Five Star Bancorp (FSBC) vs Northeast Bank (NBN)

A side-by-side comparison of Five Star Bancorp and Northeast Bank across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — FSBC vs NBN

growth of $100 · dividends reinvested · last 10y
FSBC +301.1% (+14.9%/yr)NBN +1058.4% (+27.8%/yr)NBN compounded faster over this window
5001kStart $10020182020202220242026$401$1,158
FSBC NBN

FSBC vs NBN: by the numbers

  • •FSBC is the larger company ($1.04B vs $1.04B market cap).
  • •NBN trades at the lower trailing earnings multiple (9.85 vs 12.82 P/E), one valuation lens rather than an overall verdict.
  • •NBN converts more revenue to profit (28.16% vs 25.88% net margin).
  • •FSBC grew revenue faster over the past five years (26.69% vs 21.05% CAGR).
  • •FSBC pays the higher dividend yield (2.19% vs 0.03%).

Metrics side by side

Valuation

MetricFSBCNBN
P/E ratio12.829.85
Forward P/E12.388.58
PEG ratio2.291.19
P/S ratio3.752.72
P/B ratio2.201.72

Profitability

MetricFSBCNBN
Operating margin34.63%38.56%
Net margin25.88%28.16%
ROE15.20%17.80%

Five Star Bancorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Northeast Bank: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricFSBCNBN
Dividend yield2.19%0.03%
Payout ratio28.11%0.31%

Growth (annualized)

MetricFSBCNBN
Revenue CAGR (5Y)26.69%21.05%
EPS CAGR (5Y)5.59%8.41%
Total return CAGR (5Y)15.10%28.02%

Frequently asked

Which has the lower trailing P/E, FSBC or NBN?
NBN has the lower trailing P/E: FSBC trades at 12.82 and NBN at 9.85. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, FSBC or NBN?
Over the past five years, FSBC grew revenue faster — FSBC at a 26.69% CAGR versus NBN at 21.05%.
Does FSBC or NBN pay a bigger dividend?
FSBC yields 2.19% and NBN yields 0.03% based on trailing dividends and the latest price.
Is FSBC or NBN more profitable?
NBN runs the higher net margin — FSBC at 25.88% versus NBN at 28.16%.
How have FSBC and NBN total returns compared?
Over the past 10 years, FSBC delivered 14.90% and NBN delivered 27.22% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.