Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 1.14% is 22% above its 5-year average of 0.93%, near the high end of its 5-year range (0.69%–1.15%).
36.53% above its 12-month average of 0.83%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.34%.
RETURN ON ASSETS (ROA)
1.14%
RETURN ON ASSETS (ROA) AVG TTM
0.83%
RETURN ON ASSETS (ROA) AVG 3Y
0.96%
RETURN ON ASSETS (ROA) AVG 5Y
0.93%
RETURN ON ASSETS (ROA) AVG 10Y
0.94%
RETURN ON ASSETS (ROA) AVG 15Y
0.93%
RETURN ON ASSETS (ROA) AVG 20Y
0.93%
CURRENT VS TTM AVG
+36.53%
CURRENT VS 3Y AVG
+19.06%
CURRENT VS 5Y AVG
+22.14%
CURRENT VS 10Y AVG
+21.28%
CURRENT VS 15Y AVG
+22.58%
CURRENT VS 20Y AVG
+22.02%
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 433 covered companies
CURRENT VS SECTOR MEDIAN
-7.32%
vs the sector median at left
CNB Financial Corporation
Market Cap
$1.02B
Return on Assets (ROA)
1.14%
TTM Avg
0.83%
3Y Avg
0.96%
5Y Avg
0.93%
Market Cap
$1.03B
Return on Assets (ROA)
2.10%
TTM Avg
2.23%
3Y Avg
2.26%
5Y Avg
1.99%
Market Cap
$1.01B
Return on Assets (ROA)
1.04%
TTM Avg
0.95%
3Y Avg
0.97%
5Y Avg
0.95%
Market Cap
$1.01B
Return on Assets (ROA)
1.14%
TTM Avg
0.83%
3Y Avg
0.96%
5Y Avg
0.93%
Market Cap
$1.05B
Return on Assets (ROA)
1.34%
TTM Avg
1.21%
3Y Avg
1.29%
5Y Avg
1.44%
Market Cap
$1.06B
Return on Assets (ROA)
4.98%
TTM Avg
6.34%
3Y Avg
6.55%
5Y Avg
5.26%
Market Cap
$1.06B
Return on Assets (ROA)
N/A
TTM Avg
0.55%
3Y Avg
0.24%
5Y Avg
0.41%
Market Cap
$993.23M
Return on Assets (ROA)
-2.19%
TTM Avg
-0.94%
3Y Avg
-0.09%
5Y Avg
0.33%
Market Cap
$966.51M
Return on Assets (ROA)
1.28%
TTM Avg
0.92%
3Y Avg
0.92%
5Y Avg
1.02%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| CNB Financial Corporation (CCNEP) | $1.02B | 1.14% | 0.83% | 0.96% | 0.93% |
| Esquire Financial Holdings, Inc. (ESQ)vs › | $1.03B | 2.10% | 2.23% | 2.26% | 1.99% |
| Business First Bancshares, Inc. (BFST)vs › | $1.01B | 1.04% | 0.95% | 0.97% | 0.95% |
| CNB Financial Corporation (CCNE)vs › | $1.01B | 1.14% | 0.83% | 0.96% | 0.93% |
| Five Star Bancorp (FSBC)vs › | $1.05B | 1.34% | 1.21% | 1.29% | 1.44% |
| International General Insurance Holdings Ltd. (IGIC)vs › | $1.06B | 4.98% | 6.34% | 6.55% | 5.26% |
| Capitol Federal Financial, Inc. (CFFN)vs › | $1.06B | N/A | 0.55% | 0.24% | 0.41% |
| Horizon Bancorp, Inc. (HBNC)vs › | $993.23M | -2.19% | -0.94% | -0.09% | 0.33% |
| Camden National Corp. (CAC)vs › | $966.51M | 1.28% | 0.92% | 0.92% | 1.02% |
| Hanmi Financial Corporation (HAFC)vs › | $942.11M | 1.12% | 0.89% | 1.05% | 1.06% |
ROA
1.1%
ROE
10.6%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 0.79% |
| 2024-12-31 | 0.88% |
| 2023-12-31 | 1.01% |
| 2022-12-31 | 1.15% |
| 2021-12-31 | 1.08% |
| 2020-12-31 | 0.69% |
| 2019-12-31 | 1.06% |
| 2018-12-31 | 1.05% |
| 2017-12-31 | 0.86% |
| 2016-12-31 | 0.80% |
| 2015-12-31 | 0.97% |
| 2014-12-31 | 1.05% |
| 2013-12-31 | 0.78% |
| 2012-12-31 | 0.97% |
| 2011-12-31 | 0.94% |
| 2010-12-31 | 0.80% |
| 2009-12-31 | 0.73% |
| 2008-12-31 | 0.51% |
| 2007-12-31 | 1.07% |
| 2006-12-31 | 1.23% |
| 2005-12-31 | 1.20% |
| 2004-12-31 | 1.09% |
| 2003-12-31 | 1.29% |
| 2002-12-31 | 1.30% |
| 2001-12-31 | 1.10% |
| 2000-12-31 | 0.98% |
| 1999-12-31 | 0.82% |
| 1998-12-31 | 1.07% |
| 1997-12-31 | 1.15% |
| 1996-12-31 | 1.31% |
