Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 4.98% is in line with its 5-year average of 5.26%, around the middle of its 5-year range (2.13%–7.79%).
21.45% below its 12-month average of 6.34%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.96%.
RETURN ON ASSETS (ROA)
4.98%
RETURN ON ASSETS (ROA) AVG TTM
6.34%
RETURN ON ASSETS (ROA) AVG 3Y
6.55%
RETURN ON ASSETS (ROA) AVG 5Y
5.26%
RETURN ON ASSETS (ROA) AVG 10Y
1852.85%
RETURN ON ASSETS (ROA) AVG 15Y
N/A
RETURN ON ASSETS (ROA) AVG 20Y
N/A
CURRENT VS TTM AVG
-21.45%
CURRENT VS 3Y AVG
-23.94%
CURRENT VS 5Y AVG
-5.26%
CURRENT VS 10Y AVG
-99.73%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 585 covered companies
CURRENT VS SECTOR MEDIAN
+304.88%
vs the sector median at left
International General Insurance Holdings Ltd.
Market Cap
$1.07B
Return on Assets (ROA)
4.98%
TTM Avg
6.34%
3Y Avg
6.55%
5Y Avg
5.26%
Market Cap
$1.06B
Return on Assets (ROA)
N/A
TTM Avg
0.55%
3Y Avg
0.24%
5Y Avg
0.41%
Market Cap
$1.05B
Return on Assets (ROA)
1.34%
TTM Avg
1.21%
3Y Avg
1.29%
5Y Avg
1.44%
Market Cap
$1.04B
Return on Assets (ROA)
2.06%
TTM Avg
2.00%
3Y Avg
1.85%
5Y Avg
2.23%
Market Cap
$1.04B
Return on Assets (ROA)
1.48%
TTM Avg
1.47%
3Y Avg
1.92%
5Y Avg
3.18%
Market Cap
$1.02B
Return on Assets (ROA)
2.10%
TTM Avg
2.23%
3Y Avg
2.26%
5Y Avg
1.99%
Market Cap
$1.02B
Return on Assets (ROA)
1.40%
TTM Avg
1.31%
3Y Avg
1.35%
5Y Avg
1.25%
Market Cap
$1.02B
Return on Assets (ROA)
0.21%
TTM Avg
0.62%
3Y Avg
0.78%
5Y Avg
0.77%
Market Cap
$1.02B
Return on Assets (ROA)
1.14%
TTM Avg
0.83%
3Y Avg
0.96%
5Y Avg
0.93%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| International General Insurance Holdings Ltd. (IGIC) | $1.07B | 4.98% | 6.34% | 6.55% | 5.26% |
| Capitol Federal Financial, Inc. (CFFN)vs › | $1.06B | N/A | 0.55% | 0.24% | 0.41% |
| Five Star Bancorp (FSBC)vs › | $1.05B | 1.34% | 1.21% | 1.29% | 1.44% |
| Northeast Bank (NBN)vs › | $1.04B | 2.06% | 2.00% | 1.85% | 2.23% |
| Oaktree Specialty Lending Corporation (OCSL)vs › | $1.04B | 1.48% | 1.47% | 1.92% | 3.18% |
| Esquire Financial Holdings, Inc. (ESQ)vs › | $1.02B | 2.10% | 2.23% | 2.26% | 1.99% |
| Mercantile Bank Corporation (MBWM)vs › | $1.02B | 1.40% | 1.31% | 1.35% | 1.25% |
| OceanFirst Financial Corp. (OCFC)vs › | $1.02B | 0.21% | 0.62% | 0.78% | 0.77% |
| CNB Financial Corporation (CCNEP)vs › | $1.02B | 1.14% | 0.83% | 0.96% | 0.93% |
| Business First Bancshares, Inc. (BFST)vs › | $1.01B | 1.04% | 0.95% | 0.97% | 0.95% |
ROA
5.0%
ROE
16.2%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 6.05% |
| 2024-12-31 | 6.63% |
| 2023-12-31 | 7.79% |
| 2022-12-31 | 5.72% |
| 2021-12-31 | 3.22% |
| 2020-12-31 | 2.13% |
| 2019-12-31 | 2.34% |
| 2018-12-31 | 2.83% |
| 2017-12-31 | 2919.18% |
| 2016-12-31 | 17420.81% |
| 2015-12-31 | 4.60% |
