%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2026-06-30 | 15.20% |
| 2026-03-31 | 14.64% |
| 2025-12-31 | 13.82% |
| 2025-09-30 | 13.28% |
| 2025-06-30 | 12.45% |
| 2025-03-31 | 11.85% |
| 2024-12-31 | 11.51% |
| 2024-09-30 | 11.07% |
| 2024-06-30 | 11.37% |
| 2024-03-31 | 15.45% |
| 2023-12-31 | 16.70% |
| 2023-09-30 | 18.33% |
| 2023-06-30 | 18.90% |
| 2023-03-31 | 18.45% |
| 2022-12-31 | 17.72% |
| 2022-09-30 | 17.90% |
| 2022-06-30 | 18.07% |
| 2022-03-31 | 18.19% |
| 2021-12-31 | 18.06% |
| 2021-09-30 | 17.91% |
| 2021-06-30 | 17.82% |
| 2021-03-31 | 29.84% |
| 2020-12-31 | 26.86% |
| 2019-12-31 | -1.72% |
| 2019-09-30 | 0.29% |
| 2019-06-30 | 0.57% |
| 2019-03-31 | 0.91% |
| 2018-12-31 | 1.12% |
| 2018-09-30 | 2.03% |
| 2018-06-30 | 2.38% |
| 2018-03-31 | 2.95% |
| 2017-12-31 | 2.75% |
| 2017-09-30 | 1.68% |
| 2017-06-30 | 1.79% |
| 2017-03-31 | 1.40% |
