Which has the lower trailing P/E, ESQ or FSBC?

FSBC has the lower trailing P/E: ESQ trades at 19.65 and FSBC at 12.95. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, ESQ or FSBC?

Over the past five years, FSBC grew revenue faster — ESQ at a 24.48% CAGR versus FSBC at 26.69%.

Does ESQ or FSBC pay a bigger dividend?

ESQ yields 0.66% and FSBC yields 2.19% based on trailing dividends and the latest price.

Is ESQ or FSBC more profitable?

ESQ runs the higher net margin — ESQ at 29.32% versus FSBC at 25.88%.

How have ESQ and FSBC total returns compared?

Over the past 5 years, ESQ delivered 32.17% and FSBC delivered 15.10% annualized total return. Past performance doesn't predict future results.

Esquire Financial Holdings, Inc. (ESQ) vs Five Star Bancorp (FSBC)

A side-by-side comparison of Esquire Financial Holdings, Inc. and Five Star Bancorp across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

ESQ

Esquire Financial Holdings, Inc.

$1.03B

$119.06Financial ServicesDelayed quote: Oct 6, 2026, 11:05 AM EDT

FSBC

Five Star Bancorp

$1.05B

$43.77Financial ServicesDelayed quote: Oct 6, 2026, 11:05 AM EDT

Total return — ESQ vs FSBC

growth of $100 · dividends reinvested · last 9y

ESQ +706.5% (+26.1%/yr)FSBC +239.0% (+14.5%/yr)ESQ compounded faster over this window

ESQ FSBC

ESQ vs FSBC: by the numbers

•FSBC is the larger company ($1.05B vs $1.03B market cap).
•FSBC trades at the lower trailing earnings multiple (12.95 vs 19.65 P/E), one valuation lens rather than an overall verdict.
•ESQ converts more revenue to profit (29.32% vs 25.88% net margin).
•FSBC grew revenue faster over the past five years (26.69% vs 24.48% CAGR).
•FSBC pays the higher dividend yield (2.19% vs 0.66%).

Metrics side by side

Valuation

Metric	ESQ	FSBC
P/E ratio	19.65	12.95
Forward P/E	17.16	12.51
PEG ratio	0.68	2.32
P/S ratio	5.72	3.79
P/B ratio	3.28	2.23

Profitability

Metric	ESQ	FSBC
Operating margin	40.57%	34.63%
Net margin	29.32%	25.88%
ROE	16.81%	15.20%

Esquire Financial Holdings, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Five Star Bancorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	ESQ	FSBC
Dividend yield	0.66%	2.19%
Payout ratio	12.79%	28.11%

Growth (annualized)

Metric	ESQ	FSBC
Revenue CAGR (5Y)	24.48%	26.69%
EPS CAGR (5Y)	29.96%	5.59%
Total return CAGR (5Y)	32.17%	15.10%

Frequently asked

Which has the lower trailing P/E, ESQ or FSBC?: FSBC has the lower trailing P/E: ESQ trades at 19.65 and FSBC at 12.95. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, ESQ or FSBC?: Over the past five years, FSBC grew revenue faster — ESQ at a 24.48% CAGR versus FSBC at 26.69%.
Does ESQ or FSBC pay a bigger dividend?: ESQ yields 0.66% and FSBC yields 2.19% based on trailing dividends and the latest price.
Is ESQ or FSBC more profitable?: ESQ runs the higher net margin — ESQ at 29.32% versus FSBC at 25.88%.
How have ESQ and FSBC total returns compared?: Over the past 5 years, ESQ delivered 32.17% and FSBC delivered 15.10% annualized total return. Past performance doesn't predict future results.

Go deeper

Full ESQ analysis Full FSBC analysis Interactive comparison tool

Dig into the metrics

Esquire Financial P/E ratio Five Star Bancorp P/E ratio Esquire Financial dividend yield Five Star Bancorp dividend yield Esquire Financial ROE Five Star Bancorp ROE Esquire Financial operating margin Five Star Bancorp operating margin Esquire Financial revenue growth Five Star Bancorp revenue growth

Esquire Financial & Five Star Bancorp appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Highest Operating Margin Stocks Highest 10-Year Total Return Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.