Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
The operating margin is N/A as of the fiscal period ended Tuesday, June 30, 2026.
Reported quarterly operating margin; no daily interpolation. Q3 FY2026 (2026-06-30): 21.47%.
OPERATING MARGIN
N/A
OPERATING MARGIN AVG TTM
21.78%
OPERATING MARGIN AVG 3Y
19.90%
OPERATING MARGIN AVG 5Y
23.30%
OPERATING MARGIN AVG 10Y
28.79%
OPERATING MARGIN AVG 15Y
32.20%
OPERATING MARGIN AVG 20Y
28.24%
CURRENT VS TTM AVG
N/A
CURRENT VS 3Y AVG
N/A
CURRENT VS 5Y AVG
N/A
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
Capitol Federal Financial, Inc.
Market Cap
$1.05B
Operating Margin
N/A
TTM Avg
21.78%
3Y Avg
19.90%
5Y Avg
23.30%
Market Cap
$1.05B
Operating Margin
34.63%
TTM Avg
31.64%
3Y Avg
37.73%
5Y Avg
41.59%
Market Cap
$1.02B
Operating Margin
23.26%
TTM Avg
19.54%
3Y Avg
23.37%
5Y Avg
24.70%
Market Cap
$1.02B
Operating Margin
40.57%
TTM Avg
42.26%
3Y Avg
43.91%
5Y Avg
40.41%
Market Cap
$1.01B
Operating Margin
22.15%
TTM Avg
20.15%
3Y Avg
22.44%
5Y Avg
23.89%
Market Cap
$1.01B
Operating Margin
23.26%
TTM Avg
19.54%
3Y Avg
23.37%
5Y Avg
24.70%
Market Cap
$963.80M
Operating Margin
25.61%
TTM Avg
22.41%
3Y Avg
25.80%
5Y Avg
30.73%
Market Cap
$903.34M
Operating Margin
34.04%
TTM Avg
35.70%
3Y Avg
37.77%
5Y Avg
39.06%
Market Cap
$899.43M
Operating Margin
17.22%
TTM Avg
17.22%
3Y Avg
17.22%
5Y Avg
17.22%
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Capitol Federal Financial, Inc. (CFFN) | $1.05B | N/A | 21.78% | 19.90% | 23.30% |
| Five Star Bancorp (FSBC)vs › | $1.05B | 34.63% | 31.64% | 37.73% | 41.59% |
| CNB Financial Corporation (CCNEP)vs › | $1.02B | 23.26% | 19.54% | 23.37% | 24.70% |
| Esquire Financial Holdings, Inc. (ESQ)vs › | $1.02B | 40.57% | 42.26% | 43.91% | 40.41% |
| Business First Bancshares, Inc. (BFST)vs › | $1.01B | 22.15% | 20.15% | 22.44% | 23.89% |
| CNB Financial Corporation (CCNE)vs › | $1.01B | 23.26% | 19.54% | 23.37% | 24.70% |
| Camden National Corp. (CAC)vs › | $963.80M | 25.61% | 22.41% | 25.80% | 30.73% |
| First Community Bankshares, Inc. (FCBC)vs › | $903.34M | 34.04% | 35.70% | 37.77% | 39.06% |
| Forbright, Inc. Class A Common Stock (FRBT)vs › | $899.43M | 17.22% | 17.22% | 17.22% | 17.22% |
| Lufax Holding Ltd (LU)vs › | $892.69M | 1.13% | -1.56% | 27.65% | 30.81% |
Operating Margin
N/A
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | 21.47% |
| 2026-03-31 | 22.80% |
| 2025-12-31 | 22.77% |
| 2025-10-27 | 21.10% |
| 2025-06-30 | 20.75% |
| 2025-03-31 | 18.83% |
| 2024-12-31 | 18.77% |
| 2024-09-30 | 19.00% |
| 2024-06-30 | 15.77% |
| 2024-03-31 | 17.74% |
| 2023-12-31 | 2.51% |
| 2023-09-30 | 185.71% |
| 2023-06-30 | 10.33% |
| 2023-03-31 | 18.65% |
| 2022-12-31 | 20.55% |
| 2022-09-30 | 28.05% |
| 2022-06-30 | 35.76% |
| 2022-03-31 | 40.24% |
| 2021-12-31 | 41.42% |
| 2021-09-30 | 34.96% |
| 2021-06-30 | 34.47% |
| 2021-03-31 | 36.22% |
| 2020-12-31 | 32.20% |
| 2020-09-30 | 31.00% |
| 2020-06-30 | 31.44% |
| 2020-03-31 | 6.15% |
| 2019-12-31 | 32.39% |
| 2019-09-30 | 32.80% |
| 2019-06-30 | 33.50% |
| 2019-03-31 | 36.34% |
| 2018-12-31 | 35.52% |
| 2018-09-30 | 35.68% |
| 2018-06-30 | 35.23% |
| 2018-03-31 | 36.93% |
| 2017-12-31 | 38.65% |
| 2017-09-30 | 37.69% |
| 2017-06-30 | 38.41% |
| 2017-03-31 | 39.86% |
| 2016-12-31 | 39.11% |
| 2016-09-30 | 38.36% |
| 2016-06-30 | 38.12% |
| 2016-03-31 | 39.90% |
| 2015-12-31 | 38.47% |
| 2015-09-30 | 36.38% |
| 2015-06-30 | 37.12% |
| 2015-03-31 | 37.79% |
| 2014-12-31 | 38.81% |
| 2014-09-30 | 38.12% |
| 2014-06-30 | 38.50% |
| 2014-03-31 | 38.77% |
| 2013-12-31 | 35.14% |
| 2013-09-30 | 32.20% |
| 2013-06-30 | 35.06% |
| 2013-03-31 | 34.00% |
| 2012-12-31 | 32.26% |
| 2012-09-30 | 34.54% |
| 2012-06-30 | 34.40% |
| 2012-03-31 | 34.20% |
| 2011-12-31 | 32.22% |
| 2011-09-30 | 27.55% |
| 2011-06-30 | 27.68% |
| 2011-03-31 | 25.61% |
| 2010-12-31 | -18.88% |
| 2010-09-30 | 24.88% |
| 2010-06-30 | 26.40% |
| 2010-03-31 | 22.86% |
| 2009-12-31 | 28.67% |
| 2009-09-30 | 25.06% |
| 2009-06-30 | 22.13% |
| 2009-03-31 | 25.79% |
| 2008-12-31 | 22.45% |
| 2008-09-30 | 22.46% |
| 2008-06-30 | 20.51% |
| 2008-03-31 | 16.36% |
| 2007-12-31 | 13.21% |
| 2007-09-30 | 9.91% |
| 2007-06-30 | 10.79% |
| 2007-03-31 | 12.77% |
| 2006-12-31 | 14.96% |
| 2006-09-30 | 14.48% |
| 2006-06-30 | 17.16% |
| 2006-03-31 | 17.16% |
| 2005-12-31 | 20.28% |
| 2005-09-30 | 20.01% |
| 2005-06-30 | 24.49% |
| 2005-03-31 | 26.82% |
| 2004-12-31 | 28.23% |
| 2004-09-30 | -202.20% |
| 2004-06-30 | 15.75% |
| 2004-03-31 | 15.80% |
| 2003-12-31 | 7.59% |
| 2003-09-30 | 4.72% |
| 2003-06-30 | 11.22% |
| 2003-03-31 | 16.84% |
| 2002-12-31 | 31.28% |
| 2002-09-30 | 28.40% |
